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 Balance Transfer, What is it actually???

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erry-
post Oct 7 2011, 02:37 PM

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QUOTE(shiroikun @ Oct 7 2011, 02:27 PM)
I don't have PBB and CIMB CC, MBB having a low credit limit, can't really do much with it.
Yap, i like reducing rate BT, only this type of BT you can always BT from 1 CC to another.

I tried to register CIMB VS twice already, rejected and rejected...i'm giving up on CIMB since the promotion for 0% ending soon but i'm not sure it will extend or not... rclxub.gif
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apply lower card type je lah. cimb petronas is enough. just want to do BT right ~

shiroikun
post Oct 7 2011, 03:25 PM

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QUOTE(erry- @ Oct 7 2011, 02:37 PM)
apply lower card type je lah. cimb petronas is enough. just want to do BT right ~
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If they are extending the 0% BT promotion then i will consider to get lower card type. Actually I want to enjoy the benefit of buy 1 free 1 GOLD class at GSC with their VS
erry-
post Oct 7 2011, 03:31 PM

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QUOTE(shiroikun @ Oct 7 2011, 03:25 PM)
If they are extending the 0% BT promotion then i will consider to get lower card type. Actually I want to enjoy the benefit of buy 1 free 1 GOLD class at GSC with their VS
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thats all? now got so many debit cards that offer such promo, either tgv or gsc or both. no need to worry about gst ~ whistling.gif

dopp
post Oct 7 2011, 03:53 PM

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CIMb stated buy 1 free 1.. not applicable for 3D movies
shiroikun
post Oct 7 2011, 04:27 PM

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QUOTE(dopp @ Oct 7 2011, 03:53 PM)
CIMb stated buy 1 free 1.. not applicable for 3D movies
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Complimentary Movie Ticket - Enjoy a complimentary movie ticket of the same class - Gold, Premiere, or Normal Class, with any purchase of movie tickets with your CIMB Visa Signature card at any Golden Screen Cinemas nationwide.

I don't want 3D, I just want the buy 1 free 1 GOLD class. Don't think other debit or credit cards offer this.
erry-
post Oct 7 2011, 04:37 PM

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QUOTE(shiroikun @ Oct 7 2011, 04:27 PM)
Complimentary Movie Ticket - Enjoy a complimentary movie ticket of the same class - Gold, Premiere, or Normal Class, with any purchase of movie tickets with your CIMB Visa Signature card at any Golden Screen Cinemas nationwide.

I don't want 3D, I just want the buy 1 free 1 GOLD class. Don't think other debit or credit cards offer this.
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OT already. dont just think, go do research. there are so many debit cards offering this now, seriously.
1 quick example - http://www.pbebank.com/en/en_content/perso...moviemania.html


Added on October 7, 2011, 4:40 pmnow, lets go back to Balance Transfer topic. tq ~

This post has been edited by erry-: Oct 7 2011, 04:42 PM
erry-
post Oct 14 2011, 12:05 PM

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QUOTE(WaCKy-Angel @ Oct 14 2011, 11:43 AM)
I wonder if its possible to BT from Maybank to Maybank?  sweat.gif  sweat.gif
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yes u can. but no 0% plan.

refer here - http://www.maybank2u.com.my/WebBank/BTf300511.pdf

look for internal transfer
blur_goofy
post Oct 14 2011, 01:03 PM

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Guys. So a paper advert for ambank balance transfer. Is it worth getting it? Or there are better offer out there??
teikwing
post Oct 14 2011, 02:45 PM

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did a BT from SCB to MBB, 6 working days. smile.gif
erry-
post Oct 14 2011, 02:51 PM

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QUOTE(blur_goofy @ Oct 14 2011, 01:03 PM)
Guys. So a paper advert for ambank balance transfer. Is it worth getting it? Or there are better offer out there??
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honestly, not worth it.

u get free gift, but actually the BT rate is 8.99% p.a sweat.gif


Added on October 14, 2011, 2:53 pmthe best offer is 0% BT with no charges at all!
few bank offer for 6 months, 1 bank offer for 12 months.

go search this thread smile.gif

This post has been edited by erry-: Oct 14 2011, 02:53 PM
MGM
post Oct 16 2011, 10:13 PM

