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 Personal Loan - V2, which banks offer the best deal?

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RyanAtwood
post May 22 2014, 03:29 PM

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Which other banks only use ic and epf statement other than rhb easy loan? And fast approval within one hour?
Zuyee88
post May 22 2014, 03:30 PM

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The following 20 companies:

21. MMC Corporation Berhad Group
22. Dell Asia Pacific
23. Tenaga Nasional
24. Malakoff
25. YTL Corporation Berhad
26. Tabung Haji Group
27. Sime Darby Bhd
28. Island & Peninsular
29. Tabung Haji Properties
30. SP Setia Berhad
31. Putrajaya Holding Bhd
32. UEM Group (Property)
33. Iskandar Investment
34. IBM Malaysia Sdn Bhd
35. Mesiniaga Berhad
36. Maxis Berhad
37. Axiata Group Berhad
38. Yes 4 G (YTL)
39. Malaysia Airlines System Bhd
40. Malaysia Airports Holdings Berhad

* Degree certificate required, with minimum length of employment of 6 months with status confirmed *


MoneyChaser
post May 22 2014, 03:31 PM

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Need Advice , Whats a good personal loan to clear off the Credit Card Dept
Zuyee88
post May 22 2014, 03:32 PM

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QUOTE(RyanAtwood @ May 22 2014, 03:29 PM)
Which other banks only use ic and epf statement other than rhb easy loan? And fast approval within one hour?
*
I think maybe Citibank.
SUSAmeiN
post May 22 2014, 03:32 PM

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QUOTE(Zuyee88 @ May 22 2014, 03:32 PM)
I think maybe Citibank.
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lowest interest rate for goverment staff how much? which bank?
Zuyee88
post May 22 2014, 03:33 PM

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QUOTE(MoneyChaser @ May 22 2014, 03:31 PM)
Need Advice , Whats a good personal loan to clear off the Credit Card Dept
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If you need a personal loan to clear off/consolidate your credit card debts can PM me for more info. biggrin.gif
Zuyee88
post May 22 2014, 03:36 PM

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QUOTE(AmeiN @ May 22 2014, 03:32 PM)
lowest interest rate for goverment staff how much? which bank?
*
Bank Islam, Bank Rakyat or MBSB. Not too sure which is the lowest but they do have some requirements
that you have to fulfill. Perhaps you can check their website for further info smile.gif

haagendazs
post May 22 2014, 04:56 PM

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My brother used my name for his car-loan, now didn't manage to pay back & still left ard 18~20k. Any advice how can I settle down this loan? Know any banks that offer the best interest rate? Dial-for-cash or personal loan which one is better? Thanks.
Zuyee88
post May 22 2014, 07:16 PM

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QUOTE(haagendazs @ May 22 2014, 04:56 PM)
My brother used my name for his car-loan, now didn't manage to pay back & still left ard 18~20k. Any advice how can I settle down this loan? Know any banks that offer the best interest rate? Dial-for-cash or personal loan which one is better? Thanks.
*
Dial-for-cash normally has higher financing rates, hence I would recommend for personal loan.
Already PM you for further info.
vmadone
post May 23 2014, 12:05 PM

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My application for easy RHB loan has been rejected. Is it possible to apply for the Islamic one? Need advice.
Zuyee88
post May 23 2014, 10:53 PM

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QUOTE(vmadone @ May 23 2014, 12:05 PM)
My application for easy RHB loan has been rejected. Is it possible to apply for the Islamic one? Need advice.
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You can always try to apply with other banks if it is rejected.
EvoLuTioNCcF
post May 24 2014, 07:13 PM

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Hi Guys,

I am looking the Loan 50k-100k, currently working as Property Agent. I only can show the income thru the bank statement wihin 6month and do not have the payment voucher(Because i din keep it).

Average income 10k, got 1 house (Joint-Name, 1yrs Ago). I not sure i able to get the loan from bank or not but i need cash urgently.

Anyone can help me borrow the loan from the bank using their name and i will ask the lawyer prepare another document between us. I will use "House as Cagaran"

Banker or Serious Helper please PM Me. I just need those money roving in 1yrs.



