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 Public Mutual v3, Public/PB series funds

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kparam77
post Jul 24 2012, 02:26 PM

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QUOTE(wongmunkeong @ Jul 24 2012, 02:10 PM)
Interesting...
For FX, fund managed:
How much did U put in, when and now what is the amount?
Which fund house ar? Local or overseas?
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ah wong read the signature.
wongmunkeong
post Jul 24 2012, 02:29 PM

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QUOTE(kparam77 @ Jul 24 2012, 02:26 PM)
ah wong read the signature.
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That was the first thing that caught my eye in his/her posting, which didn't seem to be responding to any posts, nor posting any Qs.
Looked a bit like "guerilla marketing" tongue.gif
I hope to be corrected though hehe - hell, if FX fund managed by a good company + has good track records, why not?
We keep on learning new possibilities, right?

Farnee.. now his/her signature disappear liao hehe
T1FX Kim
post Jul 24 2012, 02:52 PM

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QUOTE(wongmunkeong @ Jul 24 2012, 02:10 PM)
Interesting...
For FX, fund managed:
How much did U put in, when and now what is the amount?
Which fund house ar? Local or overseas?
*
FYI.
USD$3k.
http://www.myfxbook.com/members/t1fx/vr5-s...usd-3000/302842
company who manage - T1FX
you can use either FX Primus / Admiral Markets ^^


Added on July 24, 2012, 3:00 pm
QUOTE(wongmunkeong @ Jul 24 2012, 02:29 PM)
That was the first thing that caught my eye in his/her posting, which didn't seem to be responding to any posts, nor posting any Qs.
Looked a bit like "guerilla marketing" tongue.gif
I hope to be corrected though hehe - hell, if FX fund managed by a good company + has good track records, why not?
We keep on learning new possibilities, right?

Farnee.. now his/her signature disappear liao hehe
*
thanks for paying attention on my post rclxms.gif
I had no idea ... someone report to moderator that my signature infringed our rules & regulations
that's the reason why it disappear ... don't worry will recover my signature soon
thanks for ur concern. I do hope everyone had a good investment biggrin.gif

This post has been edited by T1FX Kim: Jul 24 2012, 03:00 PM
wongmunkeong
post Jul 24 2012, 03:24 PM

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QUOTE(T1FX Kim @ Jul 24 2012, 02:52 PM)
FYI.
USD$3k.
http://www.myfxbook.com/members/t1fx/vr5-s...usd-3000/302842
company who manage - T1FX
you can use either FX Primus / Admiral Markets ^^


Added on July 24, 2012, 3:00 pm

thanks for paying attention on my post  rclxms.gif
I had no idea ... someone report to moderator that my signature infringed our rules & regulations
that's the reason why it disappear ... don't worry will recover my signature soon
thanks for ur concern. I do hope everyone had a good investment  biggrin.gif
*
Ah.. Vantage.
Er.. those fellows are in SG & AU right, not MY? I remembered an ang moh calling me on it when i tried out their system.
Personally too scary for now as it's all currency movement based (ie. "price" based) rather than value-based.
Too ingrained into my head (value) to just look at price-volume movements of currency pairs sweat.gif

Also worried about whether my Will can get the $ back to my family if something suddenly happens to me + if i strike it rich, whether tax man may ask funny questions. notworthy.gif
T1FX Kim
post Jul 24 2012, 03:38 PM

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QUOTE(wongmunkeong @ Jul 24 2012, 03:24 PM)
Ah.. Vantage.
Er.. those fellows are in SG & AU right, not MY? I remembered an ang moh calling me on it when i tried out their system.
Personally too scary for now as it's all currency movement based (ie. "price" based) rather than value-based.
Too ingrained into my head (value) to just look at price-volume movements of currency pairs  sweat.gif

Also worried about whether my Will can get the $ back to my family if something suddenly happens to me + if i strike it rich, whether tax man may ask funny questions.  notworthy.gif
*
this is a site to verify traders REAL track record from brokerage comp directly:
"Track record is verified after comparing the data to data coming directly from the broker using an investor password."

