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 Balance Transfer, What is it actually???

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mIssfROGY
post Sep 30 2011, 01:53 PM

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THanks Genx and Teikwing!
WOW sounds like a pretty good deal!
Me gonna join the Maybank Bandwagon!!
DM3
post Sep 30 2011, 03:22 PM

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QUOTE(Gen-X @ Sep 30 2011, 01:39 PM)
MBB 0% 12 months BT you don't pay a single sen extra on top of the BT amount to MBB.

Yes, like you say, if do RM1.2K BT, you only need to pay RM100/month for 12 months.
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i thought the monthly statement would be the minimum amount and not the 100/mth of course its easier to pay a pro rated/average figure tongue.gif
Gen-X
post Sep 30 2011, 03:28 PM

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QUOTE(DM3 @ Sep 30 2011, 03:22 PM)
i thought the monthly statement would be the minimum amount and not the 100/mth of course its easier to pay a pro rated/average figure tongue.gif
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I think you got confused with CIMB Bro.
DM3
post Sep 30 2011, 03:43 PM

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QUOTE(Gen-X @ Sep 30 2011, 03:28 PM)
I think you got confused with CIMB Bro.
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oh I C
so des neh, only CIMB ka?
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ulet
post Sep 30 2011, 04:17 PM

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what is the best BT for 6 months and 12 months beside maybank?
wanna transfer from maybank
DM3
post Sep 30 2011, 04:23 PM

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QUOTE(ulet @ Sep 30 2011, 04:17 PM)
what is the best BT for 6 months and 12 months beside maybank?
wanna transfer from maybank
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cimb 0% 6mths
alexwsk
post Sep 30 2011, 06:08 PM

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pbb oso 6 months at 0%
Eight_8
post Oct 3 2011, 09:13 PM

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Can we use maybank cc BT to others ppl principal cc? example i use mine maybank cc to BT to mine GF CC(she is the principle holder.)?
alexwsk
post Oct 3 2011, 09:23 PM

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QUOTE(Eight_8 @ Oct 3 2011, 09:13 PM)
Can we use maybank cc BT to others ppl principal cc? example i use mine maybank cc to BT to mine GF CC(she is the principle holder.)?
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NO
else everyone will be doing so
roy918
post Oct 4 2011, 01:14 AM

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QUOTE(Eight_8 @ Oct 3 2011, 09:13 PM)
Can we use maybank cc BT to others ppl principal cc? example i use mine maybank cc to BT to mine GF CC(she is the principle holder.)?
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Only if you have your gf's supplementary card. This is do-able for CIMB credit card.
You can transfer outstanding balance from principal card with banks other than CIMB to CIMB supplementary card.
erry-
post Oct 4 2011, 05:58 AM

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QUOTE(Eight_8 @ Oct 3 2011, 09:13 PM)
Can we use maybank cc BT to others ppl principal cc? example i use mine maybank cc to BT to mine GF CC(she is the principle holder.)?
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sign up for cimb supp card under ur gf, then yes u can do bt from ur maybank.

or just sign up ur own cimb ~
erry-
post Oct 4 2011, 05:59 AM

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QUOTE(ulet @ Sep 30 2011, 04:17 PM)
what is the best BT for 6 months and 12 months beside maybank?
wanna transfer from maybank
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cimb, pbb, bsn - all 0% for 6 months
mengsuan
post Oct 4 2011, 10:35 AM

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What's the number to call to check for Maybank's BT status?
bingozero
post Oct 4 2011, 10:43 AM

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QUOTE(mengsuan @ Oct 4 2011, 10:35 AM)
What's the number to call to check for Maybank's BT status?
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1300886688 to credit card department
curaptz
post Oct 4 2011, 04:21 PM

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guys, i wanna ask about balance transfer...
if i wanna transfer rm2k from my other bank cc to maybank amex. it is 0%interest..
means i only pay rm2k/12mnths (rm167/mtn)respectively without fail?

what if my amex have balance of 1k, then i transfer 2k...total i owe amex 3k..

how to count the interest? how much i need to pay to bank every month?
i need to pay 50+167 minimum??
ubuntu
post Oct 4 2011, 06:02 PM

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Can I do a BT for outstanding balance (0% installment repayment) from other bank to maybank? I was thinking to prolong my repayment period with maybank.
erry-
post Oct 5 2011, 07:22 AM

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QUOTE(curaptz @ Oct 4 2011, 04:21 PM)
guys, i wanna ask about balance transfer...
if i wanna transfer rm2k from my other bank cc to maybank amex. it is 0%interest..
means i only pay rm2k/12mnths (rm167/mtn)respectively without fail?

what if my amex have balance of 1k, then i transfer 2k...total i owe amex 3k..

how to count the interest? how much i need to pay to bank every month?
i need to pay 50+167 minimum??
*
u should, pay all balance of the amex rm1k.

after clear then do the BT.
erry-
post Oct 5 2011, 07:25 AM

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QUOTE(ubuntu @ Oct 4 2011, 06:02 PM)
Can I do a BT for outstanding balance (0% installment repayment) from other bank to maybank? I was thinking to prolong my repayment period with maybank.
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yes, BUT this mean u will finished paying early for ur current installment.

usually 0% installment plan have penalty fee for early termination, such as rm50 or rm100. check with ur bank.

why need to pay rm50 or rm100 to prolong repayment (extend another 12 months) if u can just finished current installment (let say 3 another months remaining)?
ronnie
post Oct 5 2011, 07:48 AM

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Under CIMBClicks, I noticed the BT accounts created 2 months ago, the column "Outstanding Balance (RM)" and "Credit Available(RM)" no longer add to the actual BT total amount.... I wonder why.

Anybody with CIMB BT can check their CIMBClicks if your shows the same thing ?
shiroikun
post Oct 5 2011, 09:32 AM

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QUOTE(ronnie @ Oct 5 2011, 07:48 AM)
Under CIMBClicks, I noticed the BT accounts created 2 months ago, the column "Outstanding Balance (RM)" and "Credit Available(RM)" no longer add to the actual BT total amount.... I wonder why.

Anybody with CIMB BT can check their CIMBClicks if your shows the same thing ?
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Changing the way of billing? They will only bill you once a month in the new BT account just like what other bank did?
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