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 Hong Leong Fortune, The Good / Bad of the Cards.

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celaw
post Jan 20 2017, 09:31 PM

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This card seems like better than essential. To apply it..
celaw
post Jan 21 2017, 08:25 AM

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******
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QUOTE(vseries @ Jan 21 2017, 12:37 AM)
Remember to spend at least 2k per month. Otherwise you get nothing.
*
need to spend minimum 2k to get 1% rebate? Could you guide me where it stated in T & C? Thanks.
celaw
post Jan 21 2017, 01:42 PM

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QUOTE(vseries @ Jan 21 2017, 02:01 PM)
In tnc, here :

Hong Leong Fortune Credit Card Terms & Conditions
https://www.hlb.com.my/main/assets/files/ho...it-card-tnc.pdf

3(a)
...The Real Cash earned shall be credited to and reflected monthly in the Cardholder’s Statement provided that the Cardholder has earned a minimum Real Cash of RM20...

to earn RM20 is to use 2k.

This card is good for ppl spend average 9k~9.5k per month to get max cash back (on other spending categories)

So it is better to use on top of other card which gives you better cash back for groceries, petrol etc.
*
I thought less than RM 20 would be accumulated until RM 20 then only transfer to Real Cash earning

 

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