there's another well known site also track their REAL performance:
http://www.forexpeacearmy.com/all_forex_tests/t1_fx_vr5/real

they have office in MY ... yea ... the currency movement now is just like last year japan tsunami & nuclear crisis ... haha
try focus only in a few pairs ... not too many le .... exhausted lol

if you have extra money only you go into it ... don't every take ALL your money to put in it
this company unlike those scam comp ... just tell u every mth gain how many % (e.g. 50% mthly etc), they nvr ever told u how much u will lose
always believe in high risk high return ... low risk low return ..... there's no low risk high return
the service i'm engaging giving me 3-6% mthly return so far, i think it's alright, i'm not too greedy to gain 50% per mth, knowing 1 day u might lose 100% ;p
cckkpr
post Jul 24 2012, 03:58 PM

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QUOTE(T1FX Kim @ Jul 24 2012, 01:57 PM)
i waited for years adi .... lost hope on public mutual ... in the beginning i tot of waiting it to break-even and sell it off
BUT till now still losing ... i rather take the money n re-invest in other places.
i earn back my lost in mutual fund in my forex .... it managed by my fund manager too.
*
Its a decision you have to make and its all about opportunities.

For the past one month, many counters on the local bourse had gone up by more than 10% and if you have sold and reinvest, you would have recover some of your lost capital.

Looking at the short to medium term of the Chinese economy, do you think it will do well with the Euro crisis and the stuttering US economy?

Its the SEA region thats where the action is.
T1FX Kim
post Jul 25 2012, 09:54 AM

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QUOTE(cckkpr @ Jul 24 2012, 03:58 PM)
Its a decision you have to make and its all about opportunities.

For the past one month, many counters on the local bourse had gone up by more than 10% and if you have sold and reinvest, you would have recover some of your lost capital.

Looking at the short to medium term of the Chinese economy, do you think it will do well with the Euro crisis and the stuttering US economy?

Its the SEA region thats where the action is.
*
agreed. but from the day i invested till now .... there's no show of profit at all ...
unless you were saying wen the price drop ... and it move up again ... the difference of the price - profit
maybe i trusted the wrong agent at that time ... still being naive ;p

there's a debate on this.
"The financial tensions in Europe could still degenerate into a disorderly sovereign default and full-blown economic crisis. Contagion remains a real risk. While the United Statesrecovery keeps nudging forward, politics or a eurozone recession could reverse its momentum. And that could all spread to Asia."

i'm not a economist or fundamental analysis, i'm more towards technical analysis.
cckkpr
post Jul 25 2012, 11:33 AM

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QUOTE(T1FX Kim @ Jul 25 2012, 09:54 AM)
agreed. but from the day i invested till now .... there's no show of profit at all ...
unless you were saying wen the price drop ... and it move up again ... the difference of the price - profit
maybe i trusted the wrong agent at that time ... still being naive ;p

there's a debate on this.
"The financial tensions in Europe could still degenerate into a disorderly sovereign default and full-blown economic crisis. Contagion remains a real risk. While the United Statesrecovery keeps nudging forward, politics or a eurozone recession could reverse its momentum. And that could all spread to Asia."

i'm not a economist or fundamental analysis, i'm more towards technical analysis.
*
Its a difficult decision, no doubt. But the point is your trust fund is focused on China and what the potential over there in the immediate to short term. Maybe you think your fund manager may be able to readjust its portfolio to make a comeback but after these few years, has it actually shown any recovery and what was reported from its interim reports.

Actually, to those who are familiar with stocks investing, the truth is they will prefer to do their own investing than "trust" these fund managers.

