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 Hong Leong Bank - WORST service, VERY BAD experience @ Hong Leong Bank CC

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fly126
post Jul 17 2012, 10:00 PM

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QUOTE(Pink Spider @ Jul 16 2012, 10:58 PM)
Yeah I also got the letter asking for my latest pay slip...maybe that's why they offered to increase my limit.

My insurance payments and some occasional swipes already enough to earn me annual fee waiver and cash rebate to OFFSET GST, why bother to cancel, right? tongue.gif
Everyone else queuing for their tickets while we walk straight to the Express Counter and get RM1 off each ticket. thumbup.gif
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except we don't use their online banking & the customer service their service very lousy ...
better u got to bank check-up yourself good luck icon_rolleyes.gif

I met Hong Leong credit card sales exec. at shopping comp. They said the newly- launch MACH Credit Card is an Enhanced/Upgrated version of MRCA cc
they have before... better sticks on the Essential Card- 1% unlimited cash back (no terms & conditions) ! hmm.gif

I call HLB CS.later, ask them whether they can convert my ex-EON-GSC card to MACH Card...
Nobody pick up the phone for 10 min x 2 (morning & afternoon) vmad.gif
Later the CS told me no further details about the MACH cc & ask me call back later.... The End my story
(check on line better)

The Worst Bank's Customer Service (Malaysia 4th biggest bank) shakehead.gif doh.gif

This post has been edited by fly126: Jul 13 2012, 08:23 PM

This post has been edited by fly126: Jul 17 2012, 10:14 PM
peri peri
post Jul 18 2012, 10:02 AM

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im holding a eon bank debit card, can i use it to enjoy the GSC offer for buy 1 free 1 tix?
chocolatepallette
post Jul 18 2012, 02:25 PM

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I wonder if I hold a HLBB CC and not using it within a certain time frame, will it be terminated automatically? Any minimum swipe? blush.gif
ronnie
post Jul 18 2012, 03:05 PM

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QUOTE(chocolatepallette @ Jul 18 2012, 02:25 PM)
I wonder if I hold a HLBB CC and not using it within a certain time frame, will it be terminated automatically? Any minimum swipe? blush.gif
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It won't terminate automatically unlike CASA account becomes dormant... HLB will continue to charge AF+GST and and you get interest add-on every month until you fully settle.
SUSPink Spider
post Jul 18 2012, 03:06 PM

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they keep calling me up to take up Call-for-Cash doh.gif
chocolatepallette
post Jul 18 2012, 03:12 PM

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QUOTE(ronnie @ Jul 18 2012, 03:05 PM)
It won't terminate automatically unlike CASA account becomes dormant... HLB will continue to charge AF+GST and and you get interest add-on every month until you fully settle.
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mine is AF waived but GST still charged annually. from what I know, some banks require minimum swipe to remain active for the card, if not they will terminate it automatically blush.gif
WhiteWing
post Jul 18 2012, 05:16 PM

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QUOTE(Pink Spider @ Jul 18 2012, 03:06 PM)
they keep calling me up to take up Call-for-Cash doh.gif
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sO LUCKy? Why they didn't call me hmm.gif
SUSPink Spider
post Jul 18 2012, 05:18 PM

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cos I use less than 5% of my credit limit? laugh.gif


Added on July 18, 2012, 5:18 pmif u think being offered a loan is "lucky", u r on your way to financial doom sleep.gif

This post has been edited by Pink Spider: Jul 18 2012, 05:18 PM
peri peri
post Jul 19 2012, 02:39 PM

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anyone move from eon to HL now? have to change the eon debit card to HL? chargeable?
fionafan79
post Jul 25 2012, 03:32 PM

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QUOTE(fly126 @ Jul 16 2012, 09:34 PM)
I only get letter from HLB ask me submit my latest income proof in Jan 2012, I pass it  to the bank myself that all...
They never  sent email/ sms or letter to me, I just notice that my ex-EON-GSC card CL been increased from 3k to 3.5k
(like u just use the card for movie only) after I call HLB customer service only, better u go to bank to check it yourself... nod.gif

But my another friend, not so lucky, HLB have been decreased her CL from7.5K to 5.5k poor thing ohmy.gif
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Huh? Got such thing as decreased credit limit one meh? Never hear before. Adui!
fly126
post Jul 25 2012, 11:24 PM

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QUOTE(fionafan79 @ Jul 25 2012, 03:32 PM)
Huh? Got such thing as decreased credit limit one meh? Never hear before. Adui!
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I think my poor friend didn't submit her latest Income Proof with 36k per year so the bank cut down her Credit Limit... hmm.gif
ronnie
post Aug 8 2012, 08:14 AM

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My HLB Essential's Annual Fee was charged and reversed... thanks to sufficient swipes
Coconut
post Aug 8 2012, 02:16 PM

