Remember to spend at least 2k per month. Otherwise you get nothing.
Hong Leong Fortune, The Good / Bad of the Cards.
Hong Leong Fortune, The Good / Bad of the Cards.
|
Jan 20 2017, 11:37 PM
Show posts by this member only | IPv6 | Post
#61
|
Junior Member
127 posts Joined: Nov 2013 |
Remember to spend at least 2k per month. Otherwise you get nothing.
|
|
|
|
Jan 21 2017, 08:25 AM
|
Senior Member
1,262 posts Joined: Sep 2009 |
|
|
Jan 21 2017, 12:01 PM
Show posts by this member only | IPv6 | Post
#63
|
Junior Member
430 posts Joined: Aug 2006 |
|
|
Jan 21 2017, 01:01 PM
|
Junior Member
127 posts Joined: Nov 2013 |
QUOTE(celaw @ Jan 21 2017, 08:25 AM) In tnc, here :Hong Leong Fortune Credit Card Terms & Conditions https://www.hlb.com.my/main/assets/files/ho...it-card-tnc.pdf 3(a) ...The Real Cash earned shall be credited to and reflected monthly in the Cardholder’s Statement provided that the Cardholder has earned a minimum Real Cash of RM20... to earn RM20 is to use 2k. This card is good for ppl spend average 9k~9.5k per month to get max cash back (on other spending categories) So it is better to use on top of other card which gives you better cash back for groceries, petrol etc. This post has been edited by vseries: Jan 21 2017, 01:08 PM |
|
Jan 21 2017, 01:42 PM
|
Senior Member
1,262 posts Joined: Sep 2009 |
QUOTE(vseries @ Jan 21 2017, 02:01 PM) In tnc, here : I thought less than RM 20 would be accumulated until RM 20 then only transfer to Real Cash earningHong Leong Fortune Credit Card Terms & Conditions https://www.hlb.com.my/main/assets/files/ho...it-card-tnc.pdf 3(a) ...The Real Cash earned shall be credited to and reflected monthly in the Cardholder’s Statement provided that the Cardholder has earned a minimum Real Cash of RM20... to earn RM20 is to use 2k. This card is good for ppl spend average 9k~9.5k per month to get max cash back (on other spending categories) So it is better to use on top of other card which gives you better cash back for groceries, petrol etc. |
|
Jan 21 2017, 01:52 PM
|
Junior Member
127 posts Joined: Nov 2013 |
|
|
Mar 1 2017, 01:24 PM
|
Senior Member
1,055 posts Joined: Oct 2011 |
I am going to swipe big amount (furnitures & appliances), i think this is a good card to apply right? 1% (min spend RM2k/month, capped at RM5k/month) + RM280 cash if spend above RM38k per year, did i miss any important t&c?
|
|
Mar 1 2017, 01:59 PM
|
Senior Member
2,609 posts Joined: Dec 2010 |
QUOTE(kyle_kl @ Mar 1 2017, 01:24 PM) I am going to swipe big amount (furnitures & appliances), i think this is a good card to apply right? 1% (min spend RM2k/month, capped at RM5k/month) + RM280 cash if spend above RM38k per year, did i miss any important t&c? I have this card and its pretty good for categories of spending that normally don't get cashback (like buying things from normal retail shops). Plus, sometimes HLB has pretty good promotions, so its useful for those.Note that Government transactions and JOMPay won't earn cashback. |
|
|
|
Mar 1 2017, 04:49 PM
|
Senior Member
1,055 posts Joined: Oct 2011 |
QUOTE(lilsunflower @ Mar 1 2017, 01:59 PM) I have this card and its pretty good for categories of spending that normally don't get cashback (like buying things from normal retail shops). Plus, sometimes HLB has pretty good promotions, so its useful for those. Noted. Thank you.Note that Government transactions and JOMPay won't earn cashback. |
|
Mar 13 2017, 10:28 PM
|
Senior Member
1,055 posts Joined: Oct 2011 |
just to confirm, the min RM2000 spend to qualify the 1% cb must be fall in the same statement month, not calendar month right?
