ur credit score..thats the reason i guess..

What is credit score?

Just got my ccris report, I loaned a house which is still building and not yet pay for the house and yet the amount is credited to my credit report stated outstanding. I'm like what the heck!

now you know the culprit

Long time no follow up this thread.

Besides Maybank Kard 2 Amex and OCBC titanium who offer 5%, any good CCs that good cash rebate which can be utilised after maybank/ocbc have been fully capped?

After this two card u need to see into specific categories already. Because other then this two, no one else give general cashback anymore except for some tht give back 1%

You may consider this Alliance Platinum cc if you are big spender...
http://www.alliancebank.com.my/Personal-Ba...tinum-Card.aspx

otherwise if you are a frequent spender, this HLB Wise cc also is a good choice...
http://www.hlb.com.my/pfs/cc/ccwise_10.jsp?flag=ccwise

This post has been edited by rickkywong: Apr 2 2013, 08:28 PM

Can ccris late payment 1 month cause credit card application to ge rejected?

If salary 30k per annul am I eligible to apply ocbc titanium?

You may try but, from the website:
Annual income RM36,000 and above

Hello guys, supplementary card only valid for family members?

Nope, anyone that you want to give.
Some BFs give it their GFs.

Wow, interesting.

So if I wanna apply a new credit card, first time here. What do I need?

This post has been edited by Liuteva: Apr 5 2013, 12:25 PM

Go to the bank's website and see the credit card application details + requirements

Hi guys, way back on 1st January 2013 I published an article titled My Bragging Rights and My Credit Cards 2013 at my main blog which have been subsequently deleted by google. Anyway I just published an article at my previous blog (which have yet to be deleted by google), So if you are interested, click here to see My Credit Cards as of January 2013.

In the above mentioned article, besides going on a bragging spree, I also touched on conversion of MBB Treats Points earned with my MBB Visa Infinite to Enrich Miles.

This post has been edited by Gen-X: Apr 6 2013, 04:35 PM

Nice to see you still around and finally a blog post

Welcome back

Hi all, i plan to have a credit card, which card should I apply?
My annual income >RM36k.

Hi guys and girls. My gf applied for a new CC and she say she accidently apply for it and no use for it as i have sub a maybank card for her.

The card is Visa platinum for Citibank.

May i ask if the card come already and if she dont activate it. Does that mean auto cancellation ?

Or any way to cancel the card ? As i believe on cc is more than enough ^^ . As best way to control debt ^^ . As currently im using one credit limit for 4 card between me and her. So we can manage our fund better in spending.

timeonce I wish to be polite but there's no such thing as accidentally apply for a credit card. There's an application process, a form, provide details and documents plus your gf need to sign on the dotted line. I disagree if you want (or your gf) to call it accidental.

Once the card approved, the RM50 GST is applicable. Card and account is active and your gf need to go through the process of cancellation. Please ask her to call the bank to initiate the card cancellation process.