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Credit Card v16, Ask general questions here, Please read the 1st post before posting!
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Human Nature
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Jul 11 2011, 06:25 PM
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Citibank Airasia CC: get RM100 cashback off the travel destination, but only for the first 500 applicants.. https://www.citibank.com.my/english/docs/fo...n=rm100cashback
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MilesAndMore
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Jul 12 2011, 12:10 AM
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Look at all my stars!!
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I just found out that CIMB Preferred customers will get a complimentary World MasterCard, VISA Infinite, VISA Signature or Enrich Platinum MasterCard instead of just a regular Platinum credit card.
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chemistry
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Jul 12 2011, 12:29 AM
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QUOTE(MilesAndMore @ Jul 12 2011, 12:10 AM) I just found out that CIMB Preferred customers will get a complimentary World MasterCard, VISA Infinite, VISA Signature or Enrich Platinum MasterCard instead of just a regular Platinum credit card. And one of the membership criteria is:- » Click to show Spoiler - click again to hide... « 2. MINIMUM BALANCE 2.1 Unless decided otherwise by the Bank, the Customer shall maintain at all times a „Minimum Balance‟ defined as: A. A minimum aggregated total Deposit of RM200,000.00 or such other amount as the Bank may determine from time to time maintained under the Customer‟s soleaccount or joint account where the Customer is the primary account holder in any one or more of the Customer‟s Savings, Current and Fixed Deposits accounts with the Bank, OR B. A minimum aggregated total Investment and Deposit of RM200,000.00 or such other amount as the Bank may determine from time to time deposited in any investment and deposit account of the Bank or made with the Bank under the Customer‟s sole or joint account where the Customer is the primary account holder, OR C. A minimum individual Mortgage (Housing Loan / Business Premise Loan) of RM1, 000,000.00 or such other amount as the Bank may determine from time to time which is granted to the Customer. (hereafter referred to as „ Minimum Balance„)
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SUSrockefeller
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Jul 12 2011, 12:42 AM
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QUOTE(MilesAndMore @ Jul 12 2011, 12:10 AM) I just found out that CIMB Preferred customers will get a complimentary World MasterCard, VISA Infinite, VISA Signature or Enrich Platinum MasterCard instead of just a regular Platinum credit card. If only they would offer the CIMB Enrich World Mastercard to Preferred customers. Stringent vetting process still. Existing CIMB Enrich Platinum Mastercard with minimum spending of RM 500,000 per annum will be considered. Note "will be considered" meaning no assurance even if you do spend that much!
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Gen-X
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Jul 12 2011, 07:00 AM
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Lifetime LYN Member
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QUOTE(chemistry @ Jul 12 2011, 12:29 AM) And one of the membership criteria is:- » Click to show Spoiler - click again to hide... « 2. MINIMUM BALANCE 2.1 Unless decided otherwise by the Bank, the Customer shall maintain at all times a „Minimum Balance‟ defined as: A. A minimum aggregated total Deposit of RM200,000.00 or such other amount as the Bank may determine from time to time maintained under the Customer‟s soleaccount or joint account where the Customer is the primary account holder in any one or more of the Customer‟s Savings, Current and Fixed Deposits accounts with the Bank, OR B. A minimum aggregated total Investment and Deposit of RM200,000.00 or such other amount as the Bank may determine from time to time deposited in any investment and deposit account of the Bank or made with the Bank under the Customer‟s sole or joint account where the Customer is the primary account holder, OR C. A minimum individual Mortgage (Housing Loan / Business Premise Loan) of RM1, 000,000.00 or such other amount as the Bank may determine from time to time which is granted to the Customer. (hereafter referred to as „ Minimum Balance„)
I thought it was RM150K, alexwsk, time to revise 1st post. QUOTE(rockefeller @ Jul 12 2011, 12:42 AM) If only they would offer the CIMB Enrich World Mastercard to Preferred customers. Stringent vetting process still. Existing CIMB Enrich Platinum Mastercard with minimum spending of RM 500,000 per annum will be considered. Note "will be considered" meaning no assurance even if you do spend that much! CIMB Enrich and RHB Visa Infinite are really exclusive cards for the filthy rich and or big spenders. And CIMB sent me sms on contest for ipad2 for what when they have Enrich members.
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TSalexwsk
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Jul 12 2011, 08:20 AM
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QUOTE(Gen-X @ Jul 12 2011, 07:00 AM) I thought it was RM150K, alexwsk, time to revise 1st post. CIMB Enrich and RHB Visa Infinite are really exclusive cards for the filthy rich and or big spenders. And CIMB sent me sms on contest for ipad2 for what when they have Enrich members. so now all banks 200k min
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MilesAndMore
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Jul 12 2011, 10:52 AM
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Look at all my stars!!
