EasyRhb need wat to apply?
Personal Loan - V2, which banks offer the best deal?
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 Dec 6 2011, 09:24 AM
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Senior Member
5,284 posts Joined: Nov 2011 
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Dec 6 2011, 10:15 AM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley 
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QUOTE(samsungXP @ Dec 6 2011, 09:24 AM) EasyRhb need wat to apply? need ic only |
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Dec 7 2011, 09:48 AM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam 
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QUOTE(plswakeup @ Dec 5 2011, 07:13 PM) Basic salary = RM3.5k You are the one with the drowning debt thread right? are u sure this is the right move to end your problem?Other Allowances = Usually around RM4k Loan Looking For = RM25k Any bros can PM me... |
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Dec 7 2011, 11:56 AM
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Senior Member
1,285 posts Joined: Mar 2007
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need few banks personal loan banker here. loan amount 40k . pls pm me
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Dec 7 2011, 03:38 PM
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Senior Member
5,284 posts Joined: Nov 2011
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EasyRhb loan wat is the interest per annum?
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Dec 7 2011, 03:52 PM
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Junior Member
20 posts Joined: Nov 2011
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Guys, OCBC is offering VIP loan within 24 approval with interest rate of 7.5% / annum over 5 years repayment....Give a try....
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Dec 7 2011, 03:55 PM
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Senior Member
2,216 posts Joined: Nov 2007 From: Cheras, KL.
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21-24%
QUOTE(samsungXP @ Dec 7 2011, 03:38 PM) EasyRhb loan wat is the interest per annum? |
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Dec 7 2011, 04:37 PM
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Senior Member
1,797 posts Joined: Jan 2003
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QUOTE(Mumbai4u @ Dec 7 2011, 03:52 PM) Guys, OCBC is offering VIP loan within 24 approval with interest rate of 7.5% / annum over 5 years repayment....Give a try.... The interest rate is lower than MBF.  |
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Dec 7 2011, 04:42 PM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam
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QUOTE(Eng_Tat @ Dec 7 2011, 03:55 PM) 21-24% are u sure its that high? I thought around 11% only. |
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Dec 7 2011, 05:13 PM
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Senior Member
628 posts Joined: Mar 2009 From: Klang Valley
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QUOTE(bobbey @ Dec 7 2011, 04:42 PM) are u sure its that high? I thought around 11% only. True. highest rate should not more than 13.6 if not mistaken |
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Dec 8 2011, 03:45 PM
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Newbie
1 posts Joined: Feb 2008 
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QUOTE(Ken_HP @ Dec 5 2011, 09:44 PM) The best way to confirm is to get their staff code number and call up to Alliance Bank customer service hotline OR drop by their branch. Bcoz I'm also from Alliance Bank can i re-apply? last time got rejected coz they called when i left my hp at home..   I only want around 10-15k.. |
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Dec 8 2011, 03:59 PM
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All Stars
12,279 posts Joined: Oct 2010
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Is 4.5% pa interest over 5 years a good loan?
Added on December 8, 2011, 4:03 pmRm250k....no collateral required... This post has been edited by prophetjul: Dec 8 2011, 04:03 PM |
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Dec 8 2011, 04:11 PM
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Junior Member
126 posts Joined: Aug 2009 From: Shah Alam
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QUOTE(prophetjul @ Dec 8 2011, 03:59 PM) Is 4.5% pa interest over 5 years a good loan? wau.. which bank give that large amount of PL?Added on December 8, 2011, 4:03 pmRm250k....no collateral required... |
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Dec 8 2011, 09:41 PM
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Newbie
1 posts Joined: Sep 2011
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Went to ask about PL at Alliance branch
I want to make PL 11k tenure 5 yr Told her my basic income RM2500 + Fixed benefits RM850 straight away reject me after I told her I got home loan wit Alliance bank which I pay RM1050 monthly. The fact is - the only loan I have is the Alliance home loan. My last PL with cimb settled - no issue and I dont have any CC I got this home loan on Agust 2011 (approved when don't remember) Last time when I applied the home loan, my basic income was RM1800 + Fixed benefit RM850 What could gone wrong here... Izzit not advisable to apply PL at the same bank you have Home Loan? |
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Dec 8 2011, 09:44 PM
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Senior Member
1,140 posts Joined: Dec 2004
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What is the best short term pl package? Need 20k n pay back period is 1 year? Is it better I just do cash advance using credit card? Gross income is 10k n serving one housing n one car loan!
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Dec 9 2011, 11:36 AM
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Elite
1,701 posts Joined: Jan 2003 From: Setia Alam
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guys anyone can tell me how the pl interest calculated? I interested to get pl 10k +-, repayment.... > 1.5 years. Which is the best one? Hope can provdie full details.
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Dec 9 2011, 03:00 PM
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Senior Member
1,461 posts Joined: Apr 2005
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QUOTE(cy97 @ Dec 8 2011, 09:44 PM) What is the best short term pl package? Need 20k n pay back period is 1 year? Is it better I just do cash advance using credit card? Gross income is 10k n serving one housing n one car loan! Better go for Maybank credit card cash advance. Only 3.88% one time charge and up to 90% of your credit limit.  |
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Dec 9 2011, 03:43 PM
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VIP
9,137 posts Joined: Jun 2007 From: Wouldn't be around much, pls PM other mods.
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QUOTE(kurtkantoi @ Dec 9 2011, 03:00 PM) Better go for Maybank credit card cash advance. Only 3.88% one time charge and up to 90% of your credit limit. Cash advance is charged at 18%p.a. daily compounded interest. No bank can escape that.Unless you're talking about "unsecured" loans given to the customers riding on the Credit Card's term and lines. |
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Dec 10 2011, 07:06 AM
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Senior Member
2,216 posts Joined: Nov 2007 From: Cheras, KL.
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Yes bro, you can check on their websites
 btw this is EFFECTIVE Interest Rate, not simple IR.  QUOTE(bobbey @ Dec 7 2011, 04:42 PM) are u sure its that high? I thought around 11% only. QUOTE(jayro_88 @ Dec 7 2011, 05:13 PM) True. highest rate should not more than 13.6 if not mistaken |
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Dec 10 2011, 09:36 AM
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Junior Member
9 posts Joined: Dec 2011
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salam,
sekarang sedang mencari loan bank mana yang senang untuk membuat personal loan. Andaikan saya baru sahaja baru bekerja. |
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