need few banks personal loan banker here. loan amount 40k . pls pm me
Personal Loan - V2, which banks offer the best deal?
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 Dec 7 2011, 11:56 AM
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#1
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Senior Member
1,285 posts Joined: Mar 2007  
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Feb 27 2012, 11:58 AM
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#2
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Senior Member
1,285 posts Joined: Mar 2007
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looking for personal loan 6k facilities...except alliance bank ..can any other bank contact me? urgent. no ccris issue. monthly salary 3.8k. have 3 credit cards. and i restated again. NO CCRIS ISSUE. thanks
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Oct 1 2012, 06:53 PM
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#3
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1,285 posts Joined: Mar 2007
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paying minimum wont help u settle ur cc outstanding in 2 years time
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Oct 12 2012, 11:03 AM
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#4
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QUOTE(b00n @ Oct 5 2012, 09:32 AM) What logic is that?! Lolz what's wrong with you? You so mad for what? We are here to looking for personal loan services. Before we proceed here I believe most of us has visited financial management. And we decided to get pl for our own. If you too rich to understand what we are facing, you can stay out of here no offense. You are staff of here but doesn't mean what you say we have to be agreed with you other than the terms and conditions of this forum. I respect every rules you made in here but if you getting mad for what I have said and you think is funny so just leave man.Does that meant you get PL you don't have to pay?! And always remember card is on reducing interest whereas PL is on flat interest. Assuming RM30k balance the min pay is 5% i.e. RM1500. So if one is committed to pay the RM1500, one can pay up within 2 years. If go by the same logic of PL for 2 years with interest rate of 10%. Monthly repayment is lower at RM1,500. But interest is RM6,000 vs RM1,536 if you pay promptly RM1,500 per month. Although cards you see the interest rate is 15% (if you pay promptly for 12 months).  |
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