yes u can. pls check online for ur recent transaction and total of current balance.

yes. but early settlement of ur current installment being paid full in advanced might be charged with exit penalty, usually rm50.

already stated there.

the interest is the processing/admin fee.

for 12 months, no need to pay anything!

i'm replying to question "any processing/admin fees?" so it is "no need to pay any processing/admin fee"

yes its possible.

for 12 months - its mbb, amex and alliance (alliance for current card holder only). its 0% fee.

for 6 months - cimb and pbb. also 0% fee.

cimb 12 months got 1% fee.
pbb 12 months got 1.5% fee.

as long as ur CL available is higher than the BT amount, no problem.

u need to apply the credit card 1st before can apply BT.

after the BT approved, its up2u want to use the card or not.
if u want to consider the BT as a loan repayment, so dont use the card.
but u still need to pay GST and annual fee (if applicable).

This post has been edited by erry-: Jan 14 2011, 10:57 PM

from what i know, its not for new application but for current card owner.

no link at their website coz the promo is printed ads sent together with statement to current card holder.



pay direct to bank.

its 4.5% for 24 months. not bad for 24 months?

CIMB - 6 months only (till 30/6)
BSN - 3 & 6 months only
AEON JUSCO - 6 months only

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Added on May 11, 2011, 3:20 amu should convert to installment previously (after u swipe). but now is too late already

u can BT to another existing card, but must have enough CL remaining.

This post has been edited by erry-: May 11 2011, 03:20 AM

YES can. if u BT more than current balance (outstanding + recent/unbilled), the card will have negative balance (as if u already pay more).

NO.

BT is for credit card. so u must have credit card.

oh PBB also offer 0% for 6 months

PBB = Public Bank Bhd

question on behalf of my sis-in-law.

she have maybank visa petronas.
and she just get her maybankard2 amex + mastercard.

can she BT visa petronas outstanding to mbb2 amex?

oh ok. thanks! already mentioned to her

Good news? Maybank confirmed have 0% for 12 months again, starting 30/5/2011 till 31/12/2011!

URL of the info - http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

The Balance Transfer promotion - 0% for 12 months and Balance Transfer within Maybank Credit Cards ends 31 December 2011.

URL of the form - http://www.maybank2u.com.my/WebBank/BTf300511.pdf

its Maybank, for 12 months only

YES u are entitled. the URL is above

YES. confirmed with CS yesterday and also shows at the website. refer URL above ~

updated - confirmed re-introduce again till 31/12/2011

maybank credit card DO offer BT within maybank, but no 0% plan is offered.

read carrefully...

annual profit rate of nine percent and a three percent cash rebate.

so the conclusion is BT from bankrakyat is 6% p.a ~

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Added on September 24, 2011, 3:28 amfor 12 months BT, better go with maybank

This post has been edited by erry-: Sep 24 2011, 03:28 AM

YES. just different terms used by bank to attract customer

NO.

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Added on September 25, 2011, 9:07 pm
YES u can.
as long as remaining CL is enough to do another BT.
this is applicable to all bank, not just MBB.

This post has been edited by erry-: Sep 25 2011, 09:07 PM

sign up for cimb supp card under ur gf, then yes u can do bt from ur maybank.

or just sign up ur own cimb ~

cimb, pbb, bsn - all 0% for 6 months

u should, pay all balance of the amex rm1k.

after clear then do the BT.

yes, BUT this mean u will finished paying early for ur current installment.

usually 0% installment plan have penalty fee for early termination, such as rm50 or rm100. check with ur bank.

why need to pay rm50 or rm100 to prolong repayment (extend another 12 months) if u can just finished current installment (let say 3 another months remaining)?

per card of BT.

say u have 2 cards u want to BT to mbb, so each card must BT min rm1k.

The minimum amount you can transfer under the 12 month plans is RM1, 000.
You can transfer balance from up to three other banks at one time.