This post has been edited by EvoLuTioNCcF: May 24 2014, 07:18 PM
SUSsupersound
post May 25 2014, 07:58 AM

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QUOTE(EvoLuTioNCcF @ May 24 2014, 07:13 PM)
Hi Guys,

I am looking the Loan 50k-100k, currently working as Property Agent. I only can show the income thru the bank statement wihin 6month and do not have the payment voucher(Because i din keep it).

Average income 10k, got 1 house (Joint-Name, 1yrs Ago). I not sure i able to get the loan from bank or not but i need cash urgently.

Anyone can help me borrow the loan from the bank using their name and i will ask the lawyer prepare another document between us. I will use "House as Cagaran"

Banker or Serious Helper please PM Me. I just need those money roving in 1yrs.
*
Property agent need to borrow money meh whistling.gif
Just look at your transaction that not yet sign, make another S&P, mark it up for rm20000-30000, make sure buyer and seller don't meet each other. Then the marked up S&P let buyer sign, original S&P seller sign. On the spot you get extra money, 3 transactions and no need to take loan.
Your boss never teach you do like this hmm.gif
SUSsupersound
post May 25 2014, 08:00 AM

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QUOTE(blackburn89 @ May 24 2014, 10:57 PM)
im looking for rm30k personal loan,
my gross income about 4k, professional job, monthly commitment rm550 for car only.

here have any maybank banker can help to apply loan ?? im interesting on maybank 7% rate. thank you

please pm me
*
Where you work? If is public listed company, can try Bank Islam, they are offering 3-3.5%.
Anything > 3.5% are very high already, not worth to take.
But not working in public listed company, the rate would be higher.
Check out their web site for more details.
blackburn89
post May 25 2014, 11:13 AM

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QUOTE(supersound @ May 25 2014, 08:00 AM)
Where you work? If is public listed company, can try Bank Islam, they are offering 3-3.5%.
Anything > 3.5% are very high already, not worth to take.
But not working in public listed company, the rate would be higher.
Check out their web site for more details.
*
not work in public listed looooooo
EvoLuTioNCcF
post May 25 2014, 11:15 AM

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QUOTE(supersound @ May 25 2014, 07:58 AM)
Property agent need to borrow money meh whistling.gif
Just look at your transaction that not yet sign, make another S&P, mark it up for rm20000-30000, make sure buyer and seller don't meet each other. Then the marked up S&P let buyer sign, original S&P seller sign. On the spot you get extra money, 3 transactions and no need to take loan.
Your boss never teach you do like this hmm.gif
*
Sorry, i am not a ilegal property agent. I only will get 3% from my sales and I'm not interested to earn extra money. Unless the owner give me as "Tips". Wish u will kena at 1day with this kind of transaction lo. People money is hard to get I'm not interested to earn their money from the buyer.
SUSsupersound
post May 25 2014, 12:07 PM

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QUOTE(blackburn89 @ May 25 2014, 11:13 AM)
not work in public listed looooooo
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Just checked their website, your case need 6% PA doh.gif
SUSsupersound
post May 25 2014, 12:08 PM

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QUOTE(EvoLuTioNCcF @ May 25 2014, 11:15 AM)
Sorry, i am not a ilegal property agent. I only will get 3% from my sales and I'm not interested to earn extra money. Unless the owner give me as "Tips". Wish u will kena at 1day with this kind of transaction lo. People money is hard to get I'm not interested to earn their money from the buyer.
*
Well, is hard to see still got property agent are honest sweat.gif
jason530
post May 25 2014, 01:34 PM

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QUOTE(neorage_x @ May 10 2014, 08:02 PM)
Recently applied for a personal loan from BSN. Applied for 24K (5 x salary) but it got rejected due to "my company background". I'm a senior executive for a big insurance company. First time having such odd "reject reason". Anyone have similar experience? Sifu can advise?
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Try RHB, it will be more easier! i just get 50k loan recently!
jason530
post May 25 2014, 01:36 PM

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QUOTE(benjamin113 @ May 9 2014, 09:18 PM)
Hi, seek for advice for any banker sifu here.
Wish to apply PL for 20-25k for business use,
plan to take pay back tenure 5 years.
Work as self-employee own business with ssm register only 1 years +.
Average income 5k over past years.
No previously loan record, first time plan to loan.
Any possible to get approve and which bank accepted?
Thanks.
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Try RHB easy loan, i got my loan in just few hour!

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