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 Personal Loan - V2, which banks offer the best deal?

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blackburn89
post May 25 2014, 11:13 AM

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QUOTE(supersound @ May 25 2014, 08:00 AM)
Where you work? If is public listed company, can try Bank Islam, they are offering 3-3.5%.
Anything > 3.5% are very high already, not worth to take.
But not working in public listed company, the rate would be higher.
Check out their web site for more details.
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not work in public listed looooooo
blackburn89
post May 26 2014, 07:30 PM

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QUOTE(Abie.C @ May 26 2014, 03:14 PM)
I'm looking for a personal loan around 25k for my home renovation and clearing some credit card depts. I apply for maybank and they only give me 10k for 5 year monthly payment. Cannot cover my renovation. Which banks give lower interest rates or should I use my HSBC Flexihome to overdraft 25k?

Need some advise.

I still have RM39,000 home loan balance to payoff my houseing loan.
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may i know your income & monthly commitment? because i also interesting in maybank personal loan..

u apply islamic financing or normal 1 ?? when you submit application wait how many days know the result ?

thxx

This post has been edited by blackburn89: May 26 2014, 07:32 PM
blackburn89
post May 26 2014, 10:15 PM

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[quote=Abie.C,May 26 2014, 09:40 PM]
[quote=blackburn89,May 26 2014, 07:30 PM]
may i know your income & monthly commitment? because i also interesting in maybank personal loan..

u apply islamic financing or normal 1 ?? when you submit application wait how many days know the result ?

thxx
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[/quotey

my income 4k plus. Monthly around rm 600+-.

Maybank only give 10k loan and I rejected it.
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[/quote]

can reject their offer ?? why i see the brochure said cant reject...

"Upon financing approval, the Bank will automatically credit the approved amount into your personal Islamic saving / current account and you are deemed to have
accepted the facility amount disbursed even though the amount approved is lower than the amount you applied and even if the nancing remains unused in your
saving / current account. /"
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