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 Personal Loan - V2, which banks offer the best deal?

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lahm
post Mar 8 2012, 02:25 AM

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From: Bukit Jalil



Al Rajhi weekend promotion for personal financing at 6.88% per annum nod.gif
lahm
post Jul 18 2012, 12:15 PM

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Joined: May 2009
From: Bukit Jalil



QUOTE(cshaopin @ Apr 9 2012, 01:33 PM)
Just went to Al Rajhi Bank (Puchong Branch) for PL enquiry:

Eligible: 5x your gross salary
Interest: 7.25% P.A
Max tenure: 5 years
Amount range: RM2000 - RM56000

Documents required:
I.C.
3 months payslips (Either endorsed Certified True Copy by your HR, or you bring the original Carbon Copy with Company Logo to Al Rajhi Bank)
3 months bank statement (Your active bank where you receives your salary)
Your company's offer letter & confirmationi letter

Upfront charges (Mandatory):
Stamp Duty: 0.5% of total loan amount
Delivery Charges: RM250
Takaful insurance: Depend on loan amount. Range approx. RM30 - RM200
Amanah Raya Will Writing: RM350 (This became mandatory now. Website's info is outdated.)

THIS RATE IS VALID UNTIL END OF MAY 2012.
There's a side requirement that you need to work for your current company at least 6 months & your previous company at least 2 years as minimum. Also you must work within the same industry/field.

I didn't pass the last requirement sad.gif So I shared these info here hope to help some others.
*
rate still 7.25% nod.gif
lahm
post Jun 5 2014, 02:16 PM

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From: Bukit Jalil



anyone offer debt consolidation? or maybe PL <10k?

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