QUOTE(T.a.n.y.a @ Jul 26 2011, 11:25 PM)
I initially was offered 15K points to waive the tax for the credit card and that was where the penalty charge comes in if I proceed with the cancellation of the credit card. Now that I have accepted the offer for the additional points, I have no choice and forced to maintain the credit card until next year.
This seems very unfair to me. I do not see the point where I have to keep the card if I do not intend to use it anyway. [/B]
May I asked what you did with the balance of the 15K points after deducting GST ?
When I wanted to cancel my HLB Plat back in 2010 before my anniversary date, HLB called up and offered me 20K points on condition that I keep the card for three years and that the annual fees will be waived. HLB card do not benefit me but they have been waiving my annual fees since the very beginning and I am happy with their service. So accepted their offer. Moreover, at that time, I only needed to use 7K points to offset GST and I had 5K+ points in the account, so I thought I would have enough points to offset GST for the following year and the next.
You got a better deal than me, 15K points for keeping the card for a year. And yes, it is only fair that you keep the card for a year since you accepted the offer.
QUOTE(T.a.n.y.a @ Jul 26 2011, 11:25 PM)
I even voiced out that I would complaint to Bank Negara but she challenged me by saying “you can go ahead!”

Wow! These people working in Hong Leong Bank are really thicked-skin. [/B]
Well, she is right, it is your prerogative to complain to anyone you like. And you saying she challenged you is not accurate at all since you were the one that accepted HLB offer and then making a U-turn and when things don't go your way you want to complain to BNM.
QUOTE(T.a.n.y.a @ Jul 26 2011, 11:25 PM)
I did not receive any statements from Hong Leong Bank in the several months.

I felt so relief and thought my ordeal and hassle of cancellation of credit card with Hong Leong Bank was finally come to an end. But I was wrong, just last week out of the blue I received a statement from Hong Leong Bank and I was slapped with a charged of RM50 government tax again!!!

OMG!!! This is getting really ridiculous. The cycle repeats itself all over again!!

When is this going to end?!?!?!

How can they charged me RM50 government tax as my credit card already cancelled and I am no longer using it anymore?? Isn’t this an unethical practice?
This I have to agree that HLB is in the wrong for charging RM50 GST when you have cancelled the card and did not accept their new offer. By the way, did you call HLB to clarify on this? HLB is kind of slow in updating thier system, Whenever there's an error in my statement, it would take another 2 statements before it is rectified and me calling them at least 2 to 3 times to follow up.
QUOTE(hye @ Jul 27 2011, 09:20 PM)
TS ... and whoever else is complaining in here.
Can you guys do something instead of whining non-stop about your problems ? I have been watching since TS started and nothing has been done to correct the situation.
If I don't see anything being done to rectify the problems after all the suggestions given by the members, I'm closing this thread in 2 days.
Well, can I suggest that you merge it with another HLB bashing thread below:
http://forum.lowyat.net/topic/1865452