Hopefully, cimb and maybank will extend the 0% BT..... just as what they did beginning of last year.

Maybe we should give CIMB a courtesy call to "request" for the BT 0% program.
If they receive enough request, they may just bring it back on.

guess we should do this... especially on cimb. I really feel that its BT is the best among all the bank. Basically no restriction.. e.g can BT from a BT account, accept 'printscreen' statement, can pay just min. 5% for first 5 months, no early exit fee, fast processing time...

Because of these "goodies" CIMB decided not to give any more....

I called cimb/ DA 2 days ago. They said they are not going to extend the BT. Imagize if everyone pay ontime after 5 months, they hv nothing to gain. I think they are also in line with BNM policy to tighten the consumer credit.

Sad news indeed.... BT is very bad for those who doesn't know how to control their CC spending

BT is good for those with tight cashflow and a good cash revolver if used under control!

there will be massive cancellation of CIMB credit cards soon

Not entirely true... Many would need to settle the BT accounts first, before can cancel the Direct Access/CIMB CC

yes, true. Me myself still owe 100k, got to force myselve pay 20k per month, else have to find alternative solutions...
At least 6 months, then only will see massive cancellation...

wanna ask, if i'm in below situation, shall i go for BT?

Total debt = 8k
Constant monthly pay = 2k
so i would need 4mths to clear my debt.

or i shall go for 0.5% 6mths maybank BT?

which one i'll be charged min interest?

i send my BT application for 0% to CIMB on 30/12/2011...and got it approved today!..CIMB really good to their words to compare with MBB BT when people starts getting problem submitting their application in dec...cimb really should extend this..

submitted on 31 dec 2011, got it approved today. That will the last BT for cimb

Maybe if we try to submit in..... CIMB may just approved it.

r u sure?
what about Public bank? they have the 6 months 0% bt

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Added on January 4, 2012, 4:19 pmjust checked pb ws

The PB Balance Transfer XII (Balance Transfer) is valid till 29 February 2012.

This post has been edited by samquah: Jan 4 2012, 04:19 PM

The Ambank BT 0% also got, until end of feb 2012.

Probably I should get that.

damn sad.....mbb suck~~!!!

MBB BT Application
Faxed on : 23 December 2011 9.45am
Approved on :
Paid to CC on :

System din capture a single thing, even i email them. Very good CS

REFAX on 28th , until now...no news

great job

heard they only offer to selected customer only

Their system is in a mess. once you faxed, you better call them in afternoon.

I got the leaflet over here. Maybe really for selected customer only.
I'll try to enquire within, never had any deals with ambank at all. LOL

how come you can get the leaflet since u never deal with ambank before ?