QUOTE(lilsunflower @ Apr 14 2017, 02:34 PM)
Managed to hit the first threshold (RM38,000) only for first year, and got my yearly cashback

.
This is a great card for miscellaneous spending.
QUOTE(daniel7910 @ Apr 15 2017, 10:46 PM)
has been using this card for few years...
taken twice RM1800 yearly real cash earning..
the third time will be in this coming MAY... lol
the yearly real cash earning credit to credit card or we need to redeem it same as monthly rebate?
when the yearly real cash earning granted?
is it exactly 12 months? or need to wait longer?
how to know how much is spent? keep track ourself? might calculate wrongly if do it ourself.