Personal Loan - V2, which banks offer the best deal?
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 May 26 2014, 03:14 PM
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#1
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Junior Member
117 posts Joined: Dec 2007 From: PJ/KL/Sg.Buloh  
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I'm looking for a personal loan around 25k for my home renovation and clearing some credit card depts. I apply for maybank and they only give me 10k for 5 year monthly payment. Cannot cover my renovation. Which banks give lower interest rates or should I use my HSBC Flexihome to overdraft 25k?
Need some advise. I still have RM39,000 home loan balance to payoff my houseing loan. |
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May 26 2014, 09:40 PM
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#2
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Junior Member
117 posts Joined: Dec 2007 From: PJ/KL/Sg.Buloh
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[quote=blackburn89,May 26 2014, 07:30 PM]
may i know your income & monthly commitment? because i also interesting in maybank personal loan.. u apply islamic financing or normal 1 ?? when you submit application wait how many days know the result ? thxx  [/quotey my income 4k plus. Monthly around rm 600+-. Maybank only give 10k loan and I rejected it. |
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May 26 2014, 10:25 PM
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#3
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Junior Member
117 posts Joined: Dec 2007 From: PJ/KL/Sg.Buloh
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QUOTE(blackburn89 @ May 26 2014, 10:15 PM) can reject their offer ?? why i see the brochure said cant reject... My approval it not yet confirm. I apply for 25k. And they does not approve my 25k loan but giving me only 10k loan. So do not accept the 10k loan."Upon fi nancing approval, the Bank will automatically credit the approved amount into your personal Islamic saving / current account and you are deemed to have accepted the facility amount disbursed even though the amount approved is lower than the amount you applied and even if the nancing remains unused in your saving / current account. /" |
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