Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Card Foreign Exchange Rate
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 Oct 13 2012, 05:47 PM
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#1
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Junior Member
43 posts Joined: Oct 2011  
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Payment in JPY via Paypal
Maybank Petronas Visa Gold Transaction date: 30 Sep 2012 Posting Date: 02 Oct 2012 Amount charged in foreign currency: JPY 67,131 Amount billed in MYR: RM2,686.21 Final exchange rate: 0.040014 VISA Exchange Rate on 02 Oct 2012 is JPY1 = RM 0.039520 Bank charges: 1.25% Did I calculate correct? |
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Jan 15 2013, 09:25 AM
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#2
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Junior Member
43 posts Joined: Oct 2011
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Payment in JPY via Paypal
Maybank Petronas Visa Gold Transaction date: 08 Jan 2013 Posting Date: 10 Jan 2013 Amount charged in foreign currency: JPY 50,441 Amount billed in MYR: RM1,786.39 Final exchange rate: 0.035415 VISA Exchange Rate on 10 Jan 2013 is JPY1 = RM 0.034977 Bank charges: 1.25% |
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May 29 2014, 08:48 AM
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#3
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Junior Member
43 posts Joined: Oct 2011
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May 30 2014, 08:42 AM
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#4
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Junior Member
43 posts Joined: Oct 2011
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QUOTE(Human Nature @ May 29 2014, 10:33 AM) This is really good! Hope it maintain the low bank charge rates. |
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Dec 2 2015, 09:03 AM
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#5
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Junior Member
43 posts Joined: Oct 2011
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Transaction Type: Aeon Watami
Transaction Date: 24/11/2015 Posting Date: 26/11/2015 Transaction amount: JPY28,000 Amount charged: RM1,049.27 Posted Rate: 3.7474 visa rate: 3.4698 Difference (3.7474 - 3.4698) / 3.4698 = 8.00% Transaction Type: UOB VOX Transaction Date: 24/11/2015 Posting Date: 26/11/2015 Transaction amount: JPY12,000 Amount charged: RM460.76 Posted Rate: 3.8397 visa rate: 3.4698 Difference (3.8397 - 3.4698) / 0.038397 = 9.63% Did I calculated wrong?  The rate is very high. |
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Dec 7 2015, 07:59 AM
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#6
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Junior Member
43 posts Joined: Oct 2011
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QUOTE(Human Nature @ Dec 5 2015, 04:23 PM) Hi, physical transaction, online transaction or paypal transaction? Hi, I'm using Paypal with option to 'let local bank to handle currency conversion rate ( using visa/master rate)'.let's see whether the 2 transaction above are made using paypal too. The payment is charge to my AEON WATAMI card in JPY. |
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Dec 7 2015, 08:01 AM
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#7
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Junior Member
43 posts Joined: Oct 2011
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QUOTE(kenjixx @ Dec 2 2015, 03:26 PM) you use posting date to calculate? if calculate using transaction date it's lower abit but the end result still very high I thought bank use posting date to calculate.
another one recent transaction...
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