Being a technical analysis person, you obviously know that it has to go together with fundamental analysis and vice versa is true and one cannot go without the other.
titus85
post Jul 25 2012, 11:53 AM

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Hi, any1 holding PB CHINA AUSTRALIA EQUITY FUND (PBCAUEF)? It has been more than 2 yrs, bought since launched and still making losses. Called and the agent from Sri Petaling has resigned. agent out there should inform client when to sell whether profit or not. when buy that time say how good is the fund, china and australia booming, better than put in FD. nonsence PB agent only know take commission without alert client.
election is coming, any idea should hold or sell off. making lost of 30% now.
echoesian
post Jul 25 2012, 04:26 PM

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PB Mutual funds are mostly not really a good performer afterall
T1FX Kim
post Jul 25 2012, 04:58 PM

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QUOTE(cckkpr @ Jul 25 2012, 11:33 AM)
Its a difficult decision, no doubt. But the point is your trust fund is focused on China and what the potential over there in the immediate to short term. Maybe you think your fund manager may be able to readjust its portfolio to make a comeback but after these few years, has it actually shown any recovery and what was reported from its interim reports.

Actually, to those who are familiar with stocks investing, the truth is they will prefer to do their own investing than "trust" these fund managers.

Being a technical analysis person, you obviously know that it has to go together with fundamental analysis and vice versa is true and one cannot go without the other.
*
I hope my fund manager able to make a swift for me ... as of my agent ... seems like lost contact already ... din update me anything on the fund.
yea, i would say im just not that good in stocks investment.

I agree. Even though some people say that fundamental analysis & technical analysis is like oil and water, but many others has been succesful using both.

For example, some fundamental analysts use technical analysis techniques to figure out the best time to enter into an undervalued security. By timing entry into a security, the gains on the investment can be greatly improved.

Alternatively, some technical traders might look at fundamentals to add strength to a technical signal. For example, if a sell signal is given through technical patterns and indicators, a technical trader might look to reaffirm his or her decision by looking at some key fundamental data. Oftentimes, having both the fundamentals and technicals on your side can provide the best-case scenario for a trade.
cckkpr
post Jul 26 2012, 03:04 PM

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QUOTE(T1FX Kim @ Jul 25 2012, 04:58 PM)
I hope my fund manager able to make a swift for me ... as of my agent ... seems like lost contact already ... din update me anything on the fund.
yea, i would say im just not that good in stocks investment.

I agree. Even though some people say that fundamental analysis & technical analysis is like oil and water, but many others has been succesful using both.

For example, some fundamental analysts use technical analysis techniques to figure out the best time to enter into an undervalued security. By timing entry into a security, the gains on the investment can be greatly improved.

Alternatively, some technical traders might look at fundamentals to add strength to a technical signal. For example, if a sell signal is given through technical patterns and indicators, a technical trader might look to reaffirm his or her decision by looking at some key fundamental data. Oftentimes, having both the fundamentals and technicals on your side can provide the best-case scenario for a trade.
*
As long as you don't dabble in dead or worthless stocks, whichever analysis you use, the worse you can expect are just getting the timings wrong and the longer term results will still be positive.

Just remember that only 5% of the market players make monies on the average.
techie.opinion
post Jul 26 2012, 11:27 PM

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QUOTE(echoesian @ Jul 25 2012, 04:26 PM)
PB Mutual funds are mostly not really a good performer afterall
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It's lagging now... no PM only, other fund also same. Equity fund exposure feel the heat of worried share markets around the globe, so invest wisely.
silentemotion
post Jul 26 2012, 11:40 PM

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QUOTE(T1FX Kim @ Jul 25 2012, 04:58 PM)
I hope my fund manager able to make a swift for me ... as of my agent ... seems like lost contact already ... din update me anything on the fund.
yea, i would say im just not that good in stocks investment.

I agree. Even though some people say that fundamental analysis & technical analysis is like oil and water, but many others has been succesful using both.

For example, some fundamental analysts use technical analysis techniques to figure out the best time to enter into an undervalued security. By timing entry into a security, the gains on the investment can be greatly improved.

