Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed

Outline · [ Standard ] · Linear+

Credit Cards Maybankard 2 Gold and Platinum Cards V3, AMEX with Visa or MasterCard

views
     
afosz
post Nov 22 2011, 11:00 AM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
I just got my cards and I understand that my statements can be viewed through M2U. When will it be updated ? When I view from M2U under Accounts & Banking, the minimum, statement and outstanding still state RM 0.00
afosz
post Dec 30 2011, 12:25 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
I have a question regarding statement date and due date. I give one example below.

Statement date : 8 Dec 2011
Due date : 28 Dec 2011

On 3 Dec 2011, I swiped RM 100. On the 10th, I swiped RM 50. Then I paid RM 150 to clear it up on the 13th. Then on the 20th, I swiped RM 200.

So my statement balance shows RM 100 since its cut off date is 8 Dec, but I have made the payment on the 13th. But, it still shows in the statement balance RM 100 'pay now' due to my outstanding on RM 200 on 20th. Do I need to clear that up, or it will be cleared once new statement is out ?
afosz
post Dec 30 2011, 02:55 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
QUOTE(alex_cyw1985 @ Dec 30 2011, 01:29 PM)
min balance is 0?
*
Yes min balance is 0.

QUOTE(Gen-X @ Dec 30 2011, 01:31 PM)
The RM100 swiped on 3rd Dec will be due for settlement on 28th December 2011. This should be reflected in your Paper Statement.

The RM50 swiped on 10th Dec and the RM200 swiped on 20th December are after the Statement Date of 8th December and therefore not due for payment on 28th December but on 28th January 2012.
*
I see. Thanks for the clarification.
afosz
post Jan 3 2012, 03:20 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
I need help ! This morning based on my receipt, 03/01/2012 at 09:05:25, I pumped my petrol at ESSO for RM 48.00. Just now, I just received an SMS from 66628 stating that at 09:05:27, I pumped RM 200.00 at the same petrol station. Previously, I have never received any SMS whenever I swiped my card. Any suggestion ?
afosz
post Jan 3 2012, 03:35 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
QUOTE(ronnie @ Jan 3 2012, 03:27 PM)
RM200 is the normal pre-authorise charged amount to any credit card used at pump in Petrol stations.
No worries....
*
QUOTE(MilesAndMore @ Jan 3 2012, 03:28 PM)
No worries. It's a new system just implemented by Maybank and a few other banks in Malaysia. RM200 us just the deposit. They will refund the the difference to you in the new few working days.
*
Oh really ? Meaning that each transaction will be like this ? RM 200 is like a deposit even though I only use RM 50, is that correct ?
afosz
post Jan 3 2012, 04:55 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
QUOTE(ronnie @ Jan 3 2012, 03:50 PM)
Correct... because at the pump the CC doesn't know how much you would pump, right ?
*
I see. I thought some fraud using my card or so, but it just 2 seconds away seems impossible. Maybe because I never received such SMS alert for transaction, so a bit shock. But I guess I'll be expecting such alert in the future due to its new implementation of SMS alert for each transaction, yes ?
afosz
post Feb 13 2012, 09:27 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
Evening guys, just wanted to ask. Example I have an outstanding balance of RM 1,000+ with a minimum balance of RM 70. Then I made a payment via M2U in 'pay any amount' option, I paid RM 150. Does that count as my payment for the minimum balance ? Pardon my noob question blush.gif
afosz
post Feb 13 2012, 09:42 PM

Justice, My Foot!
******
Senior Member
1,413 posts

Joined: Jun 2006
From: Shah Alam
QUOTE(lamode @ Feb 13 2012, 09:38 PM)
yes, it does.
*
Thank you notworthy.gif

Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0378sec    0.86    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 05:25 PM