This is what the t&c state: 3. Terms and Conditions of the Programme (a) The earning of Real Cash is determined at the end of each billing cycle/Statement date and is equivalent to one per centum (1%) of total qualified retail spending (rounded to the nearest Malaysian Ringgit). The Real Cash earned shall be credited to and reflected monthly in the Cardholder’s Statement provided that the Cardholder has earned a minimum Real Cash of RM20 and subject to a maximum Real Cash of RM50 in each billing cycle/Statement date |
|
Apr 14 2017, 09:26 AM
|
Senior Member
3,153 posts Joined: Dec 2013 |
1% Real Cash Earnings on your purchases*
This will be credit which can redeem to CASA? Up to RM1,800 extra Real Cash Earnings on your card's anniversary Extra earnings are based on your total annual retail spending, up to RM1,800 in real cash How about this? when bank will give this? also can credit to CASA? |
|
Apr 14 2017, 11:27 AM
|
Senior Member
4,217 posts Joined: Apr 2011 |
QUOTE(sms2u @ Apr 14 2017, 09:26 AM) 1% Real Cash Earnings on your purchases* Yes.This will be credit which can redeem to CASA? Up to RM1,800 extra Real Cash Earnings on your card's anniversary Extra earnings are based on your total annual retail spending, up to RM1,800 in real cash How about this? when bank will give this? also can credit to CASA? At the end of statement year. Yes. Oh, the cashback gets interest, too. This post has been edited by laymank: Apr 14 2017, 11:28 AM |
|
Apr 14 2017, 02:34 PM
|
Senior Member
2,609 posts Joined: Dec 2010 |
Managed to hit the first threshold (RM38,000) only for first year, and got my yearly cashback .
This is a great card for miscellaneous spending. |
|
Apr 15 2017, 05:24 AM
|
Senior Member
7,496 posts Joined: Feb 2007 |
guess this thread will be merged into Hong Leong Credit Cards ?
This post has been edited by DarReNz: Apr 15 2017, 05:24 AM |
|
|
|
Apr 15 2017, 10:46 PM
|
Junior Member
285 posts Joined: May 2013 |
has been using this card for few years...
taken twice RM1800 yearly real cash earning.. the third time will be in this coming MAY... lol |
|
Apr 16 2017, 06:44 PM
|
Senior Member
3,153 posts Joined: Dec 2013 |
QUOTE(lilsunflower @ Apr 14 2017, 02:34 PM) Managed to hit the first threshold (RM38,000) only for first year, and got my yearly cashback . This is a great card for miscellaneous spending. QUOTE(daniel7910 @ Apr 15 2017, 10:46 PM) has been using this card for few years... the yearly real cash earning credit to credit card or we need to redeem it same as monthly rebate?taken twice RM1800 yearly real cash earning.. the third time will be in this coming MAY... lol when the yearly real cash earning granted? is it exactly 12 months? or need to wait longer? how to know how much is spent? keep track ourself? might calculate wrongly if do it ourself. |
|
Apr 16 2017, 07:07 PM
|
Junior Member
285 posts Joined: May 2013 |
QUOTE(sms2u @ Apr 16 2017, 06:44 PM) the yearly real cash earning credit to credit card or we need to redeem it same as monthly rebate? we need to redeem it same as monthly rebate...when the yearly real cash earning granted? is it exactly 12 months? or need to wait longer? how to know how much is spent? keep track ourself? might calculate wrongly if do it ourself. i willl swipe more than the amount specified in case wrongly calculation.... |
|
Apr 16 2017, 08:25 PM
|
Senior Member
2,609 posts Joined: Dec 2010 |
QUOTE(sms2u @ Apr 16 2017, 06:44 PM) the yearly real cash earning credit to credit card or we need to redeem it same as monthly rebate? when the yearly real cash earning granted? is it exactly 12 months? or need to wait longer? how to know how much is spent? keep track ourself? might calculate wrongly if do it ourself. QUOTE(daniel7910 @ Apr 16 2017, 07:07 PM) we need to redeem it same as monthly rebate... I keep track myself and just use the sum of my monthly statements. I spent 45k this year, so I was very confident it would be above RM38k. Shouldn't be difficult to track if you just use monthly statement totals. i willl swipe more than the amount specified in case wrongly calculation.... |
|
Apr 19 2017, 09:38 PM
|
Junior Member
285 posts Joined: May 2013 |
QUOTE(lilsunflower @ Apr 16 2017, 08:25 PM) I keep track myself and just use the sum of my monthly statements. I spent 45k this year, so I was very confident it would be above RM38k. Shouldn't be difficult to track if you just use monthly statement totals. Coz im using it for some government related payment trasaction like "MBSA CUKAI", "JPJ ROADTAX"....these all not count into the religible transactions i afraid... |
|
Jun 2 2017, 08:30 PM
|
Junior Member
285 posts Joined: May 2013 |
another year with RM1800 real cash earning
|
Change to: | 0.0223sec
0.30
6 queries
GZIP Disabled
Time is now: 29th March 2024 - 01:27 AM |