its not so easy to declare someone a bNkrupcy..it took a very long procedures..
the bank will contact u with few proposals on how to pay back the debts..if failed the case will be bring up to the court
the court will gives a few more proposals on how to pay the debts..if failed..the case will be bring to AKPK (agensi kaunsing pengurusan kredit bank negara) or vice versa AKPK first or court first..
if still failed...u still can appeal with the bank on new proposals..and furthermore all ur assets will be evaluated and sell to cover up the debts..if its covered..than u wont be bankrupt..this all will took years..

This post has been edited by rathian_mhfu: Feb 1 2013, 09:39 PM

CIMB requested me 6 months of bank account statement

sorry if the question is not appropriate to ask here..
i wanna apply chase bank cc..anyway to apply here in malaysia? i have heard that chase have branch in kl somewhere..

This post has been edited by rathian_mhfu: Mar 3 2013, 11:14 PM

ur credit score..thats the reason i guess..