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 Balance Transfer, What is it actually???

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maru
post Dec 8 2011, 04:54 PM

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hi bro....

recently got such confusion.....

my mbb CL 6k, first time i did BT 5k for 6 months, it went thru

2nd time i BT again 5k but already used up rm500, it declined


reason:

1) Can only BT 80% of the total CL which is 4800

2) Can only BT provided bank statement from others bank ( if u try to BT 3k from bank A , while the outstanding only 2k, it will declined)


can someone advise? the reason given by the CS....
maru
post Dec 9 2011, 09:38 AM

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i bt once....and paid off

now wanted to bt again due to 0% by MBB....

mbb "kiam siap" give me 6k, while i got 2 others CC CL 12-15k


maru
post Dec 9 2011, 10:54 AM

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QUOTE(ronnie @ Dec 9 2011, 10:49 AM)
Can we use the CIMBClicks account statement (print screen) for Maybank's 12-month 0% BT program application ?
*
cannot....edi consulted with the CS

they only accept original statement
maru
post Dec 9 2011, 02:08 PM

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QUOTE(ronnie @ Dec 9 2011, 11:05 AM)
You mean need to wait for CIMB's paper statement to arrive at my mailbox... aiya. doh.gif  doh.gif
Let's pray it arrive quickly... need to give MBB BT processing team alot of days to process... especially across the year-end holidays
*
yes they do accept e-statement as well....but not the print screen statement....
maru
post Dec 9 2011, 03:57 PM

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wah can email?

i thought fax or snail mail only.....

what is the email address?

i still waiting the statement come out sien
maru
post Dec 14 2011, 11:15 AM

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QUOTE(azam_halim @ Dec 9 2011, 04:24 PM)
i also not so sure about email. i just do as what kennji did in page 71. never did BT before..this would be my first..but the cs didnt complain anything when i say i email the application..he even says that usually emails take 3 working days at most to process..
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can give me the maybank BT email?

or anyone know the email for it?
maru
post Dec 17 2011, 03:04 PM

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Got call from Hsbc. Bt 1/2 years 0%

No need submit a single document
maru
post Dec 17 2011, 09:11 PM

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no idea...

if sifu advise i will be happy

anyway applied on 14/12/11

approved n paid on 16/12/11

damn efficient....

CS told me the BT wont disturb the normal transaction....

i really have no idea....
maru
post Dec 23 2011, 09:52 AM

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MBB BT Application
Faxed on : 23 December 2011 9.45am
Approved on :
Paid to CC on :


advisable to email the application as well?
maru
post Dec 24 2011, 01:54 AM

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QUOTE(ronnie @ Dec 23 2011, 10:30 AM)
Wait 2-3 working days first.... else get duplicate application like me  doh.gif  doh.gif
*
Duplicate consider as? Process longer? I already emailed them earlier n mentioned that I already faxed
maru
post Dec 28 2011, 11:54 AM

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MBB BT Application
Faxed on : 23 December 2011 9.45am
Approved on :
Paid to CC on :


sad....no application in the system until now....i even emailed to them on 23rd
maru
post Jan 5 2012, 05:38 PM

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damn sad.....mbb suck~~!!!

MBB BT Application
Faxed on : 23 December 2011 9.45am
Approved on :
Paid to CC on :

System din capture a single thing, even i email them. Very good CS

REFAX on 28th , until now...no news

great job
maru
post Jan 9 2012, 11:28 AM

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MBB BT Application
Faxed on : 23 December 2011 9.45am
Approved on : 9th January
Paid to CC on :


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