Is anyone here do investment? care to share some experience or guideline?

what investment can be done by freshguates?

Investment suitable for ppl to do practical, training:
share, stock market.

Investment only for ppl who has capital:
house/land, etc

what else? is there bank loan for doing business? so far i only heard of education loan, house loan, car loan.

and how about unit trust? EPF?

- save ur money in bank = buried underground.

1 year 3.7% interest. if only u hav 100k in bank, the inflation > interest.

check how much the interest generate VS the extra money u pay after the price of the petrol increase.

remember 10k now is not 10k after 5 years. quoted in a book:

"bank is a place where dumb people put their money inside to let the wise people use them for investment and become richer."

no idea wat is ASB/ASN.

CITIGROUP S&P500 PRIN NTS 8/05) and ARCHSTONE-SMITH TR)??

somesaid EPF(retirement), insurans are not investment bcoz the money are freezed. they're more like traditional saving than investment.

This post has been edited by ky_khor: Sep 21 2005, 10:34 AM

i remember someone said he's going to teach us about playing share this weekend. actually i'm really looking forward his post.......

i just created a CDS account with Maybank last week.

to earn money using money:

FD has the lowest risk and lowest return.
Share has the higher risk but higher return too. (depends)

u heard of ppl getting rich becoz of share. u never heard of anyone getting rich becoz of FD.

i maybe wrong.... is it 0.3% of your every transaction.

woah since when the thread grow like this XD.
i should have come back to this forum more often.

http://forum.lowyat.net/index.php?showtopic=160737

just want to hear some comment from the "si fu" here. The Autosurf/Online Forex sort of investment thread in Kopitiam.

I'm planning to invest in PB fund. But there're so many fund PB offers. hmm... which is the best in overall?

hmm ok if i want to start my investment on Mutual Fund let say Ittikial:

http://www.publicmutual.com.my/page.aspx?name=PITTIKAL

wat shud i do step-by-step? i've not register the fund account nor sharelink. but i've Saving account and Pbe activated.

it that link, it says the min u can throw in is RM500 right? btw i'm not clear about the fees and charges even after reading that webpage. can somebody make it clear for me?

u joined that?

*althoi'm the one started this thread, i'm too n00bs to join in the discussion with u.

This post has been edited by ky_khor: May 18 2006, 03:35 PM

thanx david83.

if someone can post a tutorial, i can paste it on the first post of this thread.

error "* Valid Referrer Trading ID is required or Referrer Trading ID yet to be activated."

Background: I have Public Bank Saving Accound, Maybank Saving Account, Trading Accound, CDS Account, SMF Margin Account.


Maybank eShareApplication: I added my CDS account to "CDS Maintenance". It lets me save the Account No. but that's it. Nothing else happen.


But when i click on IPO application and SMF activation, i get an error. How can i activate them?


Can we buy in the Fund directly using e-bank? or we only can top-up money? still need to meet an agent then create an account through them? bcoz it seems like they need fundholder agent, fundholder account, and fund alias (<- wat's this?)

Is it normal that i can't access most of the menu item there?

Public Bank even worse......

Is it all the bank will be using 1 CDS, SMF Margin, Trading account that i've created? or some of them'll ask me to create new acc?

I clicked "Help" under the website.

oh great i asked the stuff at Public Bank, they're not sure about anything in the website......

This post has been edited by ky_khor: May 19 2006, 02:08 PM

I already have Trading account, CDS account, Margin SMF account. What else i need to start buying stocks? it's better if thru internet banking..... there's suppose be a broker to handle all my stuff. who's my broker? i need to find one myself?

anyway, i registered at OSK188. hope that they'll beg me to buy stocks instead of i beg them to let/teach me to buy stocks.

the 1st deal on share market is just to buy a lesson. and also for me to join in the discussion here. dang

This post has been edited by ky_khor: May 20 2006, 02:10 AM

where can i get forex/stock simulator?

another question:
after i open a CDS/trading account in Maybank, who's my broker? who shud i contact to start my first trading?

The minimum ammount of money to open Public Mutual Fund is RM1000.

if i put in RM1000 (the price = PBBF 0.8141 0.8670) how many unit i own?

This post has been edited by ky_khor: Jun 15 2006, 04:05 PM

i went to maybank and asked them about maybank2u. Guess wat, the staff there dunno anything about maybank2u. they dunno wat maybank2u offers, dunno wat features maybank2u has.

and maybank2u's online faq or help = 0

anyway, m2u added lotsa new features this year, and it's my fav e-banking partner (out of pbb, hlb, and maybank)

that's not practical for malaysian. no one will be doing investment if that is one of the requirement

i understand that. but for most of the ppl even if u save 50%, u still can't buy car/house without loan. and starting the investment only when u cleared the debt would be too late.

FD in HongLeong 12 month = 4%

i received PB Mutual Fund yearly statement. lol i dun understand anything there. XD hence i dun even know how to calculate, loss or earn and stuff.

lol mind to give me a lecture?


wtf

This post has been edited by ky_khor: Aug 22 2006, 12:36 AM