Alternatively, some technical traders might look at fundamentals to add strength to a technical signal. For example, if a sell signal is given through technical patterns and indicators, a technical trader might look to reaffirm his or her decision by looking at some key fundamental data. Oftentimes, having both the fundamentals and technicals on your side can provide the best-case scenario for a trade.
*
I know there are some people bought good dividend blue chips and hold it. They invest for the purpose of collecting dividends as cash flow. One very good example is Zhulian. Zhulian distributes dividend 0.12/year and it is all tax exempted. Based on currently price, whole year of 0.12 dividend are still gaining about 6% of dividend yield, which is not bad.


Added on July 26, 2012, 11:46 pm
QUOTE(titus85 @ Jul 25 2012, 11:53 AM)
Hi, any1 holding PB CHINA AUSTRALIA EQUITY FUND (PBCAUEF)? It has been more than 2 yrs, bought since launched and still making losses. Called and the agent from Sri Petaling has resigned. agent out there should inform client when to sell whether profit or not. when buy that time say how good is the fund, china and australia booming, better than put in FD. nonsence PB agent only know take commission without alert client.
election is coming, any idea should hold or sell off. making lost of 30% now.
*
Sad to say that, many agents will just tell you how good is this fund this and that. Many of them did not care about the it at all once after you have bought from them. I am not saying all agents are bad. There are still some offering very good advise. My idea is, if you personally feel that there is other investment tools like shares or other funds are able to give you better return, then why not just sell it and go for better one?

This post has been edited by silentemotion: Jul 26 2012, 11:46 PM
Alvan86
post Jul 27 2012, 09:00 AM

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QUOTE(titus85 @ Jul 25 2012, 11:53 AM)
Hi, any1 holding PB CHINA AUSTRALIA EQUITY FUND (PBCAUEF)? It has been more than 2 yrs, bought since launched and still making losses. Called and the agent from Sri Petaling has resigned. agent out there should inform client when to sell whether profit or not. when buy that time say how good is the fund, china and australia booming, better than put in FD. nonsence PB agent only know take commission without alert client.
election is coming, any idea should hold or sell off. making lost of 30% now.
*
Sad to hear that. But I bought Public Australia Equity Fund about one year ago and now it is close to break-even. I suggest you should hold your fund as your fund's investment horizon is long term, ie min 5 years. As the price is dropping now, you should park your extra cash into the fund to average down the buying cost.


Added on July 27, 2012, 9:02 am
QUOTE(echoesian @ Jul 25 2012, 04:26 PM)
PB Mutual funds are mostly not really a good performer afterall
*
Not really. Some performs better than peers in same category. thumbup.gif

This post has been edited by Alvan86: Jul 27 2012, 09:02 AM
SUSDavid83
post Jul 27 2012, 09:08 AM

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QUOTE(Alvan86 @ Jul 27 2012, 09:00 AM)
Sad to hear that. But I bought Public Australia Equity Fund about one year ago and now it is close to break-even. I suggest you should hold your fund as your fund's investment horizon is long term, ie min 5 years. As the price is dropping now, you should park your extra cash into the fund to average down the buying cost.


Added on July 27, 2012, 9:02 am

Not really. Some performs better than peers in same category. thumbup.gif
*
They're more superior in local funds.
titus85
post Jul 27 2012, 09:52 AM

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QUOTE(silentemotion @ Jul 26 2012, 11:40 PM)
I know there are some people bought good dividend blue chips and hold it. They invest for the purpose of collecting dividends as cash flow. One very good example is Zhulian. Zhulian distributes dividend 0.12/year and it is all tax exempted. Based on currently price, whole year of 0.12 dividend are still gaining about 6% of dividend yield, which is not bad.


