Airasia

Need opinion. I wanted to purchase airasia ticket one way from korea so it will follow Korean Won. These are the price shown on airasia when it convert to RM.

RM = 1112
Korean Won = 277800
Google Korean Won to RM = 1055

so which is the best option? i have cimb mastercard, maybank visa,uob visa

China DO NOT accept any other card.... only UNIONPAY. So, either you go to BOC (bank of china), or MBB to apply. And, if not mistaken, there are different UNIONPAY card, there is specific initial 4 digit card to be accepted in China.
1% is the admin fee. they will have forex rate charge too. so, it will add to 2.2 - 2.25

hope this clarifies.

Local Banks
- Maybank2C VISA/MasterCard : 2.26% (~ 1% + 1.25%)
- Maybank2C AMEX : 2.5%
- Maybank American Express with Maybank logo on top : 2.8-3%
- American Express : 2.8 -3%
- CIMB Bank : (cashback plat) 2.53% (should be ~ 1% + 1.5%)
- CIMB BANK (MC) 2%
- Public Bank : 1.25%, (VS) 1.0125%
- RHB Bank : (master plat) 1.02%
- AmBank : (VISA) 2.0 to 2.2%        (WM) 1%
- HLB VISA/MasterCard:
- EON Bank :
- Affin Bank :
- Alliance : (VISA) 2.17%
- Aeon: (gold) 1.5% (watami) 0.8-1.2%

Foreign Banks
- HSBC : (visa plat) 2.27% (should be ~ 1% + 1.25%)
- OCBC bank :
- Standard Chartered :
- UOB Bank : (YOLO) 2.5%
- Citibank : 1% + 1.4% (= 2.414%)
(if SGD, it is just 0.5%. surprising)

Sorry I have been trying to find info on the citibank Sgd 0.5% charges.
Can someone kindly point me in the right direction?

Ty

That was based on my transaction record. It was online AA booking in SGD (flight from SIN).

Hi, would like to check. I am about to make some booking on Airbnb,  and there are option to pay in RM or the destination curreny (JPY),  I noticed there are some difference in the price, but I am not too sure if it can be saving after consider the bank charges. Anyone have experience in this before? 
Thanks in advance for your reply.

I always opt for foreign currency however you can select MYR and get the total amount then compare with the JPY conversion to RM to see which is better 

Thanks for the reply. I have check through some earlier post here. Most suggested to use the foreign currency,  and i happened to have pbb vs card which based on many forumer experience will have around lower charges of 1.25%. Will try going with foreign currency + pbb vs card.

recommended to use foreign currency.

Last year, oversea hotel accidentally charged me at MYR (eventhough I told them to charge in foreign currency, but it was offline transaction. Another person updated the transaction by selecting MYR).

That created additional charges by MY citibank towards me.

Dear sifus, im planning to subscribe an online journal with CC priced at USD 149. Currently i have MBB AMex and PB Quantum card. Which card would give me the best rate for the transaction ? Thank you.

Definitely PBB Quantum
Amex bank charge 2.5% in additional to amex conversion rate

with Amex 5%CB on weekend spending izit a better choice compared to PBB Quantum Visa (which Im not sure the transaction would entitled me for cashback)

google "dynamic currency conversion"

one of the 'con' that many people are still not aware of

Dear sifus, im planning to subscribe an online journal with CC priced at USD 149. Currently i have MBB AMex and PB Quantum card. Which card would give me the best rate for the transaction ? Thank you.

basically non-pbe online payment considered as online transaction and eligible 5% cb for quantum master
quantum visa no cash back for online transaction
amex 2.5% additional charges is pain compare to 1% visa/master

dear all,
just a quick question. For mastercard conversion, shall i take the "transaction date" or "posting date' for calculation.

thank you in advance!