citibank BT rates r very high ( 11.99% for 12 months)

Public bank rates r good now

1. 0% for 6 months or the other good option longer term

2. BT for pb is 5% for 2 years (comes to like 2.5% per yr) very good deal


The only prob us my PB CL is low... so i cant transfer much....

Those with CIMB cc, can waive the fees? saw the gold cimb but they have consition like certain rm of transcations only can waive the fee

sorry ..i meant cimb annual fees

for citibank, they have a good offer for BALANCE CONVERSION

you can convert your existing balance of your citibank cc at 9.88% pa interest
this is good option to split the payments into installments max 3 years. can less the burden.

anyone know how long pb will do the balance transfer?

say if i fax the form on mon, when will they pay my cc?

i already fax them the form last thurs
until today, they have not paid

not sure approve or not also

the cs also cannot get thru even wait very long

winner,
what do u mean by I know CIMB does not accept BT from another bank.

balance transfer is suppose to be from other bank



for pb 0% balance transfer, can we just pay the min without the interest charged?
because Pb CC does no have a seperate BT statement and its divided into installments

very very confusing here

PB Balance transfer, we have to pay the full installments every month

CIMB balance transfer, can just pay min 5% and still enjoy the 0% interest for 6 months

anyone familiar with cimb BT

in my cimb online statement, i can see a BT was already done on fri (NCE transfer)

but i checked my other cc, balance still not paid off today
normally how long will it take? i tot instanly?

ok

but i tot the money is already out of cimb...so should have paid off the other cc

hmmmm.... my cc still not paid but cimb online can view payment made on fri

today sat, can fax in the bt form to cimb or better fax on mon?

r u sure?
what about Public bank? they have the 6 months 0% bt

---

Added on January 4, 2012, 4:19 pmjust checked pb ws

The PB Balance Transfer XII (Balance Transfer) is valid till 29 February 2012.

This post has been edited by samquah: Jan 4 2012, 04:19 PM

public bank still got 0%

help me

i have to settle my 0% cimb bt this 18th feb(due date) of rm18K

i can only pay rm8k if i try to settle the balance rm10k month end....will they charge interest since about 10 days over the due date?

meaning they will charge the remaining rm10k 13.5*pa?
so late 10 days will only charge the interest for the rm10k for 10 days only rite?