I had my first encounter with loss of Credit Card...NEARLY. I did a swipe at the toystore on Sat. Somehow with all the other loyalty cards used to collect points, my Maybankard 2 AMEX didn't follow me into my wallet.

After 15mins, I received a call from Maybankard Platinum services (Private Number) that asked me to check if I left my CC at the toystore. Opened my wallet and my Maybankard 2 AMEX is missing indeed.

Quickly ran back to the toystore to look for the manager and ....... Thank goodness I retrieve my 'precious' CC.

P.s. i believe the cashier 'forgot' to pull out the CC from the terminal, when giving me the receipts.

I had my first encounter with loss of Credit Card...NEARLY. I did a swipe at the toystore on Sat. Somehow with all the other loyalty cards used to collect points, my Maybankard 2 AMEX didn't follow me into my wallet.

After 15mins, I received a call from Maybankard Platinum services (Private Number) that asked me to check if I left my CC at the toystore. Opened my wallet and my Maybankard 2 AMEX is missing indeed.

Quickly ran back to the toystore to look for the manager and ....... Thank goodness I retrieve my 'precious' CC.

P.s. i believe the cashier 'forgot' to pull out the CC from the terminal, when giving me the receipts.

ixole and jchong, you guys just did some transactions right, please share the details.

I had my first encounter with loss of Credit Card...NEARLY. I did a swipe at the toystore on Sat. Somehow with all the other loyalty cards used to collect points, my Maybankard 2 AMEX didn't follow me into my wallet.

After 15mins, I received a call from Maybankard Platinum services (Private Number) that asked me to check if I left my CC at the toystore. Opened my wallet and my Maybankard 2 AMEX is missing indeed.

Quickly ran back to the toystore to look for the manager and ....... Thank goodness I retrieve my 'precious' CC.

P.s. i believe the cashier 'forgot' to pull out the CC from the terminal, when giving me the receipts.

Luck you but make sure you check your spending from time to time.
I had my Amex front page 4 digit security code sealed with hard to remove adhesive tape and saved the code in the form of phone number in my phone contacts with a fake name.
If the adhesive tape is tampered with in the above incident, I would suspend the card and request a new one.

Consider yourself lucky. How come MBB CS managed to call you? Did the toy store inform them?

Luck you but make sure you check your spending from time to time.
I had my Amex front page 4 digit security code sealed with hard to remove adhesive tape and saved the code in the form of phone number in my phone contacts with a fake name.
If the adhesive tape is tampered with in the above incident, I would suspend the card and request a new one.

Shouldn't you cancel your card. Your card details already compromise.

good idea. i wanted to black off visa and master as well but worry if they say i tamper with my card.
its such a stupid thing like putting your ATM pin number on the card itself
banks dont care about security, they will bill you no matter what

I had such adhesive on the most important digits... not tampered with.

All my CVV/CVC/CID for my cards are "blocked" from visibility with stickers too! My practice since my 1st card with HSBC.

ixole and jchong, you guys just did some transactions right, please share the details.

My transactions are posted on the other thread.

where to post the details? btw i m paying AUD using mastercard. can use for comparison analysis?

u paste a sticker on the code by using tape and paper? mind to share?

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Added on January 8, 2012, 2:30 pm

where to post the details? btw i m paying AUD using mastercard. can use for comparison analysis?

saw your latest post on MBB MC and MBB 2 AMEX overseas conversion rates, info should be of use great use to zenquix.

Must say a BIG Thank You to you for sharing the transactions for the benefit of others.

It can be observed that with MBB2 AMEX, we are paying about 3% more for the conversion. From your own point of view and with 5X TP with AMEX, which card woild you go with.

No problem. I also learned a lot from the sharing by others here, so similarly I hope my sharing can help to improve the knowledge for everyone.

Yup, with MBB 2 AMEX the conversion is about 2% more than MC. So that extra 2% does offset a lot of the "benefit" of the 5x TP. However, I think there is still a slight advantage with AMEX. I did one theoretical example below. Hope my calculation is correct. Any mistake please highlight to me.

Hi I need to ask something

Do I entitle for a cash back if say my transaction date is on a Saturday or Sunday?

or is it based on posting Date on when Shell charges my transaction into the system ?

e.g transaction at 7pm at Shell via Amex Sunday

is it counted as Sunday based on transaction time & date or based on when Shell charges me (posting date) ?

Not all MBB Visa and MC points system are the same.

The Premier cards have a 5x multiplier similar to AMEX cards.
And the Premier cards (both VISA and Mastercard) are not subjected to AMEX extra "fees".

Yup, with MBB 2 AMEX the conversion is about 2% more than MC. So that extra 2% does offset a lot of the "benefit" of the 5x TP. However, I think there is still a slight advantage with AMEX. I did one theoretical example below. Hope my calculation is correct. Any mistake please highlight to me.

Yeah, their 5x TP for overseas spending is very attractive especially if their conversion fees are lower compared to Amex. But since I've got neither I can't compare.

I was at the Malaysia Food Fair 2012 in Mid Valley this evening.

Did on the spot redemption of 100k MBB treat points to RM500 Tesco/Jusco/carrefour cash voucher (RM10 denomination x 50 pcs). Just in time for my second round CNY shopping. 

Lower TP? Or same advertised in the Maybank website?