I thought previously been mentioned some banks will 'add on' auto-approved card for various types of transaction/loan etc?

one still need to sign on the relevant document(s) or need to give consent or maybe the bank representative check the relevant box (e.g. in the loan application form) requesting for the card without one realizing.

maybe the gf "accidentally" blurted out to timeonce she has her own Principal card now and afraid that timeonce will cancel her supp card; and as such, had to come up with the excuse, hahaha

This post has been edited by Gen-X: Apr 8 2013, 11:20 AM

Gen-X looking forward to more of your articles.

Submitted my HSBC gold card application, so what documents are required or to be submitted? Anyone care to enlighten me? I am a HSBC savings account holder.

It is not stated at the application form? You can find out the docs from HSBC website.

Hi ,

Thanks mate. Noted. Then will ask her keep the card then and swipe only 3 times as citibank very hard to pay. I prefer MBB as can online banking anytime after purchase.

I think you need to keep yourself updated with the times ... especially with the paying methods.
You can use IBG which is essentially available via all online banking facilities. Starting next month, IBG fees will be slashed to just RM0.10 (What can you buy with RM0.10 these days anyway?) per transaction - it's even cheaper to pay your credit card online than travelling to the bank!

Yup saw that too. Noted and will use it next time around. As i have problem paying bill using online as last month paid other people account. Sigh... As when excel copy and paste from MBB2U. the 9 behind will change to 0 .

No news on banks implementing their 10 sen IBG come 2nd May... except OCBC

what about atm withdrawals?

I suppose mobile banking means IBG done over the ATM ?


No changes to that and existing fee (if applicable) applies. Depending on your account type, some banks provide limited fee free withdrawal at all other banks' ATM every month. For instance, HSBC Premier Account and Citibank Citigold Account.

This post has been edited by MilesAndMore: Apr 9 2013, 12:04 PM

Mobile means via Mobile devices... not ATM is not considered Mobile It's off-site

ATM too, is a form of mobile banking besides portable mobile devices, though in this fee revision it may not includes IBG done through ATM. And some ATM are definitely off-site

This post has been edited by MilesAndMore: Apr 11 2013, 12:57 PM

If I'm not mistaken with CIMB ... it's stated on their CIMBClicks.

Here's from CIMBclicks

See the main page of CLIMClicks itself.
"Revised charges - From 2 May 2013, the IBG Funds Transfer fee will be reduced to 10 sen."

Can close my cimb bsa d.. left savings account will do..

Btw, does the savings account including airasia savings account?

This post has been edited by celaw: Apr 11 2013, 09:36 PM

Hi,

Im getting Maybank2kad, should I get master or visa?

Yes


It is said Maybank MasterCard has even lower foreign exchange rate compared to Maybank VISA. So Maybank MasterCard is probably better if your main concern is the foreign exchange rate. Besides this, MasterCard tends to have more promotions too.

Hi just want to apply cc for traveling overseas, won't use it locally, which cc is the most recommended?