Perhaps you can try easy RHB base on your basic salary. Fast approval but rate quite high.

Hi there, whether you can get another personal loan depends on your total commitment with other banks. You may opt to consolidate your credit card n personal loans with 1 bank only and finance with them. This program is called Balance Transfer loan and it will reduce your commitment overall.
If your total gross salary is 3.5k, you may apply with Al Rajhi Bank. Do you have any fixed allowance ?

Currently Al Rajhi Bank is offering Young Graduates Programme for personal financing. Nill CCRIS record (no payment record) can apply. Salary 2k-3.5k eligible to apply.

Hi, you may try to apply with Al Rajhi Bank as they offer low rates of up to 6.5-8.99% pa flat rate.
For further info, you may PM me as I am a banker there. Thank you

Yes it is true. However Al Rajhi Bank is having a special financing program for that now. Only applicable for Young graduates with CCRIS less than 6months/1 year. For further info, kindly PM me. TQ

For PL, the max amount you can apply for is up to 5-8X of your salary depending on banks. The financing rate will be higher though...

If everything is fine and all documents are provided, upon submission..approval will take only 3-5 working days.
Disbursement of funds will be 1-2 days later. This applies to the Bank i'm working for. TY

FYI, Al Rajhi Bank Prosperity Financing Promotion - low financing rate of 6.5%pa ending this coming 22 April 2014.

Hi, normally you will need to wait at least 3 months cooling off period before you can apply again.
But I suggest you go to BNM to print your CCRIS to have a look at it first.

What is your monthly gross salary now? I will be able to advise you on my Bank's rate based on your basic salary.

Al Rajhi Bank does have a superbike financing that offers competitive rate as low as 3.20%p.a flat rate. For full terms and conditions, visit the website www.alrajhibank.com.my

With that monthly income, probably you can try easy RHB but their rate is quite high though

Hi, I have already PM you. Kindly check, TQ.

Good news!

FYI, Young graduates with NIL CCRIS record can apply for Personal Financing at Al Rajhi Bank. Open to selected 40 companies and MNC, PLC or GLC only.

Some of the 40 companies:-

1. Toyota
2. Proton
3. Perodua
4. UMW Holdings Berhad
5. Sime Darby Berhad
6. PWC
7. Ernst & Young
8. Hewlett Packard
9. Plus Malaysia
10. UEM Group
11. Intel
12. Motorola
13. Shell
14. Petronas
15. ExxonMobil
16. Murphy Oils
17. Talisman
18. Sapura - Kencana
19. Tanjong PLC
20. Scomi Group Berhad

The next 20 companies to be continued in next post...

Hi, yes you may apply again with other banks that has lower financing rate,
provided it is still within your commitment.

The following 20 companies:

21. MMC Corporation Berhad Group
22. Dell Asia Pacific
23. Tenaga Nasional
24. Malakoff
25. YTL Corporation Berhad
26. Tabung Haji Group
27. Sime Darby Bhd
28. Island & Peninsular
29. Tabung Haji Properties
30. SP Setia Berhad
31. Putrajaya Holding Bhd
32. UEM Group (Property)
33. Iskandar Investment
34. IBM Malaysia Sdn Bhd
35. Mesiniaga Berhad
36. Maxis Berhad
37. Axiata Group Berhad
38. Yes 4 G (YTL)
39. Malaysia Airlines System Bhd
40. Malaysia Airports Holdings Berhad

* Degree certificate required, with minimum length of employment of 6 months with status confirmed *

I think maybe Citibank.

If you need a personal loan to clear off/consolidate your credit card debts can PM me for more info.

Bank Islam, Bank Rakyat or MBSB. Not too sure which is the lowest but they do have some requirements
that you have to fulfill. Perhaps you can check their website for further info