the question is, why you choose to pay astro using SCB and forego 5%?

Because SCB's was 100% rebate > 5% right ?
It's from the SCB Preferred WMC Card Application cashback.

oh okay, kinda guess it so

Yup, wondering how this is work if buy online.
I do not see any option to chosse whther pay by master or visa.

Sorry for being stupid in spending....

Latest update for Visa buy 1 free 1 of GSC.
The discount will be dedutc at the last payment page.
Using my Uob one card to booked ticket, will get another 5% cashback.

that's like 0.95 for 1 Ticket

Less than that cos purchase normal ticket.
Rm 11 ticket price + Rm 1 booking fee= Rm 12.
5% cashback will be 60 cents only, hehe...

How long is advisable if I want to terminate my newly applied credit card? Got SCB Plat around May12, no longer in use after I spent the RM300 cash rebate.

I don't think there is any advisable time frame, you can terminate anytime you want.
Of course, terminate before the anniversary to avoid paying GST.

Good. In that case I will just drop by StandChart anytime to terminate then.
Thanks.

Just cancel it and get another RM100 free cash. (Must maintain for 6 months)

You mean cancel it, wait for 6 months and apply again? Yes, I think so too.

this might be answered a few posts ago, but sorry if i ask again...

for fuel transactions (doesnt matter which card)...if i swipe it at the pump, there will be some floating amount (rm200-rm250) right? how about if i swipe it at the counter? will there be those floating amount as well, or will it be deducting the amount as what i told the cashier to charge me?

Counter swipe will not have the "pre-authorization amount" has the cashier will know the EXACT amount to be paid.

so, in other words...no floating amount or something along that line?
cool! i always hate it when i tried to swipe at the pump (usually Shell stations while using AMEX) and it turns out, card rejected...

Hello guys..i just wanna ask about the 20 days free intrest period...how they count that..is it from the day item purchases or cc statement due date?

counted from statement date. in other words, there will be no interest charged if you pay all outstanding before the statement due date.

This post has been edited by Human Nature: Sep 20 2012, 11:48 PM

i wonder this also.

say i spend total of 1k for the month statement (statement issued on 10th and free interest period is 20 days).

at 30th+- of the month, i need to settle all 1k to avoid any interest?
what if i pay on the minimum amount, interest will be charged?

sorry, noob question.. new to cc..

Yes to both questions.