Jul 24 2013, 02:08 PM
QUOTE(desire51 @ Jul 23 2013, 09:50 PM)
hi guys, let say for example i have a cc with limit of 5k and i bought 1 item worth rm4.8k with 0% easy installment for 24 months. meaning i used 96% of my credit card limit, would this reflect badly to the bank when i want to apply for loan? (e.g. car or house loan)
yea...that will be reflect badly to the bank when you are applying your new loan.I experienced before, when I am applying the house loan, the RHB banker said you have monthly installment in your Mbb credit card which will be count as commitment...so it affect your loan amount.... Monthly installment is consider as your commitment!
Quote
0.0161sec
0.54
7 queries
GZIP Disabled