i tot its always been around?

ocbc titanium no more the 0% balance transfer

gonna do that then, thank you for the reply

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Added on September 23, 2011, 4:15 pm19/09 - Faxed in BT application form to CIMB
21/09 - Appeared on CIMB Clicks
23/09 - Payment updated on M2U

This post has been edited by lamode: Sep 23 2011, 04:15 PM

sorry if this has been asked. first time did BT today.

wanna ask if my statement is RM5100 and i did a RM5000 BT, then before the BT appear on my original card bank i pay them RM500, so now the amount left is RM4600. what happens if the BT is approved?

It's ok, your BT will still go through. Your new outstanding balance will be -RM400.

Guys, what do u all think about this offer:

September 22, 2011 18:18 PM

Bank Rakyat Launches Card Credit Balance Transfer Campaign

KUALA LUMPUR, Sept 22 (Bernama) -- Bank Kerjasama Rakyat Malaysia Bhd on Thursday launched a credit card balance transfer campaign which allows over 200,000 holders of its credit cards to enjoy an annual profit rate of nine percent and a three percent cash rebate.

"This campaign makes it easy for our customers to transfer balances from their other credit cards to Bank Rakyat credit cards.

"This balance transfer with rebates is the first in the country," the cooperative bank's Credit Card Department Manager Khairil Hamzah said at the launch ceremony officiated by Deputy Domestic Trade, Cooperatives and Consumerism Minister Datuk Tan Lian Hoe here.

The miminum balance for transfer is RM1,000 while the maximum depends on the limits offered by Bank Rakyat and subject to cardholders' available balances.

The nine percent profit rate is for a year and no processing fee is imposed on the transfer.

In addition, the outstanding balance will be covered by takaful should the cardholder die or permanently disabled.

"This rebate is a way to show our appreciation to cardholders for their support towards the Bank Rakyat Credit Card programme," Khairil said.

The campaigh which ends on Dec 21 is expected to increase the amount of balance transfered by 30 percent from the average recorded in the Jan-July period.

How about the intrest rate? 0% but give u rebate somemore?

read carrefully...

annual profit rate of nine percent and a three percent cash rebate.

so the conclusion is BT from bankrakyat is 6% p.a ~

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Added on September 24, 2011, 3:28 amfor 12 months BT, better go with maybank

This post has been edited by erry-: Sep 24 2011, 03:28 AM

Profit rate is the interest rate?

let say my cc A credit limit only left rm2k but i wan do BT from my cc B to A and the amount is rm3k mean rm1k over from my A cc credit limit.it is possible?

no, the bt application will be rejected.

just noticed I did not fill in the card issuer in my Maybank BT form faxed over 2 days ago

will see whether it can go through

got one question for MBB BT veteran.
lets say i have 10k CL, that would means i could use max 8k for BT. assume after i have paid few months, and the outstanding balance down to 5k, possible for me to make another 3k BT?

or i have to fully settle the 8k before i can make another BT?

Yes, you got it right.

YES. just different terms used by bank to attract customer

NO.

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Added on September 25, 2011, 9:07 pm
YES u can.
as long as remaining CL is enough to do another BT.
this is applicable to all bank, not just MBB.

This post has been edited by erry-: Sep 25 2011, 09:07 PM

mbb come again

just to update mbb2kard BT done in less than 3days,submitted on evening of 21/9 and got it approved by 23/9 .not bad

just to confirm that MBB accept BT account from CIMB. MBB is quite efficient nowadays, whole process took 3 to 4 working days

thanks for the update .... wanted to try also.

any idea are they other way of submitting the BT form and credit card statement other than fax or going to MBB's branch, eg. email?