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Hong Leong Fortune, The Good / Bad of the Cards.
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lilsunflower
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Nov 21 2016, 10:37 PM
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QUOTE(Darren @ Nov 16 2016, 11:59 PM) Hi all Sifu I would like to know Government spending not entitle for CB(jz realise last month) But are the government spending taken into account of yearly spend(for the annual reward)? This is a question I am dying to find the answer to. Anyone got an answer based on real experience? Technically the annual reward is cash back too right? So it would be risky to assume that government spend is counted. I personally don't dare to try even if CS can give an answer.
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sms2u
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Nov 24 2016, 10:54 AM
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QUOTE(Darren @ Nov 16 2016, 11:59 PM) Hi all Sifu I would like to know Government spending not entitle for CB(jz realise last month) But are the government spending taken into account of yearly spend(for the annual reward)? QUOTE(lilsunflower @ Nov 21 2016, 10:37 PM) This is a question I am dying to find the answer to. Anyone got an answer based on real experience? Technically the annual reward is cash back too right? So it would be risky to assume that government spend is counted. I personally don't dare to try even if CS can give an answer. How about bill payment in hong leong bank connect (hong leong bank internet banking website) count for cash back for this fortune cc? This post has been edited by sms2u: Nov 24 2016, 10:54 AM
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laymank
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Nov 24 2016, 11:00 AM
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QUOTE(sms2u @ Nov 24 2016, 10:54 AM) How about bill payment in hong leong bank connect (hong leong bank internet banking website) count for cash back for this fortune cc? Only if the transaction appears in your Fortune Card statement.
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sms2u
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Nov 24 2016, 02:49 PM
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QUOTE(laymank @ Nov 24 2016, 11:00 AM) Only if the transaction appears in your Fortune Card statement. why say so? If i pay with fortune cc , ths transaction will appear in cc statement.
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laymank
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Nov 24 2016, 03:37 PM
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QUOTE(sms2u @ Nov 24 2016, 02:49 PM) why say so? If i pay with fortune cc , ths transaction will appear in cc statement. Well, you mentioned pay with Hong Leong Connect, I am assuming you have both Saving/Current accounts and Credit cards. That's why I said if it appears in your Fortune card (if paid with credit card).
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laymank
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Nov 27 2016, 12:30 PM
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QUOTE(tan_aniki @ Oct 4 2016, 11:19 AM) i just got the RM1800 rebate on last month and now my real cash got over RM2300 on the very first year~ at first thought the yearly accumulative is based on 1 Jan to 31 Dec because i received the yearly summary on Dec statement and wasted the expenditure from Sep to Dec 2015 but luckily they gave me the RM1800 payout on Sep 2016 statement and the yearly total expenses is based on the starting date of my credit card~ Thank you Hong Leong Bank for having the very best credit card in the world with an approximately 1.96% cash back on my other expenses excluding petrol, dining, grocery and online purchasing~ tan_aniki, do you know if government expenses are also included into the yearly total for 108k in order to qualify for RM1800? This post has been edited by laymank: Nov 27 2016, 12:31 PM
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sms2u
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Dec 16 2016, 11:05 PM
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QUOTE(laymank @ Nov 27 2016, 12:30 PM) tan_aniki, do you know if government expenses are also included into the yearly total for 108k in order to qualify for RM1800? what gov expenses? u can pay some gov bill in shopee and it should be be considered as online transaction
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laymank
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Dec 18 2016, 01:10 AM
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QUOTE(sms2u @ Dec 16 2016, 11:05 PM) what gov expenses? u can pay some gov bill in shopee and it should be be considered as online transaction myeg
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CZ4896
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Dec 25 2016, 09:41 AM
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New Member
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Hi, I would like to know is it the fortune card RM1800 rebate is based on yearly total expenses spend on 12 month or december? if my card is approved on april.
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lilsunflower
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Dec 25 2016, 05:43 PM
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QUOTE(CZ4896 @ Dec 25 2016, 09:41 AM) Hi, I would like to know is it the fortune card RM1800 rebate is based on yearly total expenses spend on 12 month or december? if my card is approved on april. I recall reading previous posts in this thread which mentioned that it is 12 months and not calendar year. Can search back a few posts - but that is what I clearly recall.
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CZ4896
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Dec 29 2016, 08:50 AM
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New Member
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thank you very much
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laymank
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Jan 4 2017, 03:33 PM
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This card seems to have been removed from HLB card selections.
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lilsunflower
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Jan 5 2017, 03:45 PM
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QUOTE(laymank @ Jan 4 2017, 03:33 PM) This card seems to have been removed from HLB card selections. I can still see it: Personal => Credit Cards => Choose a Credit Card => Cashback => Fortune Card https://www.hlb.com.my/main/personal/cards/fortune-cardBUT, it looks like a new card with a paywave feature right? My current card is black and gold squarish patterns, and no paywave.
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laymank
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Jan 10 2017, 08:40 AM
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QUOTE(lilsunflower @ Jan 5 2017, 03:45 PM) I can still see it: Personal => Credit Cards => Choose a Credit Card => Cashback => Fortune Card https://www.hlb.com.my/main/personal/cards/fortune-cardBUT, it looks like a new card with a paywave feature right? My current card is black and gold squarish patterns, and no paywave. thanks! must be my screen size. I can see it now.
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gsan
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Jan 17 2017, 09:55 PM
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I just got this card... does this card has waive the GST fee if I use for first three times any amount?
This post has been edited by gsan: Jan 17 2017, 10:04 PM
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laymank
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Jan 19 2017, 08:31 AM
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QUOTE(gsan @ Jan 17 2017, 09:55 PM) I just got this card... does this card has waive the GST fee if I use for first three times any amount? https://www.hlb.com.my/main/personal/cards/fortune-cardEnjoy automatic annual fee waiver with just a minimum of 12 retail transactions or RM8,000 retail spend a year.
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gsan
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Jan 19 2017, 10:37 AM
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QUOTE(laymank @ Jan 19 2017, 08:31 AM) https://www.hlb.com.my/main/personal/cards/fortune-cardEnjoy automatic annual fee waiver with just a minimum of 12 retail transactions or RM8,000 retail spend a year. 12 retain transactions.. what is the min amount of each transaction?
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laymank
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Jan 19 2017, 10:38 AM
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QUOTE(gsan @ Jan 19 2017, 10:37 AM) 12 retain transactions.. what is the min amount of each transaction? not specified.
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weejin2000
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Jan 20 2017, 04:22 PM
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QUOTE(CZ4896 @ Dec 25 2016, 09:41 AM) Hi, I would like to know is it the fortune card RM1800 rebate is based on yearly total expenses spend on 12 month or december? if my card is approved on april. QUOTE(lilsunflower @ Dec 25 2016, 05:43 PM) I recall reading previous posts in this thread which mentioned that it is 12 months and not calendar year. Can search back a few posts - but that is what I clearly recall. Yes, I have been Fortune user for few yrs, it is 12 mths and not calender year.
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celaw
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Jan 20 2017, 09:31 PM
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This card seems like better than essential. To apply it..
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