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This HLB really geng, want to activate my card, call CS for 2 days also nobody pick up, guess have to leave a msg for them to call back

Gen-X
post Aug 8 2012, 02:54 PM

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QUOTE(Coconut @ Aug 8 2012, 02:16 PM)
This HLB really geng, want to activate my card, call CS for 2 days also nobody pick up, guess have to leave a msg for them to call back
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That's Odd for CS not to pick up Try this numbers:

0376268899
For Platinum 1800388830
Coconut
post Aug 10 2012, 12:18 AM

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Yup thats the number that i called. Now i just receive the CC statement, asking me to pay the GST, while i have not activated my card yet? Is this how it suppose to be or is this ridiculous?

mooo88
post Aug 10 2012, 12:33 AM

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HLB realy poor!!!!!
1. i apply essential card on may, they promise to give me rm50 +RM38 REBATE..but i wait untill now also din get it~!
2. Free trolly bag with new application! i m new approved card holder but satu bau pun tak ada about this promo for me!
3. Been charge Rm8.++ for call CS of HLB. Guys, if u r using Unifi / BB tm plan with unlimited call plan, beware that HLB CS number is not registed under TM, they registed under TIME.COM.. means TM didnot provide free call to the CS of HLB....i had shock when c my TM bill had been charge RM8.00(waiting 15minit for the stupid CS answer call)


Added on August 10, 2012, 12:33 amHLB realy poor!!!!!
1. i apply essential card on may, they promise to give me rm50 +RM38 REBATE..but i wait untill now also din get it~!

2. Free trolly bag with new application! i m new approved card holder but satu bau pun tak ada about this promo for me!

3. Been charge Rm8.++ for call CS of HLB. Guys, if u r using Unifi / BB tm plan with unlimited call plan, beware that HLB CS number is not registed under TM, they registed under TIME.COM.. means TM didnot provide free call to the CS of HLB....i had shock when c my TM bill had been charge RM8.00(waiting 15minit for the stupid CS answer call)



This post has been edited by mooo88: Aug 10 2012, 12:38 AM
ronnie
post Aug 10 2012, 07:39 AM

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QUOTE(mooo88 @ Aug 10 2012, 12:33 AM)
HLB realy poor!!!!!
1. i apply essential card on may, they promise to give me rm50 +RM38 REBATE..but i wait untill now also din get it~!
2. Free trolly bag with new application! i m new approved card holder but satu bau pun tak ada about this promo for me!
3. Been charge Rm8.++ for call CS of HLB. Guys, if u r using Unifi / BB tm plan with unlimited call plan, beware that HLB CS number is not registed under TM, they registed under TIME.COM.. means TM didnot provide free call to the CS of HLB....i had shock when c my TM bill had been charge RM8.00(waiting 15minit for the stupid CS answer call)


Added on August 10, 2012, 12:33 amHLB realy poor!!!!!
1. i apply essential card on may, they promise to give me rm50 +RM38 REBATE..but i wait untill now also din get it~!

2. Free trolly bag with new application! i m new approved card holder but satu bau pun tak ada about this promo for me!

3. Been charge Rm8.++ for call CS of HLB. Guys, if u r using Unifi / BB tm plan with unlimited call plan, beware that HLB CS number is not registed under TM, they registed under TIME.COM.. means TM didnot provide free call to the CS of HLB....i had shock when c my TM bill had been charge RM8.00(waiting 15minit for the stupid CS answer call)
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1. Who promise you ? Did you get any B&W on this offer ?
2. Free Trolley Bag offer... again who promise you ? Did you read the T&C ?
3. That's not HLB's fault but TM's billing system to charge to non TM lines (eg. Maxis, Time, P1)

Caesar7
post Aug 10 2012, 09:46 PM

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Same here. Applied for HLB CC ~6 months ago, no updates at all.
Asked them several times -- no info at once, asked my phone number each time to get back (I have a savings account with them - they have all the data!) - no calls back, nothing. Decided to apply elsewhere.
cannavaro
post Aug 11 2012, 06:20 AM

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QUOTE(fly126 @ Jul 25 2012, 11:24 PM)
I think my poor friend didn't submit her latest Income Proof with 36k per year so the bank cut down her Credit Limit... hmm.gif
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I got the letter from them but I ignored it; didn't submit anything to show my latest income. However they didn't decrease the limit of my gsc card... perhaps they look at the spending pattern/payment record as well?
SUSPink Spider
post Aug 11 2012, 12:39 PM

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QUOTE(cannavaro @ Aug 11 2012, 06:20 AM)
I got the letter from them but I ignored it; didn't submit anything to show my latest income. However they didn't decrease the limit of my gsc card... perhaps they look at the spending pattern/payment record as well?
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i grossly under-use my limit yet they went to increase my limit laugh.gif

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