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 Credit Card Foreign Exchange Rate

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sushix
post Nov 26 2015, 05:45 PM

New Member
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Junior Member
40 posts

Joined: Jul 2008
Transaction TypeAeon Watami
Transaction Date23/11/2015
Posting Date25/11/2015
Transaction amountUSD 10
Amount chargedRM43.99
visa rate @ 0%USD1 = RM4.343566
bank rateUSD1 = RM4.399
Difference(43.99 - 43.43566) / 43.43566 =1.27%

This post has been edited by sushix: Nov 26 2015, 05:45 PM
sushix
post May 25 2016, 11:07 PM

New Member
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Junior Member
40 posts

Joined: Jul 2008
Name Of Credit CardAEON Watami
Transaction Date23 May 2016
Posting Date25 May 2016
Amount charged in USD125.00
Amount billed in MYR516.32
Visa rate4.094591
Bank rate4.13056
fee0.88%

This post has been edited by sushix: May 25 2016, 11:19 PM
sushix
post Jun 21 2016, 07:06 PM

New Member
*
Junior Member
40 posts

Joined: Jul 2008
Transaction TypeAeon Watami
Transaction Date17/06/2016
Posting Date19/06/2016
Transaction amountTHB 10,100.00
Amount chargedRM 1193.55
rate0.118173
visa rate(17/06)0.116857
Difference(17/06)1.126%
visa rate(19/06)0.117003
Difference(19/06)1%
sushix
post Dec 19 2016, 11:51 AM

New Member
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Junior Member
40 posts

Joined: Jul 2008
Transaction TypeAeon Gold
Transaction Date15 Dec 2016
Transaction amount฿ 2,718.00
Amount chargedRM 346.35
rate0.127428256
visa rate @ 15/120.125250
Difference1.7%

Transaction TypeAeon Gold
Transaction Date16 Dec 2016
Transaction amount฿ 1,189.00
Amount chargedRM 151.39
rate0.1273254836
visa rate @ 16/120.125537
Difference1.4%
sushix
post Jan 25 2017, 12:11 PM

New Member
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Junior Member
40 posts

Joined: Jul 2008
QUOTE(ProxMatoR @ Dec 19 2016, 10:00 PM)
VISA RATE should use POSTING date, not transaction date.  smile.gif
*
Just got the statement smile.gif

Transaction TypeAeon Gold
Posting Date17 Dec 2016
Transaction amount฿ 2,718.00
Amount chargedRM 346.35
rate0.127428256
visa rate @ 17/120.125430
Difference1.59%

Transaction TypeAeon Gold
Posting Date19 Dec 2016
Transaction amount฿ 1,189.00
Amount chargedRM 151.39
rate0.1273254836
visa rate @ 19/120.125430
Difference1.51%
sushix
post Nov 9 2017, 07:51 PM

New Member
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Junior Member
40 posts

Joined: Jul 2008
Transaction TypeCIMB Cash Rebate Platinum
Transaction Date4/11/2017
Posting Date7/11/2017
Transaction amountVND 1,107,000
Amount chargedRM 210.58
visa rate @ 0%VND 1 = RM 0.0001868783
bank rateVND 1 = RM 0.00019022583
Difference1.791%

This post has been edited by sushix: Nov 9 2017, 08:00 PM
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