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Credit Card v16, Ask general questions here, Please read the 1st post before posting!
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beyond86
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Jun 2 2011, 10:10 PM
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QUOTE(Human Nature @ Jun 2 2011, 02:22 PM) When supplying salary slips as proof of income, do you blank out the EPF No and Bank Account No? If the application form did not state how many months, will the latest month slip will do? Thanks most of the bank need 2 items will do that are 3 months pay slips and EPF@bank statement
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beyond86
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Jun 11 2011, 05:58 PM
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QUOTE(David83 @ Jun 11 2011, 02:47 PM) I don't like to carry too many cards around in my wallet. Not even my ATM cards or medical cards. Only IC, licence and two most frequently used CC. Even no coins in my wallet. ya, same.... no coin as well This post has been edited by beyond86: Jun 11 2011, 05:58 PM
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beyond86
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Jun 13 2011, 07:24 PM
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get calls recently from CIMB, HLB, SCB for takaful insurance, personal loan and BT. so annoying
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beyond86
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Jul 3 2011, 08:22 PM
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QUOTE(haniez @ Jul 3 2011, 05:56 PM) hi all, i got question.my credit card has expired. can i renew it or need to apply a new application? I m aware that normally bank will send you a notices or new card few month before the actual expiry date.but in my case i didn't receive any letter/ card.probably because the letter is not posted correctly to my address. i hope somebody can guide me whether i can still renew it or need to apply a new application. thanks in advance just renew
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beyond86
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Jul 5 2011, 10:08 PM
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QUOTE(David83 @ Jul 5 2011, 11:04 PM) Maybank Petronas Al-Ikhwan is not a very good card. The only benefit is 5x TP at Petronas; similar to its conventional bank siblings - MBB Visa Petronas. ya...only petronas able to get 5x TP, why dun use mbb2card..
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beyond86
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Jul 7 2011, 01:41 PM
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QUOTE(gerrardling @ Jul 7 2011, 02:26 PM) congratz hsbc, u just beat citibank in terms of creating the trap, tricks and gimmicks in your promotion in order to survive in a so competitive commercial market....got to do this
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beyond86
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Jul 19 2011, 07:24 PM
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QUOTE(DarReNz @ Jul 19 2011, 01:57 PM) my post seems to disappear anyway I asked since this is the 2nd year most of the people have their gomen RM 50 taxed, anyone managed to get em waived with the annnual fees ? no
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beyond86
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Sep 3 2011, 04:44 PM
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QUOTE(monsta2011 @ Sep 3 2011, 03:30 PM) Are there any credit cards for students with no income? I'm asking on behalf of my cousin. got income worker, also not easy to get a card, don't say student
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beyond86
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Sep 4 2011, 05:11 PM
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QUOTE(monsta2011 @ Sep 3 2011, 11:50 PM) Nah I got my own credit card la. I'll tell her to stick to the debit version of credit card  . ya, use debit card 1st lo
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beyond86
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Sep 4 2011, 08:37 PM
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QUOTE(lalakidzz @ Sep 4 2011, 12:42 AM) but my another month salary wont be that high. due to my banks revised something. It makes a really really big different. revised your personal details?
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beyond86
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Sep 5 2011, 01:57 PM
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QUOTE(lalakidzz @ Sep 5 2011, 01:21 AM) revised the commission skim. your income will be lesser
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beyond86
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Sep 5 2011, 02:00 PM
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QUOTE(WaCKy-Angel @ Sep 5 2011, 02:59 PM) Never heard of no premium credit shield ever.... But anyhow, as long as the person asks for your credit card number and also your CVV2 number then confirm its scam/fraud already. If its genuine, the person would already have your details. please take caution on this....
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beyond86
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Sep 5 2011, 06:17 PM
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QUOTE(MilesAndMore @ Sep 5 2011, 03:44 PM) A few banks offer this. I think it's called CPP or something. HSBC credit card definitely has it and if i'm not mistaken, Citibank offers similar thing too. I've received many such calls before too but i declined it all the time. And i think it's more like 99% of those they called decline the offer rather than accepting it  me too, straight away say not interested
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beyond86
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Sep 5 2011, 10:20 PM
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QUOTE(charymsylyn @ Sep 5 2011, 10:23 PM) This is entirely normal and just about all CC issuers in MY offers it. Please note that they should not ask for any personal details (e.g. CC/CVV/IC numbers) and if have any doubt, call your card issuer to verify. don't simply disclose personal details
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beyond86
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Sep 7 2011, 10:50 PM
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QUOTE(Human Nature @ Sep 7 2011, 09:41 PM) Eh, so those income above the threshold need to update the income record or not? wah so mahfan if need if just after 1 year using the card, need record
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beyond86
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Sep 26 2011, 07:48 PM
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QUOTE(alexwsk @ Sep 26 2011, 06:31 PM) make sure you pay at least the minimum amount on or before the due date else  pengsan with the interest
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