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yo... may i know wat is the best fund to invest now?

Yes, the best bets statistically are the ones with the:
1. best Sharpe ratio & Alpha Jansen Ratio
2. rated at least 4 stars by Morning Star, Lippers & Normandy
3. a minimum of 5 years track record for the above, preferably 10 years, with minimum 8%CAGR

and lowest purchase, management and exit cost (if all else above being equal - the tie breaker)

Gambate!

This post has been edited by wongmunkeong: Aug 4 2012, 06:43 AM

+1, brother wongmunkeong. In addition to the following:-


i. Low annualised volatility (generally, the lower the better)

ii. Quality of the Fund Manager (Hint: Chen Fan Fai, Fund Manager for Kenanga Growth/Syariah Growth Fund or AmInvestment Management Sdn Bhd for Amdynamic Bond )

iii. Low turnover rate for stock trading (higher turnover leads to higher transaction costs, thus leads to higher annual management expenses. Recalled Warren Buffet said about Sir Isaac Newton "4th Law of Motion" ---> Return decrease as motion increase )

iv. Resiliency of the fund (The losses recorded by the fund during the market corrections and downturns over the past 3-5 years must be lower than the peer average)

Happy Investing!


p/s: Happy to see my Kenanga Syariah Growth Fund grew positively day by day for this week

This post has been edited by izzudrecoba: Aug 4 2012, 08:30 AM

Same situation here. GG.
We have the same agent i guest.
She and He just called me to switch to their OCBC fund instead of holding there.

and if U do so, U incur service charges again for OCBC's equity funds...
then the fler moves to CWA and U move again?

These kinda "agents" should be shot on sight.
They should at least have the decency to give options to their customers - if that equity fund didnt work out, what are the most probable causes and what are one's options + costs.

Moving from one fund house to another is literally selling, not "SWITCHING", off then buying in again, incurring the dang services charges again
No better or more cost effective options meh?
and er.. don't tell me lump sum whack again ar?

Note - even the donkey PCSF can make $ in 2008/2009 buy-in transactions, if one did value averaging & dollar averaging, and took profits at abnormal gains
Thus, selection of fund is one thing, execution plans is the other 50% of the puzzle.

Just a thought

I did reply her that "It is not SWITCHING" then she claim that fund is dying. It will not make it back if stay in pbb fund.
No doubt they are "double agent" for other competing brand...
Most likely they get fired and now they start their own agency via gorek all ex-client.

do u invest in china market funds?
read this.... http://www.theedgemalaysia.com/index.php?o...17960&Itemid=79

sharing only.....

Signal that China is indeed bottoming?

So buy a China or Great China fund now?

I never believed in single-market funds, if u ask me, Greater China would be more appropriate. But for me, I chose access via Emerging Markets fund.

Time to open up a new thread, no?

Reit is better for now...

Anyone know the reason behind yesterday sharp drop in Public Islamic Income Fund? It also happen to several other bond funds, but not as drastic as PIIncome.

i also noticed that, the islamic bond series.

EPF? Making extra huge profit taking and spooking the market again?

Or maybe some toll company in trouble because they got to give discount to the balik kampung horde next week?
(not all the islamic bonds got hit, mainly the infrastructure ones...)

How to calculate the Sharpe and Alpha Jansen ration?

Heheh - er.. take a look at the ZIP of an Excel file - look at the last column. Please note this is my "interpretation" ar - the formula needs a "safe returns %", i took 3% as the safe return %, a simple FD rate. Wiki has the full formula (+Sharpe) in "real formula" writings, not Excel-ized

The rest - Sharpe ratio, beta, etc. "pressed out" from Public Mutual's software called FPAdvisor
How to get it? Poke your favourite agent with subscription to that software

This post has been edited by wongmunkeong: Aug 10 2012, 09:24 PM


Attached File(s)
 20120430_Jensen_s_Alpha.zip ( 19.87k ) Number of downloads: 70

for DDI (online). what happened if

a) balance in bank acc is less than DDI substraction when due? any penalty?
b) DDI option can cancel anytime?

a) Nothing happened. Nope.
b) Can. Submit a request.