Yes I'm still paying 0.5%. However, you can negotiate with your dealer freely or upon opening an account.
My friend manage to get 0.42% from both CIMB and HongLeong. That's the lower rate I have heard of so far.

My firm is offering 0.42%for internet trading,with certain terms and conditions attached.PM me if you wants to know more.

This post has been edited by lklatmy: Nov 28 2006, 01:21 PM

Now the market is quite high, but still got funds that are good to invest. Different market situation can invest in different type of funds.

Not all the funds need minimun initial amount 1k...you have to refer to the prospectus.

HongLeong?! My goodness,... I never got this idea before... my main bank is HongLeong. I would go to my Hong Leong people and ask already. Thank you.


I usually only make phone call to buy and sell, currently using OSK188. Also I knew that if by OSK188 Internet trading is cheaper. But I never try purchase from the net. By the way, I'm in the process in transferring $ from one bank(trading a/c) to another. As the initial bank interest charging rate are much higher than my current target bank.

PS: bank names deliberately not to be mentioned here.

wat's the maybank brokerage fee?

let's say i'm trading in RM1,000. what's the expense and normally how much? is the money get deducted from that RM1k, or the cash in ur non-margin/margin account?

Mayb u can explain here and attract everyone...

If I am not mistaken you cannot promote your company product & service outside Trading forum.

You can choose to settle via internet banking or set-off from your account or even go and pay in person via cheque / cash whatever. I'm sure you'll find one that suits you best. Settlement is at T+3 when buying.

well, juz explain to us, not promoting

May I noe wat is the yearly return for the good fund tat u think?

Cheap sale

well, u ask me?
Not sure then, depents....

yo guys, i dont think these low payback investment r worth to do since the money value drop so fast in this new century. for sure stock investment can get good payback very soon but its pretty risky. so i wat i prefer is the network marketing investment,its the best investment in nowdays especialy for youngster, a way to learn n help u to achieve ur dreams, wat u need to do is just to work it out for few years(which can treat as part-time job) n get financial freedom then invest the money u earn in assets, such like land n house. there r planty kind of network marketing in this world, n its not diff to find 1 which is suite u

lol, somebody come here to promote mlm again.

wateva, so may i ask wat is investment for ? to use money to make more money is the main point rite ? n there is plenty kind of investment which is save n having high payback, but all of them need pretty much capital...so for those normal lifestyle citizen...wat can they do ? work for hol life to get tat amount ? lolz...tats stupid n capycatting the past generation's lifestyle....in 80s the best way to get rich is do business such like open shop n make it franchise, in this century do u think tat still work ? so ? wat is the most worthy's things in these days ?

Kennie.

1) First, a person needs to learn how write in English as opposed to SMS.

2) Amway has been around for a very long long time (hint: it is more than 30 years). Ditto for MLM. So, if you think this is NEW, you are naive and young.

3) In this thread, we are talking about investment. Aka, using money to make money. Go other thread to push your MLM. Or, you will be reported and perhaps ban.

Dreamer

I personally know a couple who sells nasi lemak on the roadside every morning 7-10 am. They make RM2000 nett per week. How complicated it is to sell nasi lemak ? How much capital you need to start such business?
Not all business requires high start-up capital. The key question is, are you willing to start from the bottom or not ?

You might not need a lot of capital but making lots of money selling nasi lemak is not very common. Lots of nasi lemak sellers but only a few make that kind of dough.

You know what, your words is exactly like my mlm friend. Keep emphasize about how much capital is needed in investment oppose to mlm.

Rule 1.
Mlm is NOT investment. It doesn't belong in this topic.
Rule 2.
It is true that many mlmler earn big bucks. But when mlmler claim that he earn XXK. Normally you need to deduction the cost & expenses incurred such as petrol, Yamcha money, maintaining your volume monthly & etc. From my past experience his nett profit normally is about 1/2 to 1/3 of what he claim unless he earn very huge income.

If someone really want to classify the MLM as investment, no problem for me (although personally I don't but rather a modified pyramid scheme, MLMers will flame me on this. Especially those concentrate on charging joining fee rather than product itself that serve no purpose to the social economy)
However, some MLM business model may exceptional that come with good product and offering good business. I don't say MLM is totally evil since sometimes there is no clear boundary between MLM business and conventional business.

But one thing for sure, MLM is not a risk free investment as claimed rather it is a pretty high risk investment if you stay at lower end of the 'pyramid'. Basically it just like top end feed on the bottom end. So it you at the top then definitely you can get rich fast but majority will be stuck at the bottom.

For me, MLM is not really investment. It's a business or a job. You need to spend a lot of effort, money and time to be successful in MLM. Investment is a method to maximize the returns of your money and protect the value against inflation.