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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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Human Nature
post Jun 16 2013, 05:55 PM

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QUOTE(kongming @ Jun 16 2013, 05:20 PM)
I feel a bit unsecured when telling them the 16 digit credit card number.
Only three pass phrase in order to make transaction online, those are 16digit number, card expire date, and 3 digit number on the back of the card.
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If you are the one making the call to the number listed at the back of your card, then it is alright. For general questions not specific to me alone, I just skip all the card details though.
ronnie
post Jun 16 2013, 06:27 PM

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QUOTE(kongming @ Jun 16 2013, 05:20 PM)
I feel a bit unsecured when telling them the 16 digit credit card number.
Only three pass phrase in order to make transaction online, those are 16digit number, card expire date, and 3 digit number on the back of the card.
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I always give my IC even when they ask for card number.
All calls are recorded and if you dont trust the bank staff, how you going to communicate effectively
kongming
post Jun 16 2013, 09:35 PM

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QUOTE(ronnie @ Jun 16 2013, 06:27 PM)
I always give my IC even when they ask for card number.
All calls are recorded and if you dont trust the bank staff, how you going to communicate effectively
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Sometimes I request to give my i/c number and they said can. And I gave the last four digit for confirmation.
This is also one kind of verification.
boom_kentut
post Jun 18 2013, 12:02 PM

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I am working for singaporean company from home(malaysia), i am working as flash animation designer earns about 3200+ monthly from home.
I am needing a credit card for cashless and retail transaction, i don't have payslips but i do have contract and job offer letter.

I have been working for about 5months now and salary always paid on 30th.
I wonder which bank would approve my working condition as OCBC staff says no.

So far i have about 80k cash in bank

Any input/advise appreciated
maru
post Jun 18 2013, 08:01 PM

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QUOTE(boom_kentut @ Jun 18 2013, 12:02 PM)
I am working for singaporean company from home(malaysia), i am working as flash animation designer earns about 3200+ monthly from home.
I am needing a credit card for cashless and retail transaction, i don't have payslips but i do have contract and job offer letter.

I have been working for about 5months now and salary always paid on 30th.
I wonder which bank would approve my working condition as OCBC staff says no.

So far i have about 80k cash in bank

Any input/advise appreciated
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got epf contribution ? if dont have , the chances are 0
angellus_riku
post Jun 19 2013, 11:01 AM

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a quick question here.

what happens to the outstanding CC debts of that particular person should that person pass away?
I've always wondered about this. Will the bank just waive it or it has to be paid by the spouse/brothers/children/etc....

Thanks in advance~
Human Nature
post Jun 19 2013, 05:51 PM

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QUOTE(ronnie @ Jun 14 2013, 09:37 AM)
RHB launches their RHB Signature Card - Link
user posted image

Cons
- Annual Fee of RM600
- Not part of the RM150 Cash-Back Sign-up Campaign
I just got this in black and white thumbup.gif

QUOTE
Yes, the RHB Signature Credit Card is eligible for the “RHB Credit Card RM150 Cash Back Campaign”

ronnie
post Jun 19 2013, 09:59 PM

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QUOTE(Human Nature @ Jun 19 2013, 05:51 PM)
I just got this in black and white  thumbup.gif
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That's great confirmation.... RHB also confirm the same over FB.
Human Nature
post Jun 19 2013, 11:43 PM

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I intend to apply one card but the form requires my consent for disclosure of information for marketing, promotional purposes to persons or third parties as the bank may deem fit, and a lot other clause more.

Just wondering if anyone of you ever tick no, and your application is still approved?
bijoumerchant
post Jun 20 2013, 12:31 AM

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Any bro have info on "visa black card" ?
MaGNiFiCo
post Jun 23 2013, 08:42 PM

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quick questions. maybank ezypay is available on all maybank cc right? or islamic cc dun have? hmm.gif

im undecided between two maybank cards now rclxub.gif


TSalexwsk
post Jun 23 2013, 09:02 PM

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QUOTE(MaGNiFiCo @ Jun 23 2013, 08:42 PM)
quick questions. maybank ezypay is available on all maybank cc right? or islamic cc dun have?  hmm.gif

im undecided between two maybank cards now  rclxub.gif
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which 2?
9 out of 10 here wud hv chosen Maybankard 2 Cards
MaGNiFiCo
post Jun 23 2013, 09:45 PM

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these two,

PETRONAS Maybankard Visa and Maybank Islamic Ikhwan American Express Gold Card-i
TSalexwsk
post Jun 23 2013, 10:20 PM

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QUOTE(MaGNiFiCo @ Jun 23 2013, 09:45 PM)
these two,

PETRONAS Maybankard Visa and Maybank Islamic Ikhwan American Express Gold Card-i
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then i wud say 10 out of 10 seniors here will go for Maybankard 2 Master/Visa + Amex, you only pay RM50 for both cards and the benefits are better than the 2 above
do check out the card at it's thread

This post has been edited by alexwsk: Jun 23 2013, 10:21 PM
Shinichi
post Jun 23 2013, 10:42 PM

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Hi all, just curious is there a card that gives the best cash rebate for monthly subscription based payment? (eg: gym, insurance, overseas recurring charges to credit card)?
Human Nature
post Jun 24 2013, 03:05 PM

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Let's say, I applied for 1 card with an annual fee, no 1st year fee waiver. When will I be charged the annual fee for the 1st time, upon approval or 1 year anniversary? Thank you
fly126
post Jun 24 2013, 06:17 PM

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QUOTE(Human Nature @ Jun 24 2013, 03:05 PM)
Let's say, I applied for 1 card with an annual fee, no 1st year fee waiver. When will I be charged the annual fee for the 1st time, upon approval or 1 year anniversary? Thank you
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Usually, they Charge the AF On the 1 Year Anniversary... cool2.gif

jack2
post Jun 26 2013, 01:36 PM

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Anyone got unauthorised transactions in your credit card?

I kena today which I believe was leaking by Paypal. Because the card, I only used it with Paypal.

The merchant is KARMALOOP INC
fruitie
post Jun 26 2013, 01:49 PM

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QUOTE(jack2 @ Jun 26 2013, 01:36 PM)
Anyone got unauthorised transactions in your credit card?

I kena today which I believe was leaking by Paypal. Because the card, I only used it with Paypal.

The merchant is KARMALOOP INC
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Few forummers also got fraud case and the charges were charged to KARMALOOP INC.
Please call your bank and block the card.

This post has been edited by fruitie: Jun 26 2013, 01:50 PM
jack2
post Jun 26 2013, 05:39 PM

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QUOTE(fruitie @ Jun 26 2013, 01:49 PM)
Few forummers also got fraud case and the charges were charged to KARMALOOP INC.
Please call your bank and block the card.
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already done.

my friend got it first 2 weeks ago and both of us are using maybank amex too which were added to paypal.

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