- save ur money in bank = buried underground.

1 year 3.7% interest. if only u hav 100k in bank, the inflation > interest.

check how much the interest generate VS the extra money u pay after the price of the petrol increase.

remember 10k now is not 10k after 5 years. quoted in a book:

"bank is a place where dumb people put their money inside to let the wise people use them for investment and become richer."

Erm, yes, frankly speaking.... Most veteran investors don't really look too much on Malaysia's share market....

The reason behind it's because alot of listed companies are run by not so honest business people ...

That is one of the reason why I changed my mind about increasing my investment in mutual fund

Haha! Personally I feel there's no politics involved directly in the share market. Note the word "directly".

Malaysia is slowly suffering from the ringgit peg as inflation is starting to bite.  If the gov doesn't change anything, the ringgit will just slowly lose its value...

e) Property (This is for high rollers. Haha... Anyways can help on this a lil as was working as a sales executive for mortgages for high end properties)

I never really come across anything from Public Bank that offers 7% yield ... Could you please direct us to the details?

*I tried to look for it but I still can't find it now*

Thank you ...

If you are looking for yield,there are many loan stock listed in Bursa which give you better interest  return than Fixed Deposits. But be forewarned that you also have to take other factors into consideration if you choose to invest in these loan stocks,ie:

1.convertability and the conversion ratio into the mother share,

2.coupon rate,

3.duration to maturity,

4.rated by any rating agency,

5.borrower's ability to repay on maturity (for redeemable loan Stock)

I thuoght I was quite clear in my posting that there are several other factors to be taken into consideration when investing in loan stocks.

Of course,risk wise,it is much much safer to invest in Public bank and no one will doubt this.

In the abv posting,the first line itself I made it clear that if one is looking for YIELD,you can consider Loan stocks and I am not proposing that loan stock is in anyway safer than Public Bank.that's not what I meant and I apologise if my posting led you to that.

For discussion,let's look at Jetson loan stock.The price now is 60 sen and the coupon rate is 5%.That means for every Rm600(not including cost of acquiring)invested,the yearly interest receiveable is Rm50 and that is a return of approx. 8.5%.notwithstanding this ,if the price of the mother share goes down,you will lose out because the price of the loan stock should move in unison.Conversely,if the price of the mother share goes up,you will enjoy capital appreciation.

(Disclaimer:this is not a recommedation  on the above securities and I am not responsible if any loss is suffered by any person due to this article/posting)

hei dun forget that dutch lady shares are expensive and the dividend yield is according to it's par value! so this yield is worse compare to jetson.
btw u guys are anaylst? u keep putting this message below
(Disclaimer:this is not a recommedation  on the above securities and I am not responsible if any loss is suffered by any person due to this article/posting)

omg the your totally wrong they calculate dividend base on the par value for stock market if not then why dun u get maxis? their dividend is 300+% if i remember correctly la .... like that means we get almost 30 ringgit per share  liao!

i know about this but what he is talking there is totally different not the dividend yield per share rate the yield in the stock market in the newspapers u see is actually according to par value

paper trading means that you trade something with no real money involved.Its like playing a game,thats all.Like...you wanted to test your trading skills,but of course it is a bit risky to test it with real money,so you just test it in paper trade with virtual money and stuff.
selling the stock in the same day you brought it is called contra or something like that...pros here,am i rite?

If the stock doubles every day, then you should maybe wake up from your dream.

I'm not sure.But some overseas mkt like Hong Kong,China or Taiwan hv shorter settlement period than Malaysia.
Of course!Conversely,if u made losses,you hv to pay.

Not sure if that's possible. At the most it can go up 30% a day before it hits the upside limit (limit up.) I week maximum = 30x7 = 210% or just over twice the price.

wha?
in this country rite?
other countries like the US has it a long time ago

Just to add some point regarding the dividend yield

The calculation = total dividend per year/share price

It is correct Maxis gave out 400+% dividend in a year but Maxis par value is only 10c not as usual RM1 for most stock so is around 40+c per stock which is turn the dividend yield is 0.40/8.6 = 4.6%

For this few years, a handful of company give out good dividend yield because there are abundant of acculumated cash in their bank balance and found out no much opportunity (economy quite in stagnant stage) to reinvest, therefore you see a lot of capital repayment, special dividends etc but this doesn't necessary sustainable and some may be one off so be care when studying their dividend yield is one off or not and long term high dividend is only sustainable with sustainable profit every year.

yup, what dreamer said is true, if not bad loan all banks are highly profitable with the margin around 3% because banks in Malaysia is well protected by the gov with the widespread between BLR and FD rate.

Pbbank is the top most well-managed bank which has default loan less than 3%. Ambank top the default list with 12% and average default loan is around 6% if not mistaken. Actually pbbank is the one of the blue chips which long term investor should be paying attention on.

What I am trying to highlight is the situation involving the plantation sector few years back.
Previous few year when CPO at the level of RM2000 all plantation stock has 10+% dividend yield so dividend is declared in the form of like final dividend 30c + special dividend 50c = 80c if the share price is RM8 then dividend yield is like 10% but with CPO now RM 1400+ only final dividend 30c is declared then dividend yield become 3.75%.

Most plantation management know that RM2000 for CPO is not sustainable in the long term so they declared the extra profit generated as special dividend while final dividend is the value they can expect to give out every year.

I was reading about the trial of the Enron case in the States yesterday and I came across a term called "Insider's investing" ...

I'm not completely sure about the term "insider's investing" so can someone explain on what "Insider investing" really is and why is it considered as illegal?

Thanks alot