walau all i know is dont do BT with HSBC.....every month i need to calculate how much i need to pay because dunno which smart alec in hsbc build such stupid system that states the whole BT amt + retail txn as my final amt instead of telling me much exactly i have to pay every mth. For some reason its charging me interest eventho i am paying the supposed amt everymonth. Everymonth i have to call hsbc to waive off the interest because of this.

This month i nearly got a heart attack. A Customer Service from HSBC told me that from June 1st, watever i pay to HSBC will be used to cover my WHOLE BT Amount 1st which is lets say i BT over 20k, all monthly payments made will be deducting ONLY the BT amt. So until i finish paying my BT, my retail transaction will not be deducted and will be charged the normal interest rate which is 17%! i was like shouting at her....ARE U SURE? THen tell me y i do a BT with HSBC for? its like DAYLIGHT robbery lor. She didnt even listen to me and keep toking n toking n toking that its HSBC new rule.
geez....nearly got a heart attack. goodness.....tell me this is not true. Later i call twice again and got confirmation that watever monies i pay to hsbc, will clear my Divided BT amt 1st, then my retail. Not wait until i clear the whole BT 1st. HSBC should really checkup on their customer service manz....telling ppl the wrong info. I nearly cut my card there n there. But i am planning to cut oredi la after i kautim my BT....so dem hectic HSBC making me calculate the amt to pay every month!

If I do a BT to Maybank CC, for 12mths plan, i pay 0%? Wat about initial charges/processing charges and etc??

So lets say if i dont swipe my card for anything else, i just pay (BT1,200) RM100 permth until 12mths and my bill is settled?

Thanks!!

THanks Genx and Teikwing!
WOW sounds like a pretty good deal!
Me gonna join the Maybank Bandwagon!!

Agree very efficient indeed. After reading this promo over here, i called up citibank and asked about it.
Did everything over the phone there and there! Said that the transfer will be settle by next tues, except for Amex which will be 1-2days later because they need to issue cheque instead.

bTW, if you opt for 1 year, it is 0.99% for 12months