Added on July 26, 2012, 11:46 pm
Sad to say that, many agents will just tell you how good is this fund this and that. Many of them did not care about the it at all once after you have bought from them. I am not saying all agents are bad. There are still some offering very good advise. My idea is, if you personally feel that there is other investment tools like shares or other funds  are able to give you better return, then why not just sell it and go for better one?
*
ya right, doubt you are one of UT agent. what sort of very good advise, talk even louder than customer, ""if you personally feel that there is other investment tools like shares or other funds are able to give you better return, then why not just sell it and go for better one?"" or else customer service telling me hold it for another year, market sure will bounce back.
this is my first and last time buy UT that conned by PM agent. look is 33% loses, not 3%. worst investment tool. keep for 5 years? gosh, donno wat will happen. by then frame the cert on the wall remind me the stupidest mistake made.
wongmunkeong
post Jul 27 2012, 10:04 AM

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QUOTE(titus85 @ Jul 27 2012, 09:52 AM)
ya right, doubt you are one of UT agent. what sort of very good advise, talk even louder than customer, ""if you personally feel that there is other investment tools like shares or other fundsĀ  are able to give you better return, then why not just sell it and go for better one?"" or else customer service telling me hold it for another year, market sure will bounce back.
this is my first and last time buy UT that conned by PM agent. look is 33% loses, not 3%. worst investment tool. keep for 5 years? gosh, donno wat will happen. by then frame the cert on the wall remind me the stupidest mistake made.
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Bro, sorry to butt-in ar.
When one invests, one should also have "exit & holding plans" - ie. cut loss, take profit and let it ride, not just buy in / enter.

33%? Sorry ar - it's not much compared to those who lost in 1998 KLCI dropping to 230+/- point from 1,000+/-. That's 80%+ losses
More recently, end 2008/early 2009 - 40%+ drop in KLCI.
Thus, instead of swearing off a certain investment vehicle (each time kena bitten), may be best to learn and manage risk.

Don't trust anyone blindly with your money.
If U do, then it's plain greed + hope working - which are not the best partners to make $.

Just a thought notworthy.gif

This post has been edited by wongmunkeong: Jul 27 2012, 10:06 AM
titus85
post Jul 27 2012, 10:48 AM

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i also have friends burned everything in 1 single local share. i didnt say he is wrong, i just dont like his attitude. is my mistake, without study invest money in UT by just listening to the agent when i walk in the branch to deposit money. bad agent are just spoiling good agent's rice bowl. i agree plain greed+hope working=gambling. thats y thinking should hold or sell now rather than -80% from UT. non here share same situation with me?
do majority here making money from PM UT?
j.passing.by
post Jul 27 2012, 12:39 PM

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Hi all,

I have been browsing this thread on and off... and lately it seemed that most of the new posts and posters lost the plot of what Public Mutual is all about. I may be wrong...

To me, PM is old man's retirement planning, a financial tool for regular savings. What's the b****ing of losing money in 2-3 years all about? And comparing it to stocks & forex? It already has a high entry cost, and will lose 5.5% upfront when buying its equity fund, so why the hue and cry? Do enlighten me...

As mentioned, a unit trust fund to me is long term financial tool ("long term" in my definition is more than 7 years, and more like 10-20-30 years for retirement planning). It is long term regular savings; and the "wealth" is from your savings and you get "wealthy" from your job or business, which generates the savings. I have yet to hear of people becoming fabulously rich from "investing" in unit trusts, or maybe I'm wrong, as usual...

Yeah, in my previous posts, I mentioned losing some money in PM, but I don't blame PM or its sales agent. I understood that the "unit trust consultants" are sales agents, not my personal financial planners.

I lost money because I did not do "dollar cost averaging". And secondly I treated an aggressive fund as if it was a balance fund; and bought into it in a big lump sum (at the wrong time). In short, I treated unit trust as a one-time investment instead of being a regular savings financial tool.

Anyway, it is "paper" lost as said by one poster, as I have yet to make a total withdrawal from PM; and is confident that all would be fine when the current global economy turns around. In the meanwhile, I am starting another portfolio, and will (hopefully) get it right this time.

Cheers.

This post has been edited by j.passing.by: Jul 27 2012, 05:09 PM

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