That was exactly what I thought, as the Maybankard 2 Visa Platinum is useless to me and I won't use it for retail purchases. Also, the BT balance won't be messed up with cc account.

I would say CIMB 0% BT programme is the BEST, as we need to settle only monthly minimum payment with no interest charged. Prior to the expiry of 6 months, we can then transfer the BT outstanding balance to another 0% BT programme from other bank like MBB which offers 0% interest for 12 months. This will allow part of our money be stayed in the bank and earn a little bit of interest. However, for MBB BT programme, the installment will be split equally giving us no chance to do another BT to other banks again. Therefore, for those who spend big and would like to benefit from the 0% BT, it is better to first do BT from CIMB.

I don't actually promote BT here. It is only beneficial to those who are discipline. Before we decide to swipe the card, we should have already had enough reserve fund to pay.

For my case, no. And it should be the same with all other Maybankard holders who have done BT to Maybank.

Sorry. I don't quite get your question. Can you please explain further what is it that you are asking ?

For sharing:

<Maybank balance transfer>
I faxed on 7th April (Thursday), 12th April (Tuesday) approved, 14th April (Thursday) money already GIROed to my Credit Card

Yes, I am done on other bank e-statement

If I put the 30k in M1 a/c, at 4.5% interest
= RM1,350 interest charge for 1 year

My outstanding amount is still >100k  and every month, I dump in X amount to cover more than the monthly installment.
Which means the 30k is consider as "Fixed Deposit", but FD earns me ~3% only, whereas house loan interest is eating me 4.5-5.5%

Maybank will do an Inter-bank GIRO to the CC you transfer the balance from...

which bank have longest 0% balance transfer right now?

if u can write down a list in ascending order will be very much grateful!!

Maybank 0% BT will expired this 30/4
Just went there apply a new card and submit the BT form together with the application form...hope can get approved for the BT (0%) .
They having new offer for new cards.. "2 Maybankard 2 cards" one is AMEX card and one master card.. Finance charge only 8.88% dunno ok anot...

Not sure about this but the other way round, can, as I did it before (screen capture for MBB and sent to CIMB for BT)

Hi, i have an outstanding of nearly between 7k-8k from citi, scb, amex and cimb.

card with 0 outstanding:
maybank
amex (2nd amex card)

I plan to settle in within & max 2 years, any recommendation of which bank?

or the way i should settle the outstanding?

hi..just wondering and it might be a stupid question

can i BT my cc using other person's cc?
let say my dad or my bfs'?

ive MBB cc almost reaching the 5k credit limit, and at da same time ive another 3 months of installment, AND, ive another 400++ unsettled minimum payment (last time skipped payment  )
da reason is i keep on paying extras for interest charge    id pay and paid rm250 to cover da installment + charge everymonth and it seems like a neverending story 

ive EON cc too with 3k credit limit bt ive no problem with that, and not planning to do BT at da moment
i applied for PBB cc to do bt but has been rejected..tell me exactly what do i need to do now. thanks
p/s i got MBB with 5k coz my car loan is under them
while EON with 3k limit is what am qualified for 

Can. I just did that. Steps:

(1) 20+ Apr 2011  Fax in new CIMB CC application.
(2) Early May CC approved and received card by PosLaju. (<2 weeks)
(3) 4 May Fax in BT form
(4) 6 May BT Approved (2 working days)
(5) 10 May BT paid out (another 2 working days)

Hi guys, sad case for me
I applied for BT from HSBC to CIMB last week, at CIMB Sunway Pyramid (the card centre), and until yesterday, I call CIMB to follow up see if my application successful, the CS told me they didnt receive my application

Which make me to visit The Gardens CIMB again yesterday, the teller there told me as long as I pay the minimum payment, HSBC will not charge interest on my outstanding balance, is it true? since my due date is 31/5, and I am not sure if the BT application will success or not ...

I called to check the status yesterday morning, customer service officer @ card centre said didnt received any application under my name

For CIMB BT program, does paying 5% to the BT account will increase available CL month-by-month basis ?