That's right... even YA2010 also can claim wife's Medical Insurance BUT do not not double-claim ok ?

but what if the credit card payment auto deduction is in her name?

Doesn't matter on the payment method as long as the policy holder name is hers.

great. thanks. save rm780 now

hope this they refund back the excess payment..... i still havent got last years refund...

the system is accessible now.
if we submit e-Filing earlier, we will get refund earlier as well? or they will consolidate everyone and give returns after Apr.

Based on last year's result, the earlier you E-filling, the quicker the refund

ooo good... then i also fast fast do. can get return this year unlike previous years gotta pay more

I have a rental property. In 2011, the Developer issued strata title to individual purchasers. I incurred legal fees. Is this tax deductible against the rental income?

no.... but it will add into your cost of purchase, meaning RPGT will lower when u sell ur property withoin 5 years.

SSPN Savings Tax Statement for YA2011 will be available from 5 March 2012 onwards via PTPTN's website.

Legal fee on strata title cannot be used as expenses for the rental income, as far as I knew.

The only thing I deduct against the rental income is expenses for the year, i.e. repairs, maintenance of property.

one question - i have both life insurance which includes medical and i also bought MLTA which has both life and medical included in it for housing - both are under prudential. I asked my agent, he told me that I can add in the figures mentioned under medical for both the personal insurance (for medical) + the MLTA insurance (for medical) and fill that under the insurans pendidikan dan perubatan column in the efiling - is what he said correct? I can just add the two figures up? Or does govt only allow it to be for personal insurance medical only?

Prudential should send you a statement specifically for Tax purposes.
Use only figures in the Prudential Tax statement.
If you did not receive it, you can call Prudential to resend/fax to you.

yes i got the figures but my question is - does the govt allow me to put in both medical figures for personal and the other is for housing and lump it together under the insurans pendidikan dan perubatan column?

Housing = PERUMAHAN ...
Education = PENDIDIKAN

Not allowed to do so lah

He was wrong.

You can be penalised for filling wrongly and get a penalty when audit time.

exactly that's why i'm asking. i guess i better just fill up for my personal insurance one then, since my housing "medical insurance" is not too significant. I can probably just ignore that. Thanks guys.

There is a max of RM6k(if not mistaken) for insurance together with your EPF contribution that you are allowed

erm that one is life insurance..what i'm referring to is the 3k max for MEDICAL insurance.