Let say we use the card on Saturday Morning 7am for online transaction and the merchant processing centre is in US where it's 7pm Friday night. So that means the transaction will be captured as Friday I suppose.

If you remember Bata case, he posted his card at around 12+ am but the fraudulent transaction for Air Asia was captured on prior day E.g he posted on 24th 12.30am but transaction was 23rd. I know AA outsourced their ticketing but got no idea where it is located.

This post has been edited by Gen-X: Jun 21 2011, 12:00 PM

i just noticed we don't have a dedicated thread for citibank cards
anyone wanted to start one? citibank is having their "usual" promotion
http://www.citibank.com.my/english/promo/a...-hdd-momono.htm

i no longer hold any citi cards

IMHO, the attractive products Citibank can offer left only PremierMiles and Clear card.
CashBackPlatinum and Shell card totally lost to MBB2 and OCBC Ti.

No one like Citibank... including me

I think Citibank lost its glory already.
My current fav is MBB. (Just the cc ... )

Even you do not hold any Citibank CC, so it can be that great If Citibank have some sort of auto annual fee waiver like swipe 12 times, sure more people will consider it as save us time calling CS for waiver.


As requested, I just posted my article on AmBank Credir Cards Promotion at my blog.
Click here to read my article AmBank Group Credit Card Promotion 2011. Those of you that spend RM400 on the 1st Sat & Sun of each month can consider this card.

FYI, all MasterCard transaction of RM100 and above are entitled to enter MasterCard 1Malaysia Mega Sale Carnival Contest where the Grand Prize is RM100.000 shopping spree in KL. With most of us using MBB 2 AMEX, more chances for those without the AMEX card, hahaha.

This post has been edited by Gen-X: Jun 22 2011, 08:20 AM

Another piece of impressive write-up from you. Great job!

I want to add here that you get RM50 reward with new card application with minimum spend. That will help you to cover first year GST.

http://www.ambg.com.my/promotions.asp?sc=p..._creditcard_074

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Added on June 22, 2011, 8:53 amI agree with your statement. Back then, Citibank card is a must have due to great privileges, promotions and contests that come with the card.

I am still keeping CT Classic card (10 years with me), standing by for future promotions in case one day CT fights back hard to win the competition.

This post has been edited by milentechie: Jun 22 2011, 08:53 AM

check the terms and condition. that one ends at last year already. staff at ambank must be sleeping or lazy to remove that

Typo spotted: Pharmacies - Caring Guardina and Watsons

Yeah ... i can't help but to grin every time i see my TP balance in M2U


Spot on !


For some banks may be ... but definitely not for HSBC.

My case is CIMB. Choose not to proceed with the final processing. Too bad.

This post has been edited by Human Nature: Jun 22 2011, 12:40 PM

hi just a question, currently using MBB 2 card, can I call their operator to change my payment duedate ? cuz previously(another card) i get used to settle the bill at the early of the month, now this mbb had set the due date at the end of the month.

Yes... just give them a call. MBB has specific Statement Date to select from.
It will take effect on the next billing cycle.

Thanks for reading the article. As for the RM50GST, I did see one ad but the promotion have expired as gerrardling mentioned.

Thanks Bro for pointing that out.

Thanks for being alert. I didn't notice it. Please disregard my earlier comment on the promotion.

Guys, since the new credit card ruling is already in effect now. Any idea if we still can apply for credit card using an existing credit card that is more than 1-year old as reference ?

mbb and cimb dont practice that anymore. other bank, dont know

hi thanks a lot =)

Just checked with UOB Bank, it seems that they still do that. Thanks anyway

anyone purchase sgs2 using amex here ? any shop accept amex for phone purchase ?