when transferring back public mutual to epf account, will the gain being taxed?

Nope, no tax but if U ever bring it out from EPF to Pub Mut again, kena whack service charges again.

This post has been edited by wongmunkeong: Jul 27 2012, 07:19 PM

I was approached by some Public Mutual rep some 6 years ago to invest my EPF money in Asia Ittikal Funds.

Until today, it has not made me any money.

4+ years ago, I invested in China Select Fund. Until now it is getting nowhere and still losing money.

And yet I see Public Mutual advertising in the newspaper saying their investment has done wonderful returns.

Am I THAT UNLUCKY to be the only one losing money with Public Mutual?

I have lost faith in mutual funds ....

Not just PM, EVERYONE ELSE investing in China-focused funds LUMP SUM during 2008-2010 will be still in the red now.

And did u do some homework on your own?

If u don't have the technical knowledge and time to do so, did u keep pestering your agent about your investments?

Don't just complain if u did nothing about it.

P.S. - I'm not PM agent, nor am I a PM client. I'm anti-PM in fact But I find that investors like u...too many of them around.

This post has been edited by Pink Spider: Jul 27 2012, 08:37 PM

If I had bought a lemon (insert car brand here), will it help if I pester the car salesman?

Yes, not a special case; in fact very common... but don't la give wrong direction; also maybe not easy to find that agent now after 4-6 years! So better vent anger here.

not only you my friend...

i tot we already have a Public Mutual Thread?
admin, can u merge it?

I got to know a new Public Mutual Agent and introduce by my friend. He gave good advice and plan to show me his client fund performance statement which making good paper money.

I'm unsure about "others" and "majority" but my family, friends that i invest with and myself am making (net net) $ from Public Mutual's funds and EastSpring's (ex Prudential). Personally, i've been "at it" since.. 1990s - profits more than losses, especially when doing it with a plan, not main tembak

Note: i am a PM agent, though mainly for my family & myself since the $ invested yearly makes it worthwhile to be an agent - discounting + no agents thus far could keep up, thus might as well pay myself first, second and third

This post has been edited by wongmunkeong: Jul 29 2012, 02:56 PM

Hi, I am new here, don’t know much about Unit Trust, please help:

When selling bond fund, what are the service charges will be incurred?
How to calculate the $ that an investor will get after deducting all the service charges?

Thanks in advance!

There are no back-load service charges for Public Mutual's bond funds, or any Public Mutual's funds for that matter (as of now lar - future, gawd knows ).
Simple English = NO SERVICE CHARGES when selling funds back to Public Mutual.

thinking of to ttansfer epf to either PB or amanah saham didik. What do u guys think? Saham didik for the past 5yrs maintain 6-7%.

This post has been edited by mucklampir: Jul 31 2012, 09:10 PM

http://www.bernama.com/bernama/v6/newsbusiness.php?id=684531



Public Mutual Berhad declare distribution for Financial Year Ending 31 July 2012.



Public Growth Fund – 3 sen/ per unit

Public Australia Equity Fund – 0.50 sen/ per unit

Public Optimal Growth Fund – 1.25 sen/ per unit

Public Far-East Property & Resorts Fund – 0.50 sen/ per unit

Public Islamic Opportunities Fund – 2.25 sen/ per unit

Public Islamic Select Enterprices Fund - 2 sen/ per unit

Public Bond Fund – 5.25 sen/ per unit

Public Islamic Select Bond Fund - 5 sen/ per unit

Public Islamic Income Fund – 3.50 sen/ per unit

distribution is dividen, right? How if for the one under epf scheme? Will the distribution being transferred back to epf account?

no, re-investback to the fund.

go to epf scheme at my siggy for more info..

Bro, sorry ar, just to clarify:
i though it DEPENDS whether customer ticked/chose to take payout or auto-reinvestment?
If payout chosen, then paid back into EPF right?
OR there is no payout option for EPF-funded investments (loooooooong time never read the "new a/c" form liao heheh).

Curious and seeking info

---

Added on August 1, 2012, 7:59 am
Just to share:

PUBLIC MUTUAL ONLINE (PMO) CAMPAIGN 2012
1 AUGUST 2012 TO 31 OCTOBER 2012
We wish to inform that we will be launching the Public Mutual Online (PMO)
Campaign on 1 August 2012.
There are 2 parts to the PMO Campaign.

1) Special Service Charge
PMO subscribers will be entitled to special service charge of

5.00% for all successful online cash investments. <MK's note - sigh.. still not 2%+/- like some "online agent" with multiple fund houses' funds - end of b*tching>

5.25% for all DDI registered during the campaign period for as long as the DDI is active.

2) 5,000 MGQP
New PMO users will be given 5,000 MGQP upon their first login to PMO and subscription to e-Statement during campaign period.
The 5,000 MGQP will be reversed if the subscription to e-Statement ceased.

Please logon to www.publicmutual.com.my or call Hotline 03–6207 5000 for more details.

This post has been edited by wongmunkeong: Aug 1 2012, 08:03 AM

EPF auto re invest oly.

No physical money come out to unit holder hands.

Ah so, auto re-invest only, no option for payout.
Of course lar bro, cannot get PHYSICAL $ out via dividends. How we wish - loophole
Thought those that opted for dividends payout would be paid back into EPF.
Gracias

Bro, can investor like us invest in public mutual become an agent public mutual as well. And can we buy fund using our name so that we can save sales commission fees.

Hi Seremban_2,
ya. why not. There are forummer who r public mutual agent investing for themselves as well