Outline ·
[ Standard ] ·
Linear+
Credit Card Foreign Exchange Rate
|
BenChiew
|
 Sep 20 2025, 02:33 PM
|
|
QUOTE(synical @ Sep 18 2025, 12:59 PM) I guess UOB is really charging 2.22%... Date: 17/9/2025 5427 JPY Charged RM 160.23 When I keyed in 2.2% in VISA's calculator, it was only RM 160.19/20 But after I added the 2nd decimal point (2.22%), it tallied with the final amount (RM160.23) When I checked on XE, it was around RM154/155 yesterday, so... Is EVOL's 5% CB for online transactions enough to cover? It’s near impossible to tell with accuracy since it depends on when the transaction happens. Unless you check it on the dot, then it will not be accurate. If the forex is very stable, then it is ok. Since the single digit variance is affected by 2 decimal point movement, we see a lot of that everyday now. |
|
|
|
|
|
Confession
|
Oct 18 2025, 06:47 PM
|
|
|
Is SC Jumpstart the best so far with no additional fee spending overseas as well as cash withdrawal?
|
|
|
|
|
|
Confession
|
Oct 24 2025, 11:13 AM
|
|
|
QUOTE(Mr Gray @ Jun 22 2025, 10:18 AM) These 3 ambank cards have 0% foreign transaction fee. 1. Ambank True Card 2. Ambank M Card 3. Ambank Bonuslink Card All other ambank cards have 1% charge. And I'm personally using Ambank Bonuslink. is there any charges by Ambank if withdraw from ATM overseas? |
|
|
|
|
|
Toku
|
Nov 8 2025, 11:05 PM
|
Getting Started
|
QUOTE(Mr Gray @ Jun 22 2025, 10:18 AM) These 3 ambank cards have 0% foreign transaction fee. 1. Ambank True Card 2. Ambank M Card 3. Ambank Bonuslink Card All other ambank cards have 1% charge. And I'm personally using Ambank Bonuslink. According to Hong Leong Bank website, their I'm Credit Card has no annual fee and no foreign exchange conversion mark up. Isn't it much better than the above Ambank Debit card since it is a Credit Card (with some liability protection)? |
|
|
|
|
|
Fantasia
|
Nov 9 2025, 02:07 PM
|
|
|
QUOTE(Toku @ Nov 8 2025, 11:05 PM) According to Hong Leong Bank website, their I'm Credit Card has no annual fee and no foreign exchange conversion mark up. Isn't it much better than the above Ambank Debit card since it is a Credit Card (with some liability protection)? Those ambank cards are credit card. |
|
|
|
|
|
synical
|
Dec 1 2025, 12:53 PM
|
|
|
Transaction date: 29/11/2025
Amount charged in foreign currency: S$157.20
Amount billed in MYR: RM 514.74
Final exchange rate: Idk...RM 3.27?
Not sure how many percent this would be cos I used AMEX for this transaction...
|
|
|
|
|
|
Mr Gray
|
Dec 8 2025, 03:16 PM
|
|
|
QUOTE(Toku @ Nov 8 2025, 11:05 PM) According to Hong Leong Bank website, their I'm Credit Card has no annual fee and no foreign exchange conversion mark up. Isn't it much better than the above Ambank Debit card since it is a Credit Card (with some liability protection)? I'm card still have additional 1% charge. I've used it before this. All the 3 ambank cards are credit cards. |
|
|
|
|
|
Mr Gray
|
Dec 8 2025, 03:17 PM
|
|
|
QUOTE(Confession @ Oct 24 2025, 11:13 AM) is there any charges by Ambank if withdraw from ATM overseas? Overseas ATM withdrawal, better use GX Debit Card and SCB Jumpstart Debit Card. Withdrawal via credit card is always a bad idea. Those Ambank cards are credit cards |
|
|
|
|
Quote
0.0150sec
0.91
6 queries
GZIP Disabled