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Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

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fuzzy
post Feb 13 2012, 06:38 PM

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QUOTE(leafy @ Feb 13 2012, 06:24 PM)
Hi Sifu- sifu,

i just applied my maybank 2 cards on last wednesday but it got rejected due to bank's credit assessment at the point of application which i don't understand it at all...

but i have appeal and hope that they will approve my cc application...

anyway, what is the chances of getting the cards if it's got rejected the first time as i don't have any saving account nor cc account with maybank..
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Call and ask specifically the reason you have been rejected. Then you can apply for other cards that fulfills that requirement. Some banks have a lower risk appetite so they might reject an application if the financial requirements are not up to the bar they set.
fuzzy
post Feb 13 2012, 06:55 PM

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QUOTE(Ah hao @ Feb 13 2012, 06:39 PM)
last time when i hvn get my credit card, i use my sis card to buy AA ticket. I key in all info from the card, include the ccv, but after that still need to enter a 3-4 digit code, that code is not on the card.

my question is how to get that code ?

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For Visa / Master?

If they ask for the 4 digit code, it is the last 4 numbers of your 16 digit number in front, and if they ask for the CCV, then only you turn behind and give them.

Some cards do print the 4 digit number just beside the CCV number as well.
fuzzy
post Feb 13 2012, 07:03 PM

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QUOTE(Gen-X @ Feb 13 2012, 06:58 PM)
OIC, nowadays for online transaction with Visa/MC, a One Time Password will be sent to your phone. AMEX don't have such feature. Guys, correct me if I am wrong.
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Don't remember AMEX requiring it. I thought the one time password is 6 digit? Or was that the old system?
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