can i know where to check aeon watami card foreign exchange rate online? for japan yen especially?

there isn't a place that you can check the exact rate charge by the card... you can go back one page and see the rate post by other user

Transaction Type	Aeon Watami
Transaction Date	08/11/2015
Posting Date	11/11/2015
Transaction amount	USD9.87
Amount charged	RM43.42
rate	4.399
visa rate	4.315568
Difference	(43.42 - 42.59465616) / 42.59465616=1.93%

Transaction in Manila, Phillipines.

AEONBig Visa
10-Nov-2015
PHP500 -> RM46.99
as per EuropeVisa website on this date,
1 PHILIPPINE PESO = 0.0926833112 MALAY. RINGGIT

- Or -

1 MALAY. RINGGIT = 10.7894289387 PHILIPPINE PESO
can someone help calculate the bank charges?

Edited, yeap it's 1.4%

(0.09398-0.0926833112)/0.0926833112 = %1.4

This post has been edited by zumapuma: Nov 16 2015, 05:23 PM

Hello,

I am going to HK tomorrow.
May I know which credit card rate is better?
HSBC or Aeon Big Gold CC (2% rebate for overseas spending) or Maybank Amex

Thx

visa usa unable to get the rate, so i use visa europe instead

Transaction Type	Aeon Watami
Transaction Date	08/11/2015
Posting Date	10/11/2015
Transaction amount	CNY 590.09
Amount charged	RM406.83
visa rate @ posting @ 0%	1 CNY= 0.6880646404 MYR
posted rate	1CNY = 0.6894372
Difference	(0.6894372- 0.6880646404 ) / 0.6880646404 =1.99%

Transaction Type	Aeon Watami
Transaction Date	11/11/2015
Posting Date	14/11/2015
Transaction amount	CNY 302.13
Amount charged	RM208.3
visa rate @ posting @ 0%	1 CNY= 0.6881963231 MYR
posted rate	1CNY = 0.68943832
Difference	(0.68943832- 0.6881963231 ) / 0.6881963231 =1.8%

M going to S'pore today
Better to use Maybank or CIMB for retail transaction in SGD?

The 1st page need to update. Just called Maybank to enable my oversea card usage and the person tell me visa/master will chaege 2.25% while amex is 2.5%

Name Of Credit Card	Maybank 2 Platinum Card - Mastercard
Transaction Date	12 Nov 2015
Posting Date	13 Nov 2015
Amount charged in USD	25.88
Amount billed in MYR	115.01
Mastercard rate	0.228728
Bank rate	0.225024
fee	1.65%

This post has been edited by vincentxiang: Nov 19 2015, 10:59 PM

Hi first time check into this forum. On the first page, is the charge still valid coz one member mentioned it needs to be updated.
I have only Citi plantinum, Ocbc Titanium & GE, UOB One card.. will be going to Taiwan and Hong Kong. Which credit card has I used? First page mentioned 1% charge for Citi, UOB and Ocbc.

Just curious, will it be cheaper using debit card?

Name Of Credit Card	Public Islamic Bank Visa Platinum Credit Card-i
Transaction Date	06 Nov 2015
Posting Date	08 Nov 2015
Amount billed in SGD	50
Amount charged in MYR	159.06
Bank rate	0.314358
Visa rate	0.325575
fee	3.57%

take note that transaction via Paypal. Guess Paypal may imposes some charge there.

This post has been edited by vincentxiang: Nov 22 2015, 12:20 PM

Hey guys, sorry a noobie here. I dont understand, when you mean charges 1%-3%, do you mean on top of the spot rate, the bank or mastercard/visa will charge an extra 1%-3% depending on the rates?

http://www.ocbc.com.my/assets/pdf/Credit%2...d%20Charges.pdf

No administration cost for OCBC MasterCard (Blue/Pink), OCBC Great Eastern MasterCard, OCBC MasterCard (Silver) and OCBC 365 MasterCard.


Attached thumbnail(s)

Transaction Type	Aeon Watami
Transaction Date	23/11/2015
Posting Date	25/11/2015
Transaction amount	USD 10
Amount charged	RM43.99
visa rate @ 0%	USD1 = RM4.343566
bank rate	USD1 = RM4.399
Difference	(43.99 - 43.43566) / 43.43566 =1.27%

This post has been edited by sushix: Nov 26 2015, 05:45 PM

Transaction Type	Aeon Watami
Transaction Date	24/11/2015
Posting Date	26/11/2015
Transaction amount	JPY 4000
Amount charged	RM147.10
visa rate @ posting @ 0%	100 JPY = 3.4700 MYR
posted rate	100 JPY = 3.6775 MYR
Difference	(3.6775 - 3.4700 ) / 3.4700 =5.97%

Transaction Type	Aeon Watami
Transaction Date	26/11/2015
Posting Date	28/11/2015
Transaction amount	JPY 7050
Amount charged	RM259.27
visa rate @ posting @ 0%	100 JPY= 3.4875 MYR
posted rate	100 JPY= 3.6775 MYR
Difference	(3.6775 - 3.4875 ) / 3.4875 = 5.44%

This is crazy
my calculation wrong ???

This post has been edited by edwardccg: Nov 28 2015, 09:24 AM

i have some transaction charge around that day in yen also but still havent post yet will share mine when post ...


----------------------------

Transaction Type	RHB Travel Money
Transaction Date	25/11/2015
Posting Date	27/11/2015
Transaction amount	JPY6377
Amount charged	RM224.96
rate	0.0353
visa rate	0.034581
Difference	(224.96 - 220.523037) / 220.523037=2.01%

Transaction Type	Aeon Watami
Transaction Date	27/11/2015
Posting Date	01/12/2015
Transaction amount	JPY6204
Amount charged	RM228.15
rate	0.0368
visa rate	0.034581
Difference	(228.15 -214.540524) / 220.523037=6.34%

so pain

minus 3% still high..wrong calculation?

Transaction Type: Aeon Watami
Transaction Date: 24/11/2015
Posting Date: 26/11/2015
Transaction amount: JPY28,000
Amount charged: RM1,049.27
Posted Rate: 3.7474
visa rate: 3.4698
Difference (3.7474 - 3.4698) / 3.4698 = 8.00%

Transaction Type: UOB VOX
Transaction Date: 24/11/2015
Posting Date: 26/11/2015
Transaction amount: JPY12,000
Amount charged: RM460.76
Posted Rate: 3.8397
visa rate: 3.4698
Difference (3.8397 - 3.4698) / 0.038397 = 9.63%

Did I calculated wrong? The rate is very high.

you use posting date to calculate? if calculate using transaction date it's lower abit but the end result still very high

Transaction Type

Aeon Watami

(0.03840 - 0.035192)/0.035192 = 6.5%

Transaction Type

UOB VOX

(3.8397-3.5192)/0.035192 = 9.1%


another one recent transaction...

Transaction Type	Aeon Watami
Transaction Date	30/11/2015
Posting Date	02/12/2015
Transaction amount	JPY1260
Amount charged	RM46.34
rate	0.0368
visa rate	0.034872
Difference	(46.34 -43.93872) /43.93872=5.46%

Why Aeon Watami rate so high one?
I still planning to use the card for coming Bangkok trip