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 Personal Loan - V2, which banks offer the best deal?

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nap2617
post Dec 10 2011, 09:39 AM

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al rajhi bank..
jaizeila
post Dec 10 2011, 09:46 AM

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susah juga.... nak kena gaji rm1500 dan kerja selama 6bulan..
SUSsoundsyst64
post Dec 10 2011, 09:50 AM

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QUOTE(jaizeila @ Dec 10 2011, 09:46 AM)
susah juga.... nak kena gaji rm1500 dan kerja selama 6bulan..
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that's the standard most banks practiced today.

how about aeon credit service?

jaizeila
post Dec 10 2011, 09:56 AM

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aeon credit.... ramai kata tinggi...
atrash
post Dec 11 2011, 01:39 PM

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I'm self-employed and wanna take a personal loan. Is it even possible? I heard it is quite hard to get personal loan if u are self-employed.

If can which bank n what are the qualifications?

Thanks.
ojangdenn
post Dec 11 2011, 04:07 PM

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im self-employed also wanna ask for personal loan.running a small shop over 7 years now but never declare for income tax.i got micro credit financing rm15k that i take last year.

i wanna try for bigger amount to expand my shop.anyone willing to help me out?

thanks.
SUSfuzzy
post Dec 13 2011, 10:01 AM

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My friend is looking to take out PL around 100K, anybody interested / able to offer please drop me your contact so I can pass to him smile.gif
pauerxi
post Dec 13 2011, 06:20 PM

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Hi All,

I want to apply personal loan around 15-20k. Which bank offer the best? My salary is 2.3k. TQ.
samsungXP
post Dec 14 2011, 07:18 AM

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CCRIS 111... Still can get pl approved?any bank that not so concern about your ccris record as long u got make payment
jayro_88
post Dec 14 2011, 07:42 AM

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QUOTE(jaizeila @ Dec 10 2011, 09:56 AM)
aeon credit.... ramai kata tinggi...
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How much you want?
apexg2
post Dec 14 2011, 04:13 PM

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just want to ask, why i didnt hear about Bank Rakyat, Kuwait Finance here?

if need help PL from that bank, i can help...as i running this business...
telomasen88
post Dec 14 2011, 04:32 PM

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ive applied for HSBC PL and last monday they call me to validate address...they call me 2 times, the 1st time im not sure from which dept but the second one is from the credit card dept...both want to validate my address...what does validating address mean? loan approve already is it? can anybody help me to explain to me?
samsungXP
post Dec 14 2011, 06:36 PM

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QUOTE(telomasen88 @ Dec 14 2011, 04:32 PM)
ive applied for HSBC PL and last monday they call me to validate address...they call me 2 times, the 1st time im not sure from which dept but the second one is from the credit card dept...both want to validate my address...what does validating address mean? loan approve already is it? can anybody help me to explain to me?
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call u to make sure u have apply pl from them.bank scared other ppl use your details to apply the pl
jayro_88
post Dec 14 2011, 09:52 PM

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QUOTE(telomasen88 @ Dec 14 2011, 04:32 PM)
ive applied for HSBC PL and last monday they call me to validate address...they call me 2 times, the 1st time im not sure from which dept but the second one is from the credit card dept...both want to validate my address...what does validating address mean? loan approve already is it? can anybody help me to explain to me?
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Be patient my friend. You almost nail it.
Ken_HP
post Dec 16 2011, 06:37 PM

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For those who wanna apply for personal loan better apply asap, new policy from bank negara out already. Must submit full document to apply =p some bank already request for full document, such as SCB, HLB, & RHB. if not mistaken.

This post has been edited by Ken_HP: Dec 16 2011, 06:38 PM
nina81
post Dec 17 2011, 07:43 PM

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Hi, I have been a housewife for 2 years, so not working for 2 years. Right now, am planning to open a coffeeshop by my own. I need to get some loan. Is there any banks offering loan to a new business???

I don't have any credit cards as well.


samsungXP
post Dec 17 2011, 09:09 PM

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QUOTE(nina81 @ Dec 17 2011, 07:43 PM)
Hi, I have been a housewife for 2 years, so not working for 2 years. Right now, am planning to open a coffeeshop by my own. I need to get some loan. Is there any banks offering loan to a new business???

I don't have any credit cards as well.
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no income and no cc how to apply pl
ahtiven
post Dec 18 2011, 12:04 AM

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hongleong bank agent called, i wonder if this bank provides better rates?
nina81
post Dec 18 2011, 11:17 AM

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QUOTE(samsungXP @ Dec 17 2011, 09:09 PM)
no income and no cc how to apply pl
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yalor... that's my problem nw... how 'bout if I got house loan already? Refinance it???
mar_soff
post Dec 18 2011, 01:49 PM

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Hi guys,

I have a friend urgently looking for the personal loan. The loan amount will be around 20k-30k and his basic salary is around RM1500/month and gross salary is around rm2000/month. Which bank can offers good package with fast approval? TQ nod.gif

p/s: You may PM me for details or email to n_alliey@yahoo.com.my for details ya.



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