Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsBalance Transfer, What is it actually???
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 Jan 5 2012, 06:12 PM
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Senior Member
2,287 posts Joined: Jun 2007 From: Anno Domini Time Ultra: 1,000,000 Trans Am Attack! 
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QUOTE(gerrardling @ Jan 5 2012, 05:54 PM) how come you can get the leaflet since u never deal with ambank before ? My friend just hand it over to me just now, because I was asking him to help find any bank that have attractive BT plan. |
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Jan 9 2012, 11:08 AM
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Junior Member
76 posts Joined: Aug 2006
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Hi, is it possible for me to swipe a down payment for a car, lets say RM20k, then do BT to another bank... get 6-12mths 0% interest... then keep transfer to another bank when the dateline is near?
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Jan 9 2012, 11:09 AM
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(alex_leo @ Jan 9 2012, 11:08 AM) Hi, is it possible for me to swipe a down payment for a car, lets say RM20k, then do BT to another bank... get 6-12mths 0% interest... then keep transfer to another bank when the dateline is near? Possible but it'll get very messy later. |
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Jan 9 2012, 11:09 AM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur  
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QUOTE(alex_leo @ Jan 9 2012, 11:08 AM) Hi, is it possible for me to swipe a down payment for a car, lets say RM20k, then do BT to another bank... get 6-12mths 0% interest... then keep transfer to another bank when the dateline is near? Why not ? but this how you get yourself into big DEBTWhy need to buy such expensive car ? |
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Jan 9 2012, 11:11 AM
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Junior Member
76 posts Joined: Aug 2006
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My main point is, if I would like to buy a kancil, instead of paying to the bank interest every month, why don't I swipe it with CC, then pay it off every month without any interest. Then when dateline is near, BT to another bank. This was the idea that running through my mind~
Not to accumulate more debts, but running away from interest |
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Jan 9 2012, 11:28 AM
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Senior Member
1,191 posts Joined: Sep 2004
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MBB BT Application
Faxed on : 23 December 2011 9.45am Approved on : 9th January Paid to CC on : |
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Jan 10 2012, 12:03 PM
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All Stars
18,420 posts Joined: Oct 2010
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Enquired at the Maybank Branch @ Subang Airport about MBB 0% 12-month BT promo and was told that MBB has extended the promo. Then later at my office I called 1800-881801 to reconfirm but the CS denied that there is any extension. Shiok for a moment. Another imcompetent bank staff.
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Jan 10 2012, 04:45 PM
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Senior Member
854 posts Joined: Jan 2007
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QUOTE(MGM @ Jan 10 2012, 12:03 PM) Enquired at the Maybank Branch @ Subang Airport about MBB 0% 12-month BT promo and was told that MBB has extended the promo. Then later at my office I called 1800-881801 to reconfirm but the CS denied that there is any extension. Shiok for a moment. Another imcompetent bank staff. but at least there is a hope that MBB will extend their 0% BT. |
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Jan 10 2012, 05:32 PM
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Senior Member
2,287 posts Joined: Jun 2007 From: Anno Domini Time Ultra: 1,000,000 Trans Am Attack!
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Okla, I try applying 2 new card, Ambank and Maybank.
Need to do BT already. PMed Maru to help  |
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Jan 10 2012, 05:33 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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any latest cc with 0% BT promo ?
i know CIMB and MBB promos have ended |
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Jan 11 2012, 03:02 PM
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Senior Member
603 posts Joined: Aug 2005
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public bank still got 0%
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Jan 11 2012, 04:07 PM
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Senior Member
2,326 posts Joined: Nov 2006 From: Maltese Planet ^_^
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QUOTE(smsbusiness2u @ Jan 11 2012, 01:33 PM) RHB Smart Move Balance Transfer aiyaks now only i saw this. My mom has a RHB cc. should have used her CC then have it transferred to RHB for 0%. anyother bank, apart from Public Bank and RHB, has that?Now until 31 Jan 2012 (Tue) 0 Comments Transfer your balances from your other bank credit cards to your RHB Credit card to enjoy 0% interest for 6 months. Min transfer is RM1,000 for 6 months plan and total max transfer is up to 80% of available credit limit. Terms and conditions apply. Visit website for more details. (This information was published in December 2011) External Links: http://www.rhb.com.my/Whats_New/cards/smar...lance-transfe... http://www.rhb.com.my This post has been edited by andyfriends: Jan 11 2012, 04:11 PM |
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Jan 11 2012, 04:41 PM
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Senior Member
2,287 posts Joined: Jun 2007 From: Anno Domini Time Ultra: 1,000,000 Trans Am Attack!
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Jan 11 2012, 05:14 PM
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Senior Member
1,168 posts Joined: Jun 2006
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QUOTE(temptation1314 @ Jan 11 2012, 04:41 PM) BSN 0% BT, anyone tried? If this program is not expired, I might want to apply their credit card... |
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Jan 12 2012, 10:03 AM
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Senior Member
2,287 posts Joined: Jun 2007 From: Anno Domini Time Ultra: 1,000,000 Trans Am Attack!
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I'm going to BSN later during lunch at KL Sentral to ask about the BT thing as well as applying their cards. Anyone got any question they want to ask related to this?
Btw, I asked Ambank about the 0% BT i mentioned before and it's confirmed that it's only for existing Plat CC holder. :S |
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Jan 12 2012, 02:30 PM
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Junior Member
26 posts Joined: Mar 2006
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Maybank totally s**ks in term of cc bt, they don't have courtesy like cimb to give a call to customer if credit available is not enough. Plus you may only transfer 90% of available credit
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Jan 12 2012, 03:44 PM
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Senior Member
1,684 posts Joined: Apr 2008
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QUOTE(N27 @ Jan 12 2012, 02:30 PM) Maybank totally s**ks in term of cc bt, they don't have courtesy like cimb to give a call to customer if credit available is not enough. Plus you may only transfer 90% of available credit You should ask them how much credit limit you left, and you can do the calculation by yourself |
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Jan 12 2012, 04:12 PM
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Junior Member
26 posts Joined: Mar 2006
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QUOTE(gerrardling @ Jan 12 2012, 03:44 PM) You should ask them how much credit limit you left, and you can do the calculation by yourself true, always need to make a call to confirm credit available. where as cimbclicks shows credit available |
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Jan 14 2012, 12:54 AM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur
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Anybody tried Hong Leong's Lifetime 5.99% p.a. Balance Transfer Campaign ?
T&C: http://www.hlb.com.my/promo/pfs/cc_lifetime/tc_en.pdf |
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Jan 16 2012, 11:04 AM
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Senior Member
2,287 posts Joined: Jun 2007 From: Anno Domini Time Ultra: 1,000,000 Trans Am Attack!
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hmm, accepted a calls from HLB offering PL at 4.99%p.a.
Should I take this or do BT? if BT i had to wait for my BSN card to approve first :S Lol. |
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