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Anyone here has tried the BSN's BT of 0% for 6 months with min transfer of RM1,000 ?


chemistry
post Oct 16 2011, 10:31 PM

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QUOTE(MGM @ Oct 16 2011, 10:13 PM)
Anyone here has tried the BSN's BT  of 0% for 6 months with min transfer of RM1,000 ?
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Frankly say, I dare not try BSN's service.
gerrardling
post Oct 17 2011, 09:30 AM

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QUOTE(MGM @ Oct 16 2011, 10:13 PM)
Anyone here has tried the BSN's BT  of 0% for 6 months with min transfer of RM1,000 ?
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gov staff doing all the works, the working culture is totally different with commercial bank, so what can u expect ? it might be 1 week for them to receive it, 2 weeks for them to process it

This post has been edited by gerrardling: Oct 17 2011, 09:30 AM
ronnie
post Oct 19 2011, 12:54 AM

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CIMB BT Application
Fax Submission : 17 October 2011
BT Account created : 18 October 2011
Payment made to CC : 20 October 2011

p.s. running out of CL to do more BT..... brows.gif

This post has been edited by ronnie: Oct 21 2011, 11:32 PM
Gen-X
post Oct 19 2011, 07:08 AM

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QUOTE(ronnie @ Oct 19 2011, 12:54 AM)
CIMB BT Application
Fax Submission : 17 October 2011
BT Account created : 18 October 2011

p.s. running out of CL to do more BT..... brows.gif
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U really maximizing CIMB BT and SCB promo until end of year tongue.gif
ronnie
post Oct 19 2011, 07:59 AM

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QUOTE(Gen-X @ Oct 19 2011, 07:08 AM)
U really maximizing CIMB BT and SCB promo until end of year  tongue.gif
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This how you earn pocket money back from the banks.... drool.gif icon_rolleyes.gif whistling.gif
Let's hope CIMB continue to offer BT 0% in 2012 thumbup.gif rclxm9.gif
shiroikun
post Oct 19 2011, 02:44 PM

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QUOTE(Gen-X @ Oct 19 2011, 07:08 AM)
U really maximizing CIMB BT and SCB promo until end of year  tongue.gif
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What promo that SCB offer?
Gen-X
post Oct 19 2011, 06:19 PM

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QUOTE(shiroikun @ Oct 19 2011, 02:44 PM)
What promo that SCB offer?
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It's for savings account not BT.
MGM
post Oct 20 2011, 06:46 PM

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I am new to BT and currently I have MBB2Amex (expected spend ending 3/11/11 ~rm9000) and OCBC TI (expected spend ending 10/11/11 ~ rm5500). Normally my spending for both cards ~ rm1000.I am interested in BT 0% to make some pocket money like what GENX said.
IF I do a BT from MBB2Amex to CIMB would this affect the rebate/TP earned?
A week later if I do BT from OCBC TI to MBB2AMex would this affect the rebate earned?
I have yet to apply for the CIMB card.

This post has been edited by MGM: Oct 20 2011, 07:06 PM
Gen-X
post Oct 20 2011, 07:45 PM

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QUOTE(MGM @ Oct 20 2011, 06:46 PM)
I am new to BT and currently I have MBB2Amex (expected spend ending 3/11/11 ~rm9000) and OCBC TI (expected spend ending 10/11/11 ~ rm5500). Normally my spending for both cards ~ rm1000.I am interested in BT 0% to make some pocket money like what GENX said.
IF I do a BT from MBB2Amex to CIMB would this affect the rebate/TP earned?
A week later if I do BT from OCBC TI to MBB2AMex would this affect the rebate earned?
I have yet to apply for the CIMB card.
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Whatever you earn (TP or Cash Back) with your MBB 2 and OCBC TMC is yours and BT do not in anyway reduce them. As I mentioned in my article Earn Pocket Money with CC, to maximize the return, use MBB 2 AMEX where we get about 2.5% return with 0% BT to earn extra pocket money.

Say if your CIMB not approve yet, do BT OCBC to MBB 12 months 0% smile.gif

haha, you also want to maximize SCB promo tongue.gif

This post has been edited by Gen-X: Oct 20 2011, 07:49 PM

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