I believe that was old TP tier.. It used to be 8000TP for RM50 and Maybank had already revised to 10,000TP for RM50.

I assume your card has "chip" right? By right the 4-digit are already embedded into the chip so if the cashier use the chip (aka insert card) then it will not need to key-in.
However if your card's chip got problem and cashier has to swipe (aka fallback using magnetic strip) then 4-digit is required.

I suggest u try few more places and observe what the cashier doing..Or ask for card replacement.

For sure if it's not my smart chip problem, it's the EDC terminal problem, right ?
I'm not the only one needed to key-in the CID. Other forummers also confirm requiring the CID at selected EDC terminals.

No idea...There are many conditions that might happen..

But just curious, the cashier really swipe or insert card?
1. Insert card, then swipe (at the EDC, not cashier machine).
2. Straight swipe

Err... today still can go back to Tesco to claim the RM10 (spend >RM100) voucher ?

Of course not... but no harm in asking.

Just get my MBB 2 cards(mastercard as i request) =)

This is my first credit card, want to ask i need to have a 3/4 digits for online transaction right ? (not the 3/4 digit on the card itself)

how to get that?

and i need to sign behind the card right ?

For AMEX it is the 4 digit in front of the card. For MasterCard/Visa it is the 3 digit (also known as CCV) beside where you are to sign. And yes, sign behind both cards immediately.

Hi Sifu- sifu,

i just applied my maybank 2 cards on last wednesday but it got rejected due to bank's credit assessment at the point of application which i don't understand it at all...

but i have appeal and hope that they will approve my cc application...

anyway, what is the chances of getting the cards if it's got rejected the first time as i don't have any saving account nor cc account with maybank..

first of all, you need to know what is the reason your application being rejected, could be income requirement, credit history, etc.
having a current or saving account with maybank is hardly a criteria.

Call and ask specifically the reason you have been rejected. Then you can apply for other cards that fulfills that requirement. Some banks have a lower risk appetite so they might reject an application if the financial requirements are not up to the bar they set.

last time when i hvn get my credit card, i use my sis card to buy AA ticket. I key in all info from the card, include the ccv, but after that still need to enter a 3-4 digit code, that code is not on the card.

my question is how to get that code ?

---

Added on February 13, 2012, 6:42 pmlast time when i not interested in this card, the staff there said i am a private banking customer, if i wan then they can straight send to me the card. then i request it, 1st time it fail, i need to prove my income. after given them my personal tax last year, 2nd time application was on hold, know it after 1 month after my apply. then i get mad and email cs, then everything's done

sometimes complain is needed

This post has been edited by Ah hao: Feb 13 2012, 06:42 PM

For Visa / Master?

If they ask for the 4 digit code, it is the last 4 numbers of your 16 digit number in front, and if they ask for the CCV, then only you turn behind and give them.

Some cards do print the 4 digit number just beside the CCV number as well.

OIC, nowadays for online transaction with Visa/MC, a One Time Password will be sent to your phone. AMEX don't have such feature. Guys, correct me if I am wrong.

Don't remember AMEX requiring it. I thought the one time password is 6 digit? Or was that the old system?

Used to be self assigned fixed 6-digit PIN. Now changed to OTP like TAC.

AMEX doesn't require that for online transaction.

Just booked airasia tickets using Amex.. no password required..

thanks for all answer, just call and ask my sis, and she said now change to something like TAC(sms code to phone) already

This is definitely confirmed as AMEX didn't implement 3D security like Verified by Visa or Mastercard Securecod.

Maybank improved MSOS last year August/September time frame.

Evening guys, just wanted to ask. Example I have an outstanding balance of RM 1,000+ with a minimum balance of RM 70. Then I made a payment via M2U in 'pay any amount' option, I paid RM 150. Does that count as my payment for the minimum balance ? Pardon my noob question