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QUOTE(Gen-X @ Jul 12 2011, 07:00 AM) I thought it was RM150K, alexwsk, time to revise 1st post. Yes. They revised it to RM200k in January this year. CIMB Bank offers really competitive interest rates for its range of CASA. However, i still don't get why they still force their customers to pay RM10 every half year as current account maintenance fee regardless of the balance in the account, be it a regular current account or Preferred current account
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shanelai
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Jul 12 2011, 04:33 PM
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any credit card that offer GST-free and annual fee-free?
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cenkudu
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Jul 12 2011, 05:26 PM
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QUOTE(shanelai @ Jul 12 2011, 04:33 PM) any credit card that offer GST-free and annual fee-free? Bank Rakyat..but not GST-free but they pay GST for you
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hye
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Jul 12 2011, 10:56 PM
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White Tiger
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QUOTE(shanelai @ Jul 12 2011, 04:33 PM) any credit card that offer GST-free and annual fee-free? Please take note that GST need to be paid by someone either way because that's the collection by the government. It's surprising many want it for free but yet I'm very sure they can afford it.
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tifosi
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Jul 13 2011, 02:09 AM
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QUOTE(cenkudu @ Jul 12 2011, 05:26 PM) Bank Rakyat..but not GST-free but they pay GST for you OCBC Ti, swipe > 10k per year retail and you are entitled.
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hye
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Jul 13 2011, 06:21 AM
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White Tiger
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QUOTE(tifosi @ Jul 13 2011, 02:09 AM) OCBC Ti, swipe > 10k per year retail and you are entitled. Thanks but what the guy who asked wanted it to be free upfront and not after spending RM10k.
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gerrardling
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Jul 13 2011, 09:49 AM
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scb, uob, hsbc, citibank offer free first GST waived upon 2 or 3 swipes. ambank -- spend above rm350 to get GST waived
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Gen-X
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Jul 13 2011, 02:58 PM
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Lifetime LYN Member
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I just posted my latest article at my blog thanking of you who have visited it and read my articles. I also would like to thank wshoh for pointing out to me some time early this year or last year that I had very few post prior to 2011 and that I should post more frequent. Anyway, click below to see my latest credit cards as of date http://creditcardsmalaysia.blogspot.com/20...s-guide-to.htmlThanks again for your support and I also thank ronnie, winner, jack2 and others for highlighting my many typos and mistakes.
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MilesAndMore
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Jul 13 2011, 04:28 PM
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Look at all my stars!!
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QUOTE(Gen-X @ Jul 13 2011, 02:58 PM) I just posted my latest article at my blog thanking of you who have visited it and read my articles. I also would like to thank wshoh for pointing out to me some time early this year or last year that I had very few post prior to 2011 and that I should post more frequent. Anyway, click below to see my latest credit cards as of date http://creditcardsmalaysia.blogspot.com/20...s-guide-to.htmlYou are crazy, do you know that ?  I wondered when can i get there
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Embrangle
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Jul 13 2011, 04:34 PM
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Hello guys hsbc it appears that the Annual Fee Waiver (Subject to min 12 swipes per year) <-- just wondering does this includes autobill? If i apply autobill and pay once every month is it counted as a swipe?
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MilesAndMore
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Jul 13 2011, 05:04 PM
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Look at all my stars!!
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QUOTE(Embrangle @ Jul 13 2011, 04:34 PM) Hello guys hsbc it appears that the Annual Fee Waiver (Subject to min 12 swipes per year) <-- just wondering does this includes autobill? If i apply autobill and pay once every month is it counted as a swipe? Yes
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chemistry
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Jul 13 2011, 06:29 PM
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QUOTE(hye @ Jul 13 2011, 06:21 AM) Thanks but what the guy who asked wanted it to be free upfront and not after spending RM10k. everybody get used to "free of charge". Once been charged whatsoever fee, sure bising bising one
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ronnie
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Jul 13 2011, 06:56 PM
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Finally, a HLB Sales person called me for application of HLB Essential Credit Card.
According to her, for New-to-Card Customer, RM50 will be given as a rebate on the 8th week. For annual fee, it will be waived if the card is for 3 times within 45 days upon receiving the CC.
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chemistry
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Jul 13 2011, 07:24 PM
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QUOTE(ronnie @ Jul 13 2011, 06:56 PM) Finally, a HLB Sales person called me for application of HLB Essential Credit Card. According to her, for New-to-Card Customer, RM50 will be given as a rebate on the 8th week. For annual fee, it will be waived if the card is for 3 times within 45 days upon receiving the CC. Did she also mention that "RM50 bonus is limited and first-come-first-served" ? I'm afraid the bonus has long been finished already.
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