Haha. But UOB Bank only issues debit MasterCard. So no worries there.

agreed, they have been issuing debit cards since few years ago.

UOB CS told me there is no 5% smartcash rebate for online transaction..

u referring to GSC ? i call UOB CS there will be smart cash rebate for online transaction, i ask him to check and he will get back to me. If they dont call me back, i will again to confirm

This post has been edited by gerrardling: Sep 1 2011, 12:21 PM

May be a noob question, does anyone know is there any benefit if I open a UOB account???
Starting new job soon and pretty much can use any bank...and UOB is nearby...
Checked their website, but not much information...
Just want to make my monthly savings go a little futher...better than sitting idle with no interest...
Saw in the newspapers, some other banks offer MEPS free and such...
UOB websites says offer IGB FOC 2 x though...
Any info? anyone?

If OCBC is nearby, their IQ Basic account is your best choice (I'm using it now).
No account service fee for balance above $500
Free 5 x IBG per month.
Free 2 withdrawals at local banks’ ATMs via Visa Plus network per month.

Err this is UOB not OCBC

Found a post stating somewhat along the same lines, but after that, the post also mentioned that they are only doing on company level...

Meaning individuals like us can't open...

Maybe thats why the offer is better??? Not sure though...

Seems like UOB isn't there at all...

I just open an OCBC individual IQ account 3 months ago in OCBC Damansara Heights branch.
All you need is credit card as reference.
They have some internal confusion - when I called they said only do corporate employee scheme but when I wrote email they said can open at any branch, just need credit card as reference - which i did they next day and got it.

So is the benefit as good as its made out to be???

So troublesome sometimes, dealing with banks and all...

Maintainance fees, Service fees, Convenience fees, Other fees, Just want to charge you fees...

Anyhow, can share your personal experience with OCBC and benefits of the so called "IQ" account?

Would be great to have some info before approaching them...

ya, ocbc thread

i think i'll be applying for this card. but 1 question before i proceed. Is UOB good compared to other banks? i heard people complaining about hong leong and citibank about their customer privacy.

this card is good for petrol and GSC, others just use OCBC TMC and MBB 2 card

This is a UOB Bank thread about its credit card You want to know more about OCBC iQ ? Please use the search button in this board as there are a few topics about this account already.

haha.. the last few post suddenly change this topic into ocbc credit card. anyway, its not that ocbc and mbb 2 card isnt good. its the higher minimum requirement that a fresh grad like me cannot apply. so my question now is, how good is OUB in terms of the card and services provided?

after few month, got 3 mth pay slip, can apply

hi all

i saw that UOB one card has classic and plat
what is the diff between this 2? i check the UOB website but they just mention UOB One Card. Is there difference between the Platinum and Classic cashback %?

I also just received a new replacement card. Do we need to send sms to re-activate the "new" replacement card?
Besides, how can we check the smart cash earned? Recently done transaction at Harvey Norman but did not see 2% smart cash at customer copy receipt. Anyone can clarify this?

I receive also, I called them up and ask also say system upgrade something2...

receive card with same no but expiry date change at the month....

Yes, need to reactivate....

At BHP also did not have anything say got smart cash....

No difference as far as the % of cash back you'll get. For plat card, you'll need to swipe RM3K per year plus 12 times to get annual fee waived where as normal card only